HBT Financial/$HBT
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About HBT Financial
HBT Financial Inc provides a comprehensive suite of business, commercial, wealth management, and retail banking products and services to individuals, businesses, and municipal entities throughout Central and Northeastern Illinois and Eastern Iowa. It operates through one reportable segment: community banking.
Ticker
$HBT
Sector
Primary listing
Employees
844
Headquarters
Website
HBT Financial Metrics
BasicAdvanced
$804M
10.55
$2.42
0.61
$0.82
3.29%
Price and volume
Market cap
$804M
Beta
0.61
52-week high
$27.02
52-week low
$19.46
Average daily volume
29K
Dividend rate
$0.82
Financial strength
Dividend payout ratio (TTM)
33.08%
Profitability
Net profit margin (TTM)
33.39%
Operating margin (TTM)
47.40%
Effective tax rate (TTM)
26.03%
Revenue per employee (TTM)
$270,000
Management effectiveness
Return on assets (TTM)
1.53%
Return on equity (TTM)
14.08%
Valuation
Price to earnings (TTM)
10.549
Price to revenue (TTM)
3.505
Price to book
1.38
Price to tangible book (TTM)
1.59
Price to free cash flow (TTM)
9.96
Free cash flow yield (TTM)
10.04%
Free cash flow per share (TTM)
2.563
Dividend yield (TTM)
3.21%
Forward dividend yield
3.29%
Growth
Revenue change (TTM)
4.61%
Earnings per share change (TTM)
8.10%
3-year revenue growth (CAGR)
10.76%
3-year earnings per share growth (CAGR)
8.01%
3-year dividend per share growth (CAGR)
8.87%
Bulls say / Bears say
Net income rose to $19.2 million in Q2 2025, up from $18.1 million a year ago, driven by a 5.2% increase in adjusted pre-provision net revenue. (GlobeNewswire)
Net interest margin expanded by 19 basis points year-over-year to 4.14% (4.19% tax-equivalent), enhancing net interest income amid lower funding costs. (GlobeNewswire)
Tangible book value per share increased by $0.59 to $16.02, and capital ratios remain well above regulatory requirements with total capital to risk-weighted assets at 17.74% and CET1 at 14.26%. (GlobeNewswire)
Total loans declined by $113.6 million sequentially in Q2 2025 to $3.35 billion, driven by seasonal paydowns, which may constrain net interest income growth. (GlobeNewswire)
Net charge-offs increased to $1.0 million, or 0.12% of average loans for Q2 2025, up from $0.4 million (0.05%) in Q1 2025, indicating slight credit quality pressure. (GlobeNewswire)
Noninterest income fell 1.8% quarter-over-quarter to $9.1 million, primarily due to a negative $0.8 million mortgage servicing rights fair value adjustment, reducing revenue diversification. (GlobeNewswire)
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
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FAQs
What’s the current market cap for HBT Financial stock?
HBT Financial (HBT) has a market cap of $804M as of September 16, 2025.
What is the P/E ratio for HBT Financial stock?
The price to earnings (P/E) ratio for HBT Financial (HBT) stock is 10.55 as of September 16, 2025.
Does HBT Financial stock pay dividends?
Yes, the HBT Financial (HBT) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is $0.82 and the yield is 3.29%. HBT Financial has a payout ratio of 33.08% on a trailing twelve-month basis.
When is the next HBT Financial dividend payment date?
The next HBT Financial (HBT) dividend payment date is unconfirmed.
What is the beta indicator for HBT Financial?
HBT Financial (HBT) has a beta rating of 0.61. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.