Hippo Holdings Inc./$HIPO
1D1W1MYTD1Y5YMAX
Capital at risk
About Hippo Holdings Inc.
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
- Ticker
- $HIPO
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 540
- Headquarters
- San Jose, United States
- Website
- www.hippo.com
HIPO Metrics
BasicAdvanced
$841M
7.01
$4.55
1.49
-
Price and volume
Market cap
$841M
Beta
1.49
52-week high
$38.73
52-week low
$24.08
Average daily volume
176K
Financial strength
Current ratio
1.004
Quick ratio
0.47
Long term debt to equity
0.109
Total debt to equity
0.109
Interest coverage (TTM)
10.15%
Profitability
EBITDA (TTM)
35.5
Gross margin (TTM)
60.50%
Net profit margin (TTM)
23.92%
Operating margin (TTM)
6.61%
Effective tax rate (TTM)
1.46%
Revenue per employee (TTM)
$940,000
Management effectiveness
Return on assets (TTM)
1.04%
Return on equity (TTM)
30.34%
Valuation
Price to earnings (TTM)
7.006
Price to revenue (TTM)
1.614
Price to book
1.81
Price to tangible book (TTM)
2.05
Price to free cash flow (TTM)
14.067
Free cash flow yield (TTM)
7.11%
Free cash flow per share (TTM)
2.266
Growth
Revenue change (TTM)
19.26%
Earnings per share change (TTM)
-1,162.86%
3-year revenue growth (CAGR)
48.77%
3-year earnings per share growth (CAGR)
-34.25%
Bulls say / Bears say
Hippo’s Q2 2026 gross written premium rose 61% year-over-year to $482 million, net income jumped eightfold to $10 million, adjusted net income increased 24% to $21 million, and the combined ratio improved by four percentage points to 95.8% (MarketBeat).
Through an enhanced partnership with Accelerant announced June 30, 2026, Hippo will serve as a fronting carrier for over $500 million in annual gross written premiums in 2027, accelerating specialty insurance expansion without additional underwriting risk (Nasdaq).
Hippo closed a $100 million Mountain Re Ltd. catastrophe bond in May 2026, which was oversubscribed at rates below initial guidance, demonstrating strong capital market support and enhancing its capital efficiency (PRNewswire).
Hippo’s net loss ratio widened to 50.4% in Q2 2026 from 47.0% a year earlier, signaling increased claims costs pressure (MarketBeat).
Full-year 2026 guidance still targets a combined ratio of 99–101%, implying that underwriting margins may remain minimal and leave the company vulnerable to adverse loss developments (MarketBeat).
Management warned that homeowners and commercial property markets are softening, with E&S growth being pulled back and renewal-rate increases moderating, which could constrain Hippo’s expansion in those lines (MarketBeat).
Data summarised monthly by Lightyear AI. Last updated on 27 Aug 2026.
Upcoming events
No upcoming events
Funds containing HIPO
AllEURUSDGBP
Fund name | Fund size | $HIPO weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.02% |
SPDR MSCI All Country World IM€SPYI | €7.5B | 0.00% |
iShares MSCI World Small Cap$WSML | $9B | 0.00% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.00% |
iShares MSCI World Small Cap£WLDS | £6.7B | 0.00% |
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