HDFC Bank/$HDB
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About HDFC Bank
HDFC Bank Ltd company engaged in providing a range of banking and financial services including retail banking, wholesale banking and treasury operations. Its segments are Treasury, Retail banking, Wholesale banking, and Other banking Operations. Majority of incomes if from Retail Banking which consists of digital banking segment which represents business by Digital Banking Units (DBUs) of the Bank. The said DBUs serves retail customers through the Bank's digital network and other online channels; and Non-Digital Banking which serves retail customers through the Bank's branch network and other channels. The bank generates majority of income from Domestic market. Its products are Personal Loan, Car Loan, Business Loan, Two Wheeler Loan, Gold Loan, Home Loan, Pre-Verified Properties, etc.
- Ticker
- $HDB
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 210,109
- Headquarters
- Mumbai, India
- Website
- www.hdfc.bank.in
HDFC Bank Metrics
BasicAdvanced
$111B
13.34
$1.63
0.41
$0.34
1.56%
Price and volume
Market cap
$111B
Beta
0.41
52-week high
$37.35
52-week low
$21.36
Average daily volume
9.4M
Dividend rate
$0.34
Financial strength
Dividend payout ratio (TTM)
20.20%
Profitability
Net profit margin (TTM)
26.53%
Operating margin (TTM)
36.60%
Effective tax rate (TTM)
24.26%
Revenue per employee (TTM)
$452,650
Management effectiveness
Return on assets (TTM)
1.66%
Return on equity (TTM)
11.00%
Valuation
Price to earnings (TTM)
13.34
Price to revenue (TTM)
3.528
Price to book
1.73
Price to tangible book (TTM)
1.73
Price to free cash flow (TTM)
-2.543
Free cash flow yield (TTM)
-39.32%
Free cash flow per share (TTM)
-8.572
Dividend yield (TTM)
1.56%
Forward dividend yield
1.56%
Growth
Revenue change (TTM)
10.20%
Earnings per share change (TTM)
14.90%
3-year revenue growth (CAGR)
29.77%
3-year earnings per share growth (CAGR)
7.88%
10-year earnings per share growth (CAGR)
14.48%
3-year dividend per share growth (CAGR)
11.02%
10-year dividend per share growth (CAGR)
18.53%
What the Analysts think about HDFC Bank
Analyst ratings (Buy, Hold, Sell) for HDFC Bank stock.
Analyst projections of the future price of HDFC Bank stock.
Bulls say / Bears say
RBI approval of Anup Bagchi for a three-year CEO term from 27 October removes the succession overhang. Brokerages see an external leader as an opportunity for a strategic reset and a possible valuation re-rating. (The Economic Times, DSIJ)
September-quarter advances rose 5.2% sequentially, HDFC Bank’s fastest quarterly credit expansion in nine quarters, while deposits grew 18.8% year on year and outpaced loans. Its credit-to-deposit ratio also eased to 95.7% from 98.8% a year earlier, helping restore lending capacity. (Financial Express, The Hindu BusinessLine)
Asset quality remains a buffer against earnings shocks: gross non-performing loans were 1.17% and net non-performing loans about 0.4%, with a sizeable contingent-provisioning reserve. That gives the bank capacity to absorb credit losses if conditions worsen. (The Economic Times)
Margins remain vulnerable as funding costs rise and low-cost CASA deposits lag: analysts expect HDFC Bank’s net interest margin to fall by about five basis points quarter on quarter in Q2. A prolonged squeeze would delay the recovery in earnings. (BusinessToday, The Economic Times)
The headline 16.3% annual loan growth overstates underlying momentum: Nomura estimates growth was 14.3% excluding loans extended against FCNR(B) deposits, which accounted for about 35% of quarterly loan accretion. That leaves the bank exposed if this temporary funding-driven boost fades. (The Economic Times)
Governance scrutiny remains a risk: the board imposed token penalties and warning letters on senior executives over the MSRDC deposit arrangement, while the RBI is conducting its own supervisory review. Any adverse regulatory finding could further damage confidence in the bank’s controls. (Outlook Business, The Economic Times)
Data summarised monthly by Lightyear AI. Last updated on 9 Oct 2026.
HDFC Bank Financial Performance
Revenues and expenses
HDFC Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
HDFC Bank News
AllArticlesVideos
What HDFC Bank (HDB) Said on Its Q2 Earnings Call
MarketBeat2 weeks ago
Kaplan Fox & Kilsheimer LLP Notifies HDFC Bank Limited (HDB) Investors of an Approaching Securities Class Action Deadline on October 13, 2026
Newsfile Corp2 weeks ago
CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds HDFC Bank Limited Investors of Securities Class Action Lawsuit Deadline on October 13, 2026
Business Wire2 weeks ago
Funds containing HDFC Bank
Fund name | Fund size | $HDB weighting |
|---|---|---|
SPDR MSCI EM Asia$EMAD | $1.6B | 0.84% |
SPDR MSCI EM Asia€SPYA | $1.6B | 0.84% |
SPDR MSCI Emerging Markets$EMRD | $2.3B | 0.69% |
Invesco FTSE All-World£FWRG | $4.8B | 0.17% |
Invesco FTSE All-World€FWIA | $4.8B | 0.17% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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