Horace Mann/$HMN
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About Horace Mann
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
Ticker
$HMN
Sector
Primary listing
NYSE
Industry
Insurance
Headquarters
Employees
1,750
ISIN
US4403271046
Website
Horace Mann Metrics
BasicAdvanced
$1.7B
14.84
$2.76
0.29
$1.38
3.42%
Price and volume
Market cap
$1.7B
Beta
0.29
52-week high
$44.44
52-week low
$31.95
Average daily volume
266K
Dividend rate
$1.38
Financial strength
Current ratio
3.018
Quick ratio
0.156
Long term debt to equity
40.751
Total debt to equity
40.751
Dividend payout ratio (TTM)
48.82%
Interest coverage (TTM)
5.11%
Profitability
EBITDA (TTM)
204.7
Gross margin (TTM)
33.48%
Net profit margin (TTM)
7.04%
Operating margin (TTM)
10.94%
Effective tax rate (TTM)
19.99%
Revenue per employee (TTM)
$930,000
Management effectiveness
Return on assets (TTM)
0.78%
Return on equity (TTM)
8.97%
Valuation
Price to earnings (TTM)
14.845
Price to revenue (TTM)
1.041
Price to book
1.25
Price to tangible book (TTM)
1.48
Price to free cash flow (TTM)
3.265
Free cash flow yield (TTM)
30.63%
Free cash flow per share (TTM)
1,255.21%
Dividend yield (TTM)
3.37%
Forward dividend yield
3.42%
Growth
Revenue change (TTM)
6.67%
Earnings per share change (TTM)
75.76%
3-year revenue growth (CAGR)
6.26%
10-year revenue growth (CAGR)
4.28%
3-year earnings per share growth (CAGR)
-2.09%
10-year earnings per share growth (CAGR)
0.56%
3-year dividend per share growth (CAGR)
3.10%
10-year dividend per share growth (CAGR)
3.84%
What the Analysts think about Horace Mann
Analyst ratings (Buy, Hold, Sell) for Horace Mann stock.
Bulls say / Bears say
Horace Mann's stock reached a 52-week high of $43.26 in March 2025, reflecting strong financial performance and strategic growth initiatives. (Investing.com)
The company increased its quarterly dividend by 3% to $0.35 per share in March 2025, marking the 17th consecutive year of dividend growth, demonstrating a commitment to shareholder value. (StockTitan)
Analysts at Keefe, Bruyette & Woods raised their price target for Horace Mann's shares from $44.00 to $45.00 in February 2025, indicating a positive outlook on the company's future performance. (ETF Daily News)
The company's Q1 2025 revenue of $416.4 million missed analyst expectations of $424.5 million, potentially indicating challenges in meeting growth projections. (StockStory)
Insider selling activity, including the CEO's sale of 4,000 shares in February 2025, might raise concerns about internal confidence in the company's future prospects. (MarketBeat)
The combined ratio increased by 5.8 percentage points year-over-year to 95% in Q1 2025, suggesting rising costs or underwriting challenges that could impact profitability. (StockStory)
Data summarised monthly by Lightyear AI. Last updated on 9 Jul 2025.
Horace Mann Financial Performance
Revenues and expenses
Horace Mann Earnings Performance
Company profitability
Horace Mann News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Horace Mann stock?
Horace Mann (HMN) has a market cap of $1.7B as of July 15, 2025.
What is the P/E ratio for Horace Mann stock?
The price to earnings (P/E) ratio for Horace Mann (HMN) stock is 14.84 as of July 15, 2025.
Does Horace Mann stock pay dividends?
Yes, the Horace Mann (HMN) stock pays dividends to shareholders. As of July 15, 2025, the dividend rate is $1.38 and the yield is 3.42%. Horace Mann has a payout ratio of 48.82% on a trailing twelve-month basis.
When is the next Horace Mann dividend payment date?
The next Horace Mann (HMN) dividend payment date is unconfirmed.
What is the beta indicator for Horace Mann?
Horace Mann (HMN) has a beta rating of 0.29. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.