Hiscox/£HSX
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Hiscox
Hiscox Ltd is a global insurance company headquartered in Bermuda. It specializes in providing a range of insurance products, including property, casualty, and specialty insurance for businesses and individuals. The company operates through multiple segments such as Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Hiscox USA, catering to diverse insurance needs across different regions. Founded in 1901, Hiscox has expanded its geographic footprint with a presence in countries across Europe, the United States, and Asia. The company is known for its strategic focus on niche insurance markets, leveraging deep sector knowledge and a commitment to tailored customer service to maintain competitive strength.
- Ticker
- £HSX
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 3,000
- Headquarters
- Pembroke, Bermuda
- Website
- www.hiscoxgroup.com
Hiscox Metrics
BasicAdvanced
£5.9B
13.03
£1.42
0.40
£0.39
2.11%
Price and volume
Market cap
£5.9B
Beta
0.4
52-week high
£19.52
52-week low
£12.88
Average daily volume
1.3M
Dividend rate
£0.39
Financial strength
Current ratio
82.667
Quick ratio
34.757
Long term debt to equity
0.209
Total debt to equity
0.214
Dividend payout ratio (TTM)
25.35%
Interest coverage (TTM)
10.57%
Profitability
EBITDA (TTM)
573.01
Gross margin (TTM)
24.18%
Net profit margin (TTM)
15.57%
Operating margin (TTM)
18.41%
Effective tax rate (TTM)
8.00%
Revenue per employee (TTM)
£1,023,490
Management effectiveness
Return on assets (TTM)
3.84%
Return on equity (TTM)
16.51%
Valuation
Price to earnings (TTM)
13.033
Price to revenue (TTM)
1.962
Price to book
1.5
Price to tangible book (TTM)
1.67
Price to free cash flow (TTM)
11.603
Free cash flow yield (TTM)
8.62%
Free cash flow per share (TTM)
1.596
Dividend yield (TTM)
2.11%
Growth
Revenue change (TTM)
4.82%
Earnings per share change (TTM)
11.32%
3-year revenue growth (CAGR)
8.01%
10-year revenue growth (CAGR)
7.03%
3-year earnings per share growth (CAGR)
12.49%
10-year earnings per share growth (CAGR)
4.04%
3-year dividend per share growth (CAGR)
13.02%
10-year dividend per share growth (CAGR)
4.95%
What the Analysts think about Hiscox
Analyst ratings (Buy, Hold, Sell) for Hiscox stock.
Analyst projections of the future price of Hiscox stock.
Bulls say / Bears say
Retail premiums grew 8.2% in constant currency in the first half, and Hiscox raised its full-year retail growth target to 9%. New products and wider distribution give this growth engine room to keep expanding. (Reuters, Hiscox Group)
Underwriting performance improved: the group’s undiscounted combined ratio fell to 90.4% from 92.6%, while adjusted operating profit rose 26% to $331 million. That points to strong operating returns even as market conditions become less predictable. (Hiscox Group)
The change programme delivered $45 million of benefit in the first half, with Hiscox still targeting $200 million in annual benefits by 2028. A higher interim dividend and an ongoing $300 million buyback also return capital to shareholders. (Hiscox Group)
Headline profit before tax fell to $240.5 million from $276.6 million as the investment result dropped to $128.2 million from $234.9 million. This shows that bond-market movements can offset strong underwriting and make reported earnings volatile. (Hiscox Group)
Hiscox reserved an estimated $60 million net for losses linked to the Middle East conflict, including $40 million in its London Market business. The conflict is ongoing, so the final claims cost remains uncertain. (Hiscox Group, Investing.com)
Pricing is softening in big-ticket lines: Hiscox Re rates fell 16% in the first half, while its net written premium declined 7.4% as it cut catastrophe exposure. At London Market, the undiscounted combined ratio worsened to 93.8% from 87.9%, highlighting the risk that a weaker cycle will constrain growth and margins. (Reinsurance News)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
Hiscox Financial Performance
Revenues and expenses
Hiscox Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Hiscox
AllEURUSDGBP
Fund name | Fund size | £HSX weighting |
|---|---|---|
iShares STOXX Europe 600 Insurance€A0H08K | €605M | 0.89% |
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.52% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.52% |
iShares STOXX Europe Mid 200€EXSD | €610M | 0.44% |
iShares Core FTSE 100£ISF | £17B | 0.24% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.