Hiscox/£HSX
1D1W1MYTD1Y5YMAX
Capital at risk
About Hiscox
Hiscox Ltd is a global insurance company headquartered in Bermuda. It specializes in providing a range of insurance products, including property, casualty, and specialty insurance for businesses and individuals. The company operates through multiple segments such as Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Hiscox USA, catering to diverse insurance needs across different regions. Founded in 1901, Hiscox has expanded its geographic footprint with a presence in countries across Europe, the United States, and Asia. The company is known for its strategic focus on niche insurance markets, leveraging deep sector knowledge and a commitment to tailored customer service to maintain competitive strength.
- Ticker
- £HSX
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 3,000
- Headquarters
- Pembroke, Bermuda
- Website
- www.hiscoxgroup.com
Hiscox Metrics
BasicAdvanced
£6B
13.33
£1.41
0.40
£0.37
2.00%
Price and volume
Market cap
£6B
Beta
0.4
52-week high
£19.04
52-week low
£12.88
Average daily volume
1.6M
Dividend rate
£0.37
Financial strength
Current ratio
82.667
Quick ratio
34.757
Long term debt to equity
20.943
Total debt to equity
21.378
Dividend payout ratio (TTM)
25.35%
Interest coverage (TTM)
10.57%
Profitability
EBITDA (TTM)
566.928
Gross margin (TTM)
24.18%
Net profit margin (TTM)
15.57%
Operating margin (TTM)
18.41%
Effective tax rate (TTM)
8.00%
Revenue per employee (TTM)
£1,012,630
Management effectiveness
Return on assets (TTM)
3.84%
Return on equity (TTM)
16.51%
Valuation
Price to earnings (TTM)
13.33
Price to revenue (TTM)
2.007
Price to book
1.52
Price to tangible book (TTM)
1.69
Price to free cash flow (TTM)
11.867
Free cash flow yield (TTM)
8.43%
Free cash flow per share (TTM)
1.579
Dividend yield (TTM)
2.00%
Growth
Revenue change (TTM)
4.82%
Earnings per share change (TTM)
11.32%
3-year revenue growth (CAGR)
8.01%
10-year revenue growth (CAGR)
7.03%
3-year earnings per share growth (CAGR)
12.49%
10-year earnings per share growth (CAGR)
4.04%
3-year dividend per share growth (CAGR)
13.02%
10-year dividend per share growth (CAGR)
4.95%
What the Analysts think about Hiscox
Analyst ratings (Buy, Hold, Sell) for Hiscox stock.
Analyst projections of the future price of Hiscox stock.
Bulls say / Bears say
British insurer Hiscox raised its 2026 full-year retail business growth forecast to 9% after reporting a 10.1% increase in first-half insurance contract written premiums to $3.24 billion, driven by broad-based Retail segment momentum (Reuters).
Hiscox achieved an undiscounted combined ratio of 90.4% in H1 2026, a 220 basis point improvement year-on-year, evidencing robust underwriting discipline and favourable catastrophe experience (TradingView News).
The company completed the initial $150 million tranche of its $300 million share repurchase programme on 14 August 2026 and commenced the second tranche, underlining strong capital generation and shareholder return focus (TradingView News).
Hiscox's Q1 2026 investment result was just 0.4%, reflecting $69.6 million of unrealised fair value losses on fixed income securities amid rising rates (Investegate).
The adjusted operating return on tangible equity of 20.2% for H1 2026 included a one-off 2.2 percentage point boost from recognising a $64.5 million deferred tax asset, overstating the sustainability of current profitability (TradingView News).
Hiscox reserved a net $60 million loss related to the Middle East conflict in H1 2026, highlighting persistent geopolitical risks to its underwriting book (TradingView News).
Data summarised monthly by Lightyear AI. Last updated on 29 Aug 2026.
Hiscox Financial Performance
Revenues and expenses
Hiscox Earnings Performance
Company profitability
Upcoming events
Funds containing Hiscox
AllEURGBPUSD
Fund name | Fund size | £HSX weighting |
|---|---|---|
iShares STOXX Europe 600 Insurance€A0H08K | €603M | 0.86% |
Xtrackers MSCI Europe Small Cap€DX2J | €3.2B | 0.51% |
Xtrackers MSCI Europe Small Cap£XXSC | £2.8B | 0.51% |
iShares STOXX Europe Mid 200€EXSD | €610M | 0.45% |
iShares Core FTSE 100€ISFA | €19B | 0.23% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.