Hingham Institution for Savings/$HIFS
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About Hingham Institution for Savings
Hingham Institution for Savings is a savings bank based in Hingham, Massachusetts, and is involved in the business of residential and commercial real estate mortgage lending and also financial and banking services. The bank's financial services include personal checking accounts, personal mortgages, home equity lines of credit, money market accounts, savings accounts, certificates of deposit, and business checking accounts. Its lending portfolio mainly encompasses commercial real estate, residential owner-occupied real estate, and loans for the construction of residential real estate.
Ticker
$HIFS
Sector
Primary listing
Employees
90
Headquarters
Website
HIFS Metrics
BasicAdvanced
$631M
18.86
$15.35
0.91
$2.52
0.87%
Price and volume
Market cap
$631M
Beta
0.91
52-week high
$298.09
52-week low
$209.71
Average daily volume
45K
Dividend rate
$2.52
Financial strength
Dividend payout ratio (TTM)
16.28%
Profitability
Net profit margin (TTM)
44.97%
Operating margin (TTM)
64.76%
Effective tax rate (TTM)
25.90%
Revenue per employee (TTM)
$830,000
Management effectiveness
Return on assets (TTM)
0.75%
Return on equity (TTM)
7.82%
Valuation
Price to earnings (TTM)
18.856
Price to revenue (TTM)
8.407
Price to book
1.42
Price to tangible book (TTM)
1.42
Price to free cash flow (TTM)
28.652
Free cash flow yield (TTM)
3.49%
Free cash flow per share (TTM)
10.104
Dividend yield (TTM)
0.87%
Forward dividend yield
0.87%
Growth
Revenue change (TTM)
37.00%
Earnings per share change (TTM)
63.41%
3-year revenue growth (CAGR)
-5.55%
3-year earnings per share growth (CAGR)
-9.56%
10-year earnings per share growth (CAGR)
6.05%
3-year dividend per share growth (CAGR)
4.00%
10-year dividend per share growth (CAGR)
8.45%
Bulls say / Bears say
Net income for Q2 2025 surged 127.7% year-over-year to $9.41 million, driving return on average equity to 8.43% versus 3.92% a year earlier (GlobeNewswire).
The efficiency ratio improved to 41.17% in Q2 2025 from 68.57% in Q2 2024, reflecting strong operational leverage and cost control (Nasdaq).
Non-interest-bearing deposits grew 20.2% year-to-date through June 30, 2025, enhancing the bank’s low-cost funding base and liquidity profile (Nasdaq).
Non-performing assets rose to 0.70% of total assets in Q2 2025, up from 0.04% at June 30, 2024, signaling potential deterioration in credit quality (Finviz).
Non-performing loans increased to 0.81% of total loans in Q2 2025 from 0.04% a year earlier, driven by a single $30.6 million commercial real estate loan placed on non-accrual, highlighting concentration risk in the CRE portfolio (Nasdaq).
The net interest margin stood at 1.72% annualized in June 2025, remaining modest and potentially constraining earnings as competitive funding costs persist (Nasdaq).
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
HIFS Financial Performance
Revenues and expenses
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Hingham Institution for Savings stock?
Hingham Institution for Savings (HIFS) has a market cap of $631M as of September 16, 2025.
What is the P/E ratio for Hingham Institution for Savings stock?
The price to earnings (P/E) ratio for Hingham Institution for Savings (HIFS) stock is 18.86 as of September 16, 2025.
Does Hingham Institution for Savings stock pay dividends?
Yes, the Hingham Institution for Savings (HIFS) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is $2.52 and the yield is 0.87%. Hingham Institution for Savings has a payout ratio of 16.28% on a trailing twelve-month basis.
When is the next Hingham Institution for Savings dividend payment date?
The next Hingham Institution for Savings (HIFS) dividend payment date is unconfirmed.
What is the beta indicator for Hingham Institution for Savings?
Hingham Institution for Savings (HIFS) has a beta rating of 0.91. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.