Hippo Holdings Inc./$HIPO
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Hippo Holdings Inc.
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
- Ticker
- $HIPO
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 540
- Headquarters
- San Jose, United States
- Website
- www.hippo.com
HIPO Metrics
BasicAdvanced
$975M
29.92
$1.22
1.55
-
Price and volume
Market cap
$975M
Beta
1.55
52-week high
$39.39
52-week low
$24.08
Average daily volume
241K
Financial strength
Current ratio
1
Quick ratio
0.483
Long term debt to equity
0.109
Total debt to equity
0.109
Interest coverage (TTM)
11.25%
Profitability
EBITDA (TTM)
38.1
Gross margin (TTM)
58.44%
Net profit margin (TTM)
5.90%
Operating margin (TTM)
6.63%
Effective tax rate (TTM)
5.60%
Revenue per employee (TTM)
$1,000,000
Management effectiveness
Return on assets (TTM)
0.97%
Return on equity (TTM)
7.19%
Valuation
Price to earnings (TTM)
29.917
Price to revenue (TTM)
1.746
Price to book
2.08
Price to tangible book (TTM)
2.35
Price to free cash flow (TTM)
8.327
Free cash flow yield (TTM)
12.01%
Free cash flow per share (TTM)
4.399
Growth
Revenue change (TTM)
20.55%
Earnings per share change (TTM)
-66.97%
3-year revenue growth (CAGR)
44.19%
3-year earnings per share growth (CAGR)
-54.02%
What the Analysts think about HIPO
Analyst ratings (Buy, Hold, Sell) for Hippo Holdings Inc. stock.
Analyst projections of the future price of Hippo Holdings Inc. stock.
Bulls say / Bears say
Hippo has turned recent growth into reported profit: in Q2 2026 it earned $10 million, while its combined ratio improved to 95.8%. Management raised its 2026 adjusted net income outlook to $62 million–$70 million. (PR Newswire)
Premium growth is accelerating across multiple lines: Q2 gross written premium rose 61% year on year, led by casualty and commercial multi-peril, and Hippo lifted its full-year premium outlook. A broader mix could reduce dependence on catastrophe-exposed homeowners insurance. (PR Newswire, U.S. Securities and Exchange Commission)
Hippo plans to expand its homeowners programme from 8 to 22 states in the fourth quarter through national distribution partners. That gives the company a route to grow its core product after focusing on underwriting and portfolio diversification. (PR Newswire)
Catastrophe losses can still make results volatile: first-half 2025 losses included $62 million linked mainly to the Los Angeles wildfires, compared with $12.3 million in the first half of 2026. Reinsurance limits the impact, but Hippo remains responsible for claims if a reinsurer fails to pay. (U.S. Securities and Exchange Commission)
Underlying claims costs are rising: Q2 non-catastrophe losses increased 42% year on year, faster than net earned premiums, and the net loss ratio worsened to 50.4% from 47.0%. That could erode the benefit from rapid premium growth if the trend persists. (U.S. Securities and Exchange Commission)
The full-year outlook leaves little underwriting cushion: Hippo forecast a 2026 combined ratio of 99%–101%, around the break-even level before investment income. If claims or catastrophe losses exceed expectations, underwriting could move into a loss despite the raised adjusted-income forecast. (PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 20 Oct 2026.
HIPO Financial Performance
Revenues and expenses
HIPO Earnings Performance
Company profitability
Upcoming events
No upcoming events
HIPO News
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Funds containing HIPO
Fund name | Fund size | $HIPO weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.03% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.03% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
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