Hiscox/£HSX
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About Hiscox
Hiscox Ltd is a global insurance company headquartered in Bermuda. It specializes in providing a range of insurance products, including property, casualty, and specialty insurance for businesses and individuals. The company operates through multiple segments such as Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Hiscox USA, catering to diverse insurance needs across different regions. Founded in 1901, Hiscox has expanded its geographic footprint with a presence in countries across Europe, the United States, and Asia. The company is known for its strategic focus on niche insurance markets, leveraging deep sector knowledge and a commitment to tailored customer service to maintain competitive strength.
Ticker
£HSX
Sector
Primary listing
LSE
Employees
3,000
Headquarters
Pembroke, Bermuda
Website
Hiscox Metrics
BasicAdvanced
£4.5B
10.31
£1.31
0.59
£0.33
2.44%
Price and volume
Market cap
£4.5B
Beta
0.59
52-week high
£14.42
52-week low
£9.81
Average daily volume
1M
Dividend rate
£0.33
Financial strength
Current ratio
7.106
Quick ratio
2.439
Long term debt to equity
22.495
Total debt to equity
22.975
Dividend payout ratio (TTM)
23.68%
Interest coverage (TTM)
12.94%
Profitability
EBITDA (TTM)
568.066
Gross margin (TTM)
23.32%
Net profit margin (TTM)
15.16%
Operating margin (TTM)
18.75%
Effective tax rate (TTM)
12.25%
Revenue per employee (TTM)
£1,005,760
Management effectiveness
Return on assets (TTM)
3.89%
Return on equity (TTM)
16.60%
Valuation
Price to earnings (TTM)
10.307
Price to revenue (TTM)
1.519
Price to book
1.2
Price to tangible book (TTM)
1.31
Price to free cash flow (TTM)
455.419
Free cash flow yield (TTM)
0.22%
Free cash flow per share (TTM)
0.03
Dividend yield (TTM)
2.44%
Growth
Revenue change (TTM)
3.87%
Earnings per share change (TTM)
-16.15%
3-year revenue growth (CAGR)
11.06%
10-year revenue growth (CAGR)
7.03%
3-year earnings per share growth (CAGR)
78.59%
10-year earnings per share growth (CAGR)
5.11%
3-year dividend per share growth (CAGR)
8.17%
10-year dividend per share growth (CAGR)
2.59%
What the Analysts think about Hiscox
Analyst ratings (Buy, Hold, Sell) for Hiscox stock.
Bulls say / Bears say
Hiscox achieved a 6.2% rise in first-half 2025 net insurance premiums, driven by consistent growth in its retail segment (Reuters).
Shares gained 0.9% on the announcement of Peter Clarke, former Man Group CEO, as new chairman, reflecting investor confidence in strengthened governance (Reuters).
The commitment to achieve $200 million in operational efficiency gains from 2028 underscores a disciplined cost-reduction strategy poised to support long-term margin expansion (Reuters).
Global insured losses from natural catastrophes reached $80 billion in the first half of 2025—nearly double the 10-year average—exposing Hiscox to elevated claims and higher reinsurance costs (Reuters).
Swiss Re forecasts total insured losses could exceed $150 billion in 2025 due to above-average hurricane activity, raising the risk of margin compression across specialty insurers like Hiscox (Reuters).
Hiscox’s £200 million efficiency savings plan does not begin to deliver until 2028, leaving near-term earnings exposed to pricing and claims volatility (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 1 Nov 2025.
Hiscox Financial Performance
Revenues and expenses
Hiscox Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Hiscox stock?
Hiscox (HSX) has a market cap of £4.5B as of November 06, 2025.
What is the P/E ratio for Hiscox stock?
The price to earnings (P/E) ratio for Hiscox (HSX) stock is 10.31 as of November 06, 2025.
Does Hiscox stock pay dividends?
Yes, the Hiscox (HSX) stock pays dividends to shareholders. As of November 06, 2025, the dividend rate is £0.3293 and the yield is 2.44%. Hiscox has a payout ratio of 23.68% on a trailing twelve-month basis.
When is the next Hiscox dividend payment date?
The next Hiscox (HSX) dividend payment date is unconfirmed.
What is the beta indicator for Hiscox?
Hiscox (HSX) has a beta rating of 0.59. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.