Heritage Financial/$HFWA
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Heritage Financial
Heritage Financial Corp is a bank holding company. The company, through its subsidiary, provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as non-interest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
- Ticker
- $HFWA
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 978
- Headquarters
- Olympia, United States
- Website
- www.hf-wa.com
HFWA Metrics
BasicAdvanced
$1.2B
14.33
$1.99
0.50
$0.97
3.51%
Price and volume
Market cap
$1.2B
Beta
0.5
52-week high
$31.25
52-week low
$21.32
Average daily volume
336K
Dividend rate
$0.97
Financial strength
Profitability
Net profit margin (TTM)
24.56%
Operating margin (TTM)
32.65%
Effective tax rate (TTM)
14.97%
Revenue per employee (TTM)
$320,000
Management effectiveness
Return on assets (TTM)
1.00%
Return on equity (TTM)
7.79%
Valuation
Price to earnings (TTM)
14.33
Price to revenue (TTM)
3.486
Price to book
1.07
Price to tangible book (TTM)
1.52
Dividend yield (TTM)
3.41%
Forward dividend yield
3.51%
Growth
Revenue change (TTM)
35.44%
Earnings per share change (TTM)
20.40%
3-year revenue growth (CAGR)
6.85%
3-year earnings per share growth (CAGR)
-3.49%
10-year earnings per share growth (CAGR)
4.45%
3-year dividend per share growth (CAGR)
-17.42%
10-year dividend per share growth (CAGR)
0.63%
What the Analysts think about HFWA
Analyst ratings (Buy, Hold, Sell) for Heritage Financial stock.
Analyst projections of the future price of Heritage Financial stock.
Bulls say / Bears say
Net interest margin rose to 4.05% from 3.99% in the prior quarter as loan yields improved and interest-bearing deposit costs eased. That should support stronger net interest income if the trend continues. (Heritage Financial Corporation)
Loans grew 2.3% and deposits 2.1% in the quarter, while commercial loan commitments closed rose to $388 million from $339 million. This points to solid customer activity and continued expansion of the bank’s lending base. (Heritage Financial Corporation, The Motley Fool)
Heritage completed the Kitsap Bank systems conversion, a key step towards capturing merger savings. Management expects fourth-quarter operating expenses to fall to $55–56 million after the conversion. (The Motley Fool)
Nonaccrual loans more than doubled quarter on quarter to $32.1 million, and nonperforming assets rose to 0.39% of total assets from 0.19%. The increase included a sizeable transport-sector borrower and points to worsening credit quality. (Heritage Financial Corporation)
Diluted earnings per share fell to $0.46 from $0.55 a year earlier, while the efficiency ratio increased to 71.6% from 63.3%. Merger-related costs and the larger post-acquisition cost base are still weighing on reported performance. (Heritage Financial Corporation)
The commercial loan pipeline fell to $399 million from $628 million in the prior quarter, while loan prepayments and payoffs rose to $207 million. Those outflows could limit growth even as new lending remains active. (The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.
HFWA Financial Performance
Revenues and expenses
HFWA Earnings Performance
Company profitability
Upcoming events
HFWA News
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Funds containing HFWA
Fund name | Fund size | $HFWA weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.07% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.07% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.04% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.04% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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