HBT Financial/$HBT
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About HBT Financial
HBT Financial Inc provides a comprehensive suite of business, commercial, wealth management, and retail banking products and services to individuals, businesses, and municipal entities throughout Central and Northeastern Illinois and Eastern Iowa. It operates through one reportable segment: community banking. It generates revenue from Card income, Wealth management fees, and Service charges on deposit accounts.
- Ticker
- $HBT
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 826
- Headquarters
- Bloomington, United States
- Website
- ir.hbtfinancial.com
HBT Financial Metrics
BasicAdvanced
$1.3B
14.07
$2.60
0.49
$0.92
2.74%
Price and volume
Market cap
$1.3B
Beta
0.49
52-week high
$37.71
52-week low
$22.37
Average daily volume
131K
Dividend rate
$0.92
Financial strength
Profitability
Net profit margin (TTM)
30.63%
Operating margin (TTM)
48.67%
Effective tax rate (TTM)
26.26%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
1.52%
Return on equity (TTM)
13.21%
Valuation
Price to earnings (TTM)
14.072
Price to revenue (TTM)
4.299
Price to book
1.76
Price to tangible book (TTM)
2.11
Dividend yield (TTM)
2.52%
Forward dividend yield
2.74%
Growth
Revenue change (TTM)
25.10%
Earnings per share change (TTM)
4.65%
3-year revenue growth (CAGR)
9.70%
3-year earnings per share growth (CAGR)
9.95%
3-year dividend per share growth (CAGR)
11.15%
What the Analysts think about HBT Financial
Analyst ratings (Buy, Hold, Sell) for HBT Financial stock.
Analyst projections of the future price of HBT Financial stock.
Bulls say / Bears say
Asset quality remains strong: nonperforming assets fell to 0.15% of total assets in the second quarter from 0.21% in the first, and HBT recorded net loan recoveries rather than charge-offs. (SEC)
HBT reported $28.5 million of adjusted second-quarter net income and an 18.13% adjusted return on tangible common equity. Its tax-equivalent net interest margin also rose to 4.38%. (SEC)
The planned Tri-County acquisition would broaden HBT’s Illinois footprint and add a deposit base the company describes as low-cost. HBT forecasts 11.1% earnings-per-share accretion in the first full year after cost savings, though the deal is not yet complete. (HBT Financial, HBT Financial)
Some of the second-quarter margin gain came from acquired-loan discount accretion, which rose to $2.1 million from $1.0 million in the prior quarter. Funding costs also increased, so the stronger margin may be difficult to sustain if those pressures persist. (SEC)
Pass-watch loans rose to about $245 million at June-end from $132 million at year-end 2025, while substandard loans increased to $101 million from $71 million. The enlarged loan book partly reflects acquisitions, but the growth in loans needing closer attention is a credit-quality risk to monitor. (SEC)
HBT completed the CNB acquisition in March and plans to acquire Tri-County, with the latter expected to close in early 2027. The announced deal is projected to dilute tangible book value by 2.4% at closing, and completing successive integrations could test management’s ability to deliver expected savings and earnings gains. (HBT Financial, HBT Financial)
Data summarised monthly by Lightyear AI. Last updated on 17 Oct 2026.
HBT Financial Financial Performance
Revenues and expenses
HBT Financial Earnings Performance
Company profitability
Upcoming events
Funds containing HBT Financial
Fund name | Fund size | $HBT weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.02% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.01% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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