Hagerty, Inc./$HGTY
1D1W1MYTD1Y5YMAX
Capital at risk
About Hagerty, Inc.
Hagerty Inc is a provider of specialty automotive insurance. The company underwrites, sells, and services classic car and enthusiast vehicle insurance policies. Substantial revenue is derived from Commission and fees. Geographically, it serves Europe, Canada, and the United States.
- Ticker
- $HGTY
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 1,891
- Headquarters
- Traverse City, United States
- Website
- www.hagerty.com
Hagerty, Inc. Metrics
BasicAdvanced
$1.4B
86.87
$0.16
0.79
-
Price and volume
Market cap
$1.4B
Beta
0.79
52-week high
$14.17
52-week low
$9.36
Average daily volume
442K
Financial strength
Current ratio
1.514
Quick ratio
1.199
Long term debt to equity
0.346
Total debt to equity
0.294
Dividend payout ratio (TTM)
31.67%
Interest coverage (TTM)
5.03%
Profitability
EBITDA (TTM)
228.124
Gross margin (TTM)
56.81%
Net profit margin (TTM)
1.25%
Operating margin (TTM)
13.39%
Effective tax rate (TTM)
-134.45%
Revenue per employee (TTM)
$750,000
Management effectiveness
Return on assets (TTM)
5.65%
Return on equity (TTM)
8.92%
Valuation
Price to earnings (TTM)
86.871
Price to revenue (TTM)
0.981
Price to book
6.57
Price to tangible book (TTM)
117.83
Price to free cash flow (TTM)
5.09
Free cash flow yield (TTM)
19.65%
Free cash flow per share (TTM)
2.731
Growth
Revenue change (TTM)
3.75%
Earnings per share change (TTM)
-21.48%
3-year revenue growth (CAGR)
16.58%
3-year earnings per share growth (CAGR)
22.53%
Bulls say / Bears say
First-quarter 2026 written premiums rose 18% year-over-year to $289 million, driven by underlying growth and the shift to a full 100% quota share agreement with Markel. (Reuters)
Earned premiums surged 42% to $240 million in Q1 2026, bolstering underwriting scale and revenue resilience despite transitional accounting effects. (Reuters)
Adjusted EBITDA climbed 77% year-over-year to $85 million in the first quarter of 2026, demonstrating strong operational leverage and profitability improvements. (Reuters)
Q1 2026 net loss of $13 million including $89 million of pre-tax transition costs from the Markel fronting arrangement underscores significant one-time expenses weighing on results. (Reuters)
Commission and fee revenue plunged 84% to $16 million in Q1 2026 due to elimination of ceding commissions under the new Markel structure, compressing a key revenue stream. (Reuters)
Total revenue fell 5% to $311.8 million in the first quarter of 2026, reflecting the accounting impact of the fronting agreement and top-line volatility. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 29 Aug 2026.
Upcoming events
No upcoming events
Hagerty, Inc. News
AllArticlesVideos
Funds containing Hagerty, Inc.
AllEURGBP
Fund name | Fund size | $HGTY weighting |
|---|---|---|
SPDR MSCI All Country World IM€SPYI | €7.5B | 0.00% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.00% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.