Horace Mann/$HMN

13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX

About Horace Mann

Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.

Ticker

$HMN
Sector

Primary listing

NYSE

Employees

1,750

Horace Mann Metrics

BasicAdvanced
$1.9B
13.54
$3.38
0.29
$1.38
3.06%

What the Analysts think about Horace Mann

Analyst ratings (Buy, Hold, Sell) for Horace Mann stock.

Bulls say / Bears say

Horace Mann beat expectations in Q2 2025 with core EPS of $1.06 versus a $0.59 forecast, driving a 2.78% stock price rise and prompting an upgrade of full-year core EPS guidance to $4.15–$4.45, underscoring strong operational momentum and investor confidence (Investing.com).
Moody’s affirmed Horace Mann’s Baa2 senior unsecured and A2 insurance financial strength ratings with a stable outlook, citing improved underwriting results and robust capitalization as key strengths supporting the company’s credit profile (Investing.com published March 26, 2025).
In May 2025, Horace Mann authorized a $50 million share repurchase program alongside a 34-year dividend streak and a current yield of 3.33%, reflecting the company’s strong capital generation and commitment to shareholder returns (Investing.com published May 13, 2025).
Net investment losses of $4.7 million in Q2 2025 highlight volatility in the company’s investment portfolio amid rising interest rates, which could pressure future core earnings if market conditions remain unfavorable (Business Wire via August 6, 2025).
Moody’s notes that Horace Mann’s substantial gross exposure to natural disasters leaves its Property & Casualty results vulnerable to volatile catastrophe costs, posing a risk to underwriting profitability during severe weather events (Investing.com published March 26, 2025).
The reinsurance agreement with Reinsurance Group of America on a large block of annuities concentrates counterparty credit risk, meaning a potential reinsurer default could materially impact Horace Mann’s financial condition (SEC Form 10-K filed February 17, 2025).
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.

Horace Mann Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Horace Mann Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

Buy $HMN

Sign up or log in to buy
Capital at risk
Market closed

Upcoming events

No upcoming events
FAQs