Helvetia Holding AG/€HELN

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About Helvetia Holding AG

Helvetia Holding AG is an insurance company headquartered in St. Gallen, Switzerland. The company operates in the insurance and pension sectors, offering property, liability, life, and reinsurance products. Helvetia has a significant presence in Europe, focusing on markets in Switzerland, Germany, Austria, Italy, Spain, and France. The firm was established in 1858 and has since expanded its services and geographic reach through strategic acquisitions and alliances. Helvetia emphasizes its multi-channel distribution network and diversified portfolio, which are central to its competitive strategy and customer service offerings.

Ticker

€HELN
Sector

Primary listing

XGAT

Employees

14,631

Headquarters

Sankt Gallen, Switzerland

HELN Metrics

BasicAdvanced
€11B
19.62
€11.01
0.70
€7.17
3.32%

Bulls say / Bears say

Underlying earnings increased by 5.5% to CHF 300.8 million and IFRS after-tax profit rose 24% to CHF 320.1 million in H1 2025, driven by non-life segment performance and an improved combined ratio of 93.3% (Reuters)
Helvetia’s planned merger with Baloise will create Switzerland’s second-largest insurer with a combined CHF 20 billion business volume and generate CHF 350 million in annual pre-tax cost synergies, enhancing competitive scale and efficiency (Reuters)
The group’s Swiss Solvency Test ratio remained robust at approximately 290% as of June 30, 2025, significantly above regulatory requirements and underscoring strong capital resilience (Reuters)
H1 2025 IFRS profit gains included significant non-operating effects from market fluctuations and foreign exchange movements, which may not recur in volatile markets (Reuters)
Currency-adjusted business volume grew only 1.6% in the first half of 2025, indicating limited organic top-line expansion in Helvetia’s core markets (Reuters)
Life insurance new business margin remained at a modest 4.9%, exposing profitability to pressure from a persistent low-interest-rate environment (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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