Horace Mann/$HMN

13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX

About Horace Mann

Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.

Ticker

$HMN

Primary listing

NYSE

Industry

Insurance

Employees

1,750

ISIN

US4403271046

Horace Mann Metrics

BasicAdvanced
$1.7B
15.49
$2.76
0.29
$1.37
3.27%

What the Analysts think about Horace Mann

Analyst ratings (Buy, Hold, Sell) for Horace Mann stock.

Bulls say / Bears say

Horace Mann reported a full-year net income of $103 million in 2024, more than doubling the previous year's $45 million, indicating strong financial growth. (marketscreener.com)
The company's Property & Casualty segment improved its combined ratio to 97.9% in 2024, a 15-point enhancement over the prior year, reflecting better underwriting performance. (tipranks.com)
Horace Mann projects 2025 core earnings per share between $3.60 and $3.90, with expectations of a double-digit return on equity, suggesting continued profitability. (gurufocus.com)
In 2023, Horace Mann's net income declined to $45 million from $103 million in 2024, indicating potential volatility in earnings. (marketscreener.com)
The company's Property & Casualty segment reported a combined ratio of 97.9% in 2024, which, while improved, still indicates that claims and expenses are close to premium income, leaving little margin for profit. (tipranks.com)
Horace Mann's 2025 earnings projections are based on achieving a double-digit return on equity, which may be challenging if market conditions deteriorate or if the company faces unforeseen operational challenges. (gurufocus.com)
Data summarised monthly by Lightyear AI. Last updated on 7 Jun 2025.

Horace Mann Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Horace Mann Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

Buy $HMN

Sign up or log in to buy
Capital at risk
Market closed

Upcoming events

Jun30
Horace Mann
Dividend·Payment
$0.35Per share
FAQs