Helvetia Holding AG/€HELN

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About Helvetia Holding AG

Helvetia Holding AG is an insurance company headquartered in St. Gallen, Switzerland. The company operates in the insurance and pension sectors, offering property, liability, life, and reinsurance products. Helvetia has a significant presence in Europe, focusing on markets in Switzerland, Germany, Austria, Italy, Spain, and France. The firm was established in 1858 and has since expanded its services and geographic reach through strategic acquisitions and alliances. Helvetia emphasizes its multi-channel distribution network and diversified portfolio, which are central to its competitive strategy and customer service offerings.

Ticker

€HELN
Sector

Primary listing

XGAT

Employees

14,631

Headquarters

Sankt Gallen, Switzerland

HELN Metrics

BasicAdvanced
€11B
19.47
€10.93
0.70
€7.17
3.37%

Bulls say / Bears say

The merger of Helvetia and Baloise will create Switzerland’s second-largest insurer with CHF 20 billion in combined business volume and is projected to deliver CHF 350 million in annual cost synergies by 2028, enhancing scale and efficiency (Reuters)
Helvetia’s new 2025–2027 targets of a 13–16% underlying ROE, 9–11% underlying EPS CAGR, and over CHF 1.2 billion in cumulative dividends demonstrate a clear roadmap for profitable growth and shareholder returns (Reuters)
Standard & Poor’s affirmation of Helvetia Group’s 'A+' financial strength rating with a stable outlook underscores the company’s robust capitalisation and diversified earnings power (Markets Insider)
Rising natural catastrophe losses, with Swiss Re forecasting insured losses to climb to $145 billion in 2025, may pressure Helvetia’s underwriting margins and combined ratio amid more frequent severe weather events (Reuters)
Execution risk from the planned Q4 2025 merger with Baloise could delay the realization of CHF 350 million in annual cost synergies and strain management focus as regulatory approvals and integration complexities mount (Reuters)
Analysts’ consensus 12-month price target of CHF 200.20 implies under 2% upside from current levels, suggesting limited share price appreciation potential over the near term (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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