Heritage Financial/$HFWA
1D1W1MYTD1Y5YMAX
Capital at risk
About Heritage Financial
Heritage Financial Corp is a bank holding company. The company, through its subsidiary, provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as non-interest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
- Ticker
- $HFWA
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 744
- Headquarters
- Olympia, United States
- Website
- www.hf-wa.com
HFWA Metrics
BasicAdvanced
$1.1B
13.49
$2.08
0.49
$0.97
3.57%
Price and volume
Market cap
$1.1B
Beta
0.49
52-week high
$31.25
52-week low
$21.32
Average daily volume
356K
Dividend rate
$0.97
Financial strength
Dividend payout ratio (TTM)
44.09%
Profitability
Net profit margin (TTM)
26.40%
Operating margin (TTM)
33.97%
Effective tax rate (TTM)
14.50%
Revenue per employee (TTM)
$400,000
Management effectiveness
Return on assets (TTM)
1.00%
Return on equity (TTM)
7.80%
Valuation
Price to earnings (TTM)
13.488
Price to revenue (TTM)
3.505
Price to book
1.03
Price to tangible book (TTM)
1.46
Price to free cash flow (TTM)
12.859
Free cash flow yield (TTM)
7.78%
Free cash flow per share (TTM)
2.178
Dividend yield (TTM)
3.46%
Forward dividend yield
3.57%
Growth
Revenue change (TTM)
33.33%
Earnings per share change (TTM)
45.18%
3-year revenue growth (CAGR)
4.24%
3-year earnings per share growth (CAGR)
-3.21%
10-year earnings per share growth (CAGR)
5.34%
3-year dividend per share growth (CAGR)
3.73%
10-year dividend per share growth (CAGR)
7.87%
Bulls say / Bears say
Heritage Financial's net interest margin expanded to 3.99% in Q2 2026, up 3 basis points sequentially and 48 basis points year-over-year, driven by loan repricing and higher investment yields, bolstering profitability. (Reuters via Investing.com)
Strong commercial loan origination in Q2 2026 with $372 million of new commitments (up from $185 million in Q1) and a $628 million pipeline supports mid-single-digit annualized growth prospects. (Reuters via Investing.com)
Credit quality remains robust, with net charge-offs of just 0.03% of average loans annualized and nonaccrual loans at only 0.27% of total loans, underpinning disciplined risk management. (Reuters via Investing.com)
Heritage Financial's total deposits fell by $210 million in Q2 2026, driven by seasonal tax-related outflows and a large single withdrawal, pressuring its core funding base. (Reuters via Investing.com)
Revenue of $84.13 million in Q2 2026 missed consensus estimates by 2.51%, highlighting top-line growth challenges despite an EPS beat. (Reuters via Investing.com)
Elevated merger integration expenses of approximately $10.5 million in Q2 pushed the efficiency ratio to 76.5%, above management’s long-term targets, indicating persistent cost pressures. (Reuters via Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 29 Aug 2026.
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Funds containing HFWA
AllUSDGBPEUR
Fund name | Fund size | $HFWA weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.06% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.06% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.04% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
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