Hoist Finance AB/Skr HOFI
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Hoist Finance AB
Hoist Finance AB specializes in the management of non-performing loans, primarily within the financial services industry. It focuses on acquiring and collecting non-performing unsecured consumer loans from international banks and financial institutions. These operations are divided mainly into two segments: Purchased Debt, where it manages acquired portfolios, and Servicing, where it provides third-party debt collection services. Headquartered in Stockholm, Sweden, the company operates across several European countries, offering a cross-border presence that allows it to leverage diverse market dynamics. Hoist Finance distinguishes itself through its robust analytics and data-driven approach to debt management, utilizing proprietary platforms to optimize recovery processes.
- Ticker
- Skr HOFI
- Sector
- Finance
- Primary listing
- XSTO
- Employees
- 1,252
- Headquarters
- Stockholm, Sweden
- Website
- www.hoistfinance.com
Hoist Finance AB Metrics
BasicAdvanced
kr 18B
12.08
kr 16.60
1.11
kr 6.00
1.63%
Price and volume
Market cap
kr 18B
Beta
1.11
52-week high
kr 223.80
52-week low
kr 91.50
Average daily volume
163K
Dividend rate
kr 6.00
Financial strength
Current ratio
0.835
Quick ratio
0.822
Long term debt to equity
1.312
Total debt to equity
1.312
Dividend payout ratio (TTM)
40.42%
Profitability
Gross margin (TTM)
70.08%
Net profit margin (TTM)
30.00%
Operating margin (TTM)
41.76%
Effective tax rate (TTM)
23.01%
Revenue per employee (TTM)
kr 4,140,000
Management effectiveness
Return on assets (TTM)
2.40%
Return on equity (TTM)
21.01%
Valuation
Price to earnings (TTM)
12.084
Price to revenue (TTM)
3.383
Price to book
2.57
Price to tangible book (TTM)
2.65
Price to free cash flow (TTM)
3.106
Free cash flow yield (TTM)
32.19%
Free cash flow per share (TTM)
64.578
Dividend yield (TTM)
2.99%
Forward dividend yield
1.63%
Growth
Revenue change (TTM)
23.85%
Earnings per share change (TTM)
61.01%
3-year revenue growth (CAGR)
18.26%
10-year revenue growth (CAGR)
9.30%
3-year earnings per share growth (CAGR)
31.66%
10-year earnings per share growth (CAGR)
12.60%
10-year dividend per share growth (CAGR)
15.83%
What the Analysts think about Hoist Finance AB
Analyst ratings (Buy, Hold, Sell) for Hoist Finance AB stock.
Analyst projections of the future price of Hoist Finance AB stock.
Bulls say / Bears say
Third-quarter profit before tax rose to SEK 503m from SEK 349m a year earlier, while return on equity reached 21.2%. That is above Hoist’s newly raised target of more than 20% and suggests strong underlying profitability. (Hoist Finance)
The investment portfolio reached SEK 40bn, with another SEK 1bn of purchases signed after quarter-end and a strong pipeline reported. Hoist aims to grow it to SEK 60bn by 2030, giving it room to expand earnings if it can maintain its investment returns. (Hoist Finance)
Hoist plans to raise its dividend payout range to 30–40% of net profit from 2027, from 25–30% today. Its 12.88% CET1 ratio was about four percentage points above the regulatory requirement, supporting the case for higher shareholder distributions. (Hoist Finance)
The second-quarter record included a one-off SEK 164m VAT refund: reported pre-tax profit was SEK 632m, against SEK 501m excluding the refund and acquisition costs. The reported 27.5% return on equity therefore overstated the repeatable result; the adjusted figure was 21.6%. (Hoist Finance)
Hoist says higher market rates can raise funding costs with a lag because deposits are fixed-term and some bonds float, while also lowering the value of future collections used to price loan portfolios. Its liquidity reserve provides some offset, but the rate exposure could still weigh on margins and investment returns. (Hoist Finance)
Growing the portfolio from SEK 40bn to SEK 60bn and integrating the Azzurro acquisition bring execution and capital demands; Moody’s noted that acquisitions and expansion carry inherent risks. CET1 eased to 12.88% in Q3 from 13.03% in Q2, so rapid growth could narrow the room for further investment. (Hoist Finance, MarketScreener)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.
Hoist Finance AB Financial Performance
Revenues and expenses
Hoist Finance AB Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Hoist Finance AB
Fund name | Fund size | Skr HOFI weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.05% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.05% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.