Horace Mann/$HMN
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About Horace Mann
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
Ticker
$HMN
Sector
Primary listing
NYSE
Industry
Insurance
Headquarters
Employees
1,750
ISIN
US4403271046
Website
Horace Mann Metrics
BasicAdvanced
$1.7B
15.49
$2.76
0.29
$1.37
3.27%
Price and volume
Market cap
$1.7B
Beta
0.29
52-week high
$44.44
52-week low
$31.81
Average daily volume
305K
Dividend rate
$1.37
Financial strength
Current ratio
3.018
Quick ratio
0.156
Long term debt to equity
40.751
Total debt to equity
40.751
Dividend payout ratio (TTM)
48.82%
Interest coverage (TTM)
5.11%
Profitability
EBITDA (TTM)
204.7
Gross margin (TTM)
33.48%
Net profit margin (TTM)
7.04%
Operating margin (TTM)
10.94%
Effective tax rate (TTM)
19.99%
Revenue per employee (TTM)
$930,000
Management effectiveness
Return on assets (TTM)
0.78%
Return on equity (TTM)
8.97%
Valuation
Price to earnings (TTM)
15.486
Price to revenue (TTM)
1.086
Price to book
1.3
Price to tangible book (TTM)
1.54
Price to free cash flow (TTM)
3.406
Free cash flow yield (TTM)
29.36%
Free cash flow per share (TTM)
1,255.21%
Dividend yield (TTM)
3.20%
Forward dividend yield
3.27%
Growth
Revenue change (TTM)
6.67%
Earnings per share change (TTM)
75.76%
3-year revenue growth (CAGR)
6.26%
10-year revenue growth (CAGR)
4.28%
3-year earnings per share growth (CAGR)
-2.09%
10-year earnings per share growth (CAGR)
0.56%
3-year dividend per share growth (CAGR)
3.10%
10-year dividend per share growth (CAGR)
3.84%
What the Analysts think about Horace Mann
Analyst ratings (Buy, Hold, Sell) for Horace Mann stock.
Bulls say / Bears say
Horace Mann reported a full-year net income of $103 million in 2024, more than doubling the previous year's $45 million, indicating strong financial growth. (marketscreener.com)
The company's Property & Casualty segment improved its combined ratio to 97.9% in 2024, a 15-point enhancement over the prior year, reflecting better underwriting performance. (tipranks.com)
Horace Mann projects 2025 core earnings per share between $3.60 and $3.90, with expectations of a double-digit return on equity, suggesting continued profitability. (gurufocus.com)
In 2023, Horace Mann's net income declined to $45 million from $103 million in 2024, indicating potential volatility in earnings. (marketscreener.com)
The company's Property & Casualty segment reported a combined ratio of 97.9% in 2024, which, while improved, still indicates that claims and expenses are close to premium income, leaving little margin for profit. (tipranks.com)
Horace Mann's 2025 earnings projections are based on achieving a double-digit return on equity, which may be challenging if market conditions deteriorate or if the company faces unforeseen operational challenges. (gurufocus.com)
Data summarised monthly by Lightyear AI. Last updated on 7 Jun 2025.
Horace Mann Financial Performance
Revenues and expenses
Horace Mann Earnings Performance
Company profitability
Horace Mann News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
Jun30
Horace Mann
Dividend·Payment
$0.35Per share
FAQs
What’s the current market cap for Horace Mann stock?
Horace Mann (HMN) has a market cap of $1.7B as of June 27, 2025.
What is the P/E ratio for Horace Mann stock?
The price to earnings (P/E) ratio for Horace Mann (HMN) stock is 15.49 as of June 27, 2025.
Does Horace Mann stock pay dividends?
Yes, the Horace Mann (HMN) stock pays dividends to shareholders. As of June 27, 2025, the dividend rate is $1.37 and the yield is 3.27%. Horace Mann has a payout ratio of 48.82% on a trailing twelve-month basis.
When is the next Horace Mann dividend payment date?
The next Horace Mann (HMN) dividend payment is scheduled for June 30, 2025.
What is the beta indicator for Horace Mann?
Horace Mann (HMN) has a beta rating of 0.29. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.