HomeTrust/$HTB
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About HomeTrust
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Company's principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
Ticker
$HTB
Sector
Primary listing
NYSE
Employees
551
Headquarters
Website
HomeTrust Metrics
BasicAdvanced
$706M
11.89
$3.43
0.84
$0.48
1.18%
Price and volume
Market cap
$706M
Beta
0.84
52-week high
$42.96
52-week low
$30.95
Average daily volume
70K
Dividend rate
$0.48
Financial strength
Dividend payout ratio (TTM)
13.61%
Profitability
Net profit margin (TTM)
29.30%
Operating margin (TTM)
39.43%
Effective tax rate (TTM)
21.61%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
1.28%
Return on equity (TTM)
10.71%
Valuation
Price to earnings (TTM)
11.888
Price to revenue (TTM)
3.436
Price to book
1.22
Price to tangible book (TTM)
1.31
Price to free cash flow (TTM)
6.888
Free cash flow yield (TTM)
14.52%
Free cash flow per share (TTM)
5.92
Dividend yield (TTM)
1.18%
Forward dividend yield
1.18%
Growth
Revenue change (TTM)
6.75%
Earnings per share change (TTM)
-5.39%
Bulls say / Bears say
Net income for Q2 2025 rose 18.4% sequentially to $17.2 million, driving diluted EPS up to $1.00 from $0.84 and reflecting strong operational momentum (Investing.com).
Net interest margin expanded to 4.32% in Q2 2025 from 4.18% in Q1 2025, driven by lower funding costs and effective balance‐sheet management (Investing.com).
Provision for credit losses for the six months ended June 30, 2025, fell to $2.8 million from $5.4 million a year earlier, underscoring improvement in asset quality and underwriting discipline (GlobeNewswire).
Total deposits declined by $113 million over the six months ended June 30, 2025, reducing HTB’s core funding base and liquidity cushion (BeyondSPX).
Nonperforming assets rose by $2.5 million (8.9%) to $30.5 million, or 0.67% of total assets, and quarterly net loan charge-offs increased to $2.0 million, signaling early credit quality pressures (BeyondSPX).
Consensus analyst price target of $44.00 implies only about a 5% upside from current levels, with coverage by just two analysts, suggesting limited visible growth catalysts and modest market interest (StockAnalysis).
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for HomeTrust stock?
HomeTrust (HTB) has a market cap of $706M as of October 07, 2025.
What is the P/E ratio for HomeTrust stock?
The price to earnings (P/E) ratio for HomeTrust (HTB) stock is 11.89 as of October 07, 2025.
Does HomeTrust stock pay dividends?
Yes, the HomeTrust (HTB) stock pays dividends to shareholders. As of October 07, 2025, the dividend rate is $0.48 and the yield is 1.18%. HomeTrust has a payout ratio of 13.61% on a trailing twelve-month basis.
When is the next HomeTrust dividend payment date?
The next HomeTrust (HTB) dividend payment date is unconfirmed.
What is the beta indicator for HomeTrust?
HomeTrust (HTB) has a beta rating of 0.84. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.