HCI/$HCI

1D1W1MYTD1Y5YMAX

About HCI

HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
Ticker
$HCI
Sector
Finance
Primary listing
NYSE
Employees
594
Headquarters
Tampa, United States
Website
www.hcigroup.com

HCI Metrics

BasicAdvanced
$2.3B
8.10
$23.21
1.02
$1.60
0.85%

What the Analysts think about HCI

Analyst ratings (Buy, Hold, Sell) for HCI stock.
Analyst projections of the future price of HCI stock.

Bulls say / Bears say

HCI delivered record second-quarter results for the six months ended June 30, 2026, reporting pre-tax income of $111 million (up from $94 million a year earlier), net income of $83 million (up from $70 million) and diluted EPS of $5.60 (up from $5.18)(globenewswire.com) (GlobeNewswire)
As of March 31, 2026, HCI’s balance sheet held $1.105 billion in investments alongside $1.014 billion in cash and cash equivalents, supporting a book value per share of $84.41 and providing ample liquidity for growth or capital returns(nasdaq.com) (Nasdaq Press Release)
HCI’s underwriting remains highly profitable, with a gross loss and loss adjustment expense ratio of just 22.2% in the second quarter of 2026, underscoring continued disciplined underwriting and a favorable claims environment(globenewswire.com) (GlobeNewswire)
HCI’s insurance operations are heavily concentrated in Florida, making the company’s earnings and loss experience highly sensitive to the June 1–November 30 hurricane season and any deviation from modeled catastrophic losses, despite reinsurance Tower 1 providing only $1.06 billion of coverage per event(sec.gov)(sec.gov) (SEC 10-Q)
Effective February 2026, the Florida Office of Insurance Regulation terminated the 1% FIGA assessment that had applied since October 2023, reducing statutory loss absorption capacity and potentially increasing HCI’s net exposure in a severe catastrophe scenario(sec.gov) (SEC 10-K)
Since Florida’s 2023 tort reforms, twenty new property & casualty insurers have entered the state market with over $850 million of new capital, intensifying competition and potentially pressuring HCI’s premium rates and underwriting margins in its core Florida market(floir.gov) (FLOIR Press Release)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2026.

HCI Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

HCI Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

HCI News

AllArticlesVideos

HCI Group Q2 Earnings Call Highlights

MarketBeat1 month ago

Funds containing HCI

AllUSDGBPEUR
Funds
Fund name
Fund size
$HCI weighting
iShares S&P SmallCap 600$IDP6
$3.2B0.12%
iShares S&P Small Cap 600£ISP6
£2.4B0.12%
SPDR Russell 2000 US Small Cap€R2US
€4.8B0.07%
iShares MSCI World Small Cap$WSML
$9B0.02%
iShares MSCI World Small Cap€IUSN
€7.8B0.02%
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