Hiscox/£HSX
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About Hiscox
Hiscox Ltd is a global insurance company headquartered in Bermuda. It specializes in providing a range of insurance products, including property, casualty, and specialty insurance for businesses and individuals. The company operates through multiple segments such as Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Hiscox USA, catering to diverse insurance needs across different regions. Founded in 1901, Hiscox has expanded its geographic footprint with a presence in countries across Europe, the United States, and Asia. The company is known for its strategic focus on niche insurance markets, leveraging deep sector knowledge and a commitment to tailored customer service to maintain competitive strength.
Ticker
£HSX
Sector
Primary listing
LSE
Industry
Insurance
Headquarters
Pembroke, Bermuda
Employees
3,000
Website
Hiscox Metrics
BasicAdvanced
£4.4B
9.80
£1.32
0.58
£0.32
2.49%
Price and volume
Market cap
£4.4B
Beta
0.58
52-week high
£13.60
52-week low
£10.08
Average daily volume
1.1M
Dividend rate
£0.32
Financial strength
Current ratio
8.302
Quick ratio
3.008
Long term debt to equity
19.594
Total debt to equity
20.136
Dividend payout ratio (TTM)
20.25%
Interest coverage (TTM)
14.11%
Profitability
EBITDA (TTM)
600.422
Gross margin (TTM)
23.91%
Net profit margin (TTM)
16.47%
Operating margin (TTM)
19.68%
Effective tax rate (TTM)
8.49%
Revenue per employee (TTM)
£941,280
Management effectiveness
Return on assets (TTM)
4.20%
Return on equity (TTM)
17.95%
Valuation
Price to earnings (TTM)
9.803
Price to revenue (TTM)
1.569
Price to book
1.19
Price to tangible book (TTM)
1.3
Price to free cash flow (TTM)
79.359
Free cash flow yield (TTM)
1.26%
Free cash flow per share (TTM)
16.31%
Dividend yield (TTM)
2.49%
Growth
Revenue change (TTM)
2.94%
Earnings per share change (TTM)
-11.61%
3-year revenue growth (CAGR)
8.01%
10-year revenue growth (CAGR)
8.13%
3-year earnings per share growth (CAGR)
48.22%
10-year earnings per share growth (CAGR)
6.86%
3-year dividend per share growth (CAGR)
7.70%
10-year dividend per share growth (CAGR)
3.02%
What the Analysts think about Hiscox
Analyst ratings (Buy, Hold, Sell) for Hiscox stock.
Bulls say / Bears say
Hiscox reported a record profit before tax of $685.4 million for the year ended December 31, 2024, marking a 9.5% increase from the previous year, indicating strong financial performance. (hiscoxgroup.com)
The company announced a $175 million share buyback program in February 2025, demonstrating confidence in its financial position and commitment to returning value to shareholders. (hiscoxgroup.com)
Hiscox's Retail business continues to build broad-based growth and earnings momentum, contributing significantly to the company's overall profitability. (hiscoxgroup.com)
In the first half of 2024, Hiscox's U.S. digital business experienced slower growth due to variable partnership momentum, potentially impacting future revenue streams. (reuters.com)
The company's combined ratio, a measure of underwriting profitability, slightly increased to 90.4% in H1 2024 from 90.2% the previous year, indicating a marginal decline in underwriting efficiency. (reuters.com)
Hiscox reserved $28 million for the Baltimore bridge collapse in March 2024, highlighting exposure to significant claims from unforeseen events. (reuters.com)
Data summarised monthly by Lightyear AI. Last updated on 9 Jul 2025.
Hiscox Financial Performance
Revenues and expenses
Hiscox Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Hiscox stock?
Hiscox (HSX) has a market cap of £4.4B as of July 25, 2025.
What is the P/E ratio for Hiscox stock?
The price to earnings (P/E) ratio for Hiscox (HSX) stock is 9.8 as of July 25, 2025.
Does Hiscox stock pay dividends?
Yes, the Hiscox (HSX) stock pays dividends to shareholders. As of July 25, 2025, the dividend rate is £0.3228 and the yield is 2.49%. Hiscox has a payout ratio of 20.25% on a trailing twelve-month basis.
When is the next Hiscox dividend payment date?
The next Hiscox (HSX) dividend payment date is unconfirmed.
What is the beta indicator for Hiscox?
Hiscox (HSX) has a beta rating of 0.58. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.