HomeTrust/$HTB
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Capital at risk
About HomeTrust
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
- Ticker
- $HTB
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 562
- Headquarters
- Asheville, United States
- Website
- www.htb.com
HomeTrust Metrics
BasicAdvanced
$779M
12.36
$3.81
0.80
$0.56
1.27%
Price and volume
Market cap
$779M
Beta
0.8
52-week high
$52.50
52-week low
$38.30
Average daily volume
241K
Dividend rate
$0.56
Financial strength
Dividend payout ratio (TTM)
13.70%
Profitability
Net profit margin (TTM)
30.95%
Operating margin (TTM)
40.81%
Effective tax rate (TTM)
20.05%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
1.44%
Return on equity (TTM)
11.02%
Valuation
Price to earnings (TTM)
12.36
Price to revenue (TTM)
3.744
Price to book
1.29
Price to tangible book (TTM)
1.38
Price to free cash flow (TTM)
8.3
Free cash flow yield (TTM)
12.05%
Free cash flow per share (TTM)
5.672
Dividend yield (TTM)
1.19%
Forward dividend yield
1.27%
Growth
Revenue change (TTM)
4.32%
Earnings per share change (TTM)
11.04%
Bulls say / Bears say
Net interest margin widened to 4.41% in Q2 2026 from 4.31% in Q1 2026, driven by a $1.0 million increase in net interest income, positioning HomeTrust in the top quartile for NIM among regional banks. (SEC Form 8-K)
Management reported annualized loan growth of 8.5% in Q2 2026 (14.6% excluding targeted portfolio reductions), underscoring strong lending franchise momentum. (SEC Form 8-K)
HomeTrust launched its Healthcare Banking Division shortly after Q2 2026 quarter-end to diversify its relationship-based banking model and capture growth in the healthcare sector. (SEC Form 8-K)
Net income decreased 6.8% sequentially to $15.6 million (EPS $0.94) in Q2 2026, reflecting pressure on core profitability. (SEC Form 8-K)
Provision for credit losses more than doubled to $0.92 million in Q2 2026 from $0.37 million in Q1 2026, signaling rising credit risk in the loan portfolio. (SEC Form 8-K)
Total deposits declined by $103.2 million at June 30, 2026—driven by a $134.6 million reduction in brokered deposits—indicating funding volatility and potential margin compression. (SEC Form 8-K)
Data summarised monthly by Lightyear AI. Last updated on 24 Aug 2026.
Upcoming events
No upcoming events
HomeTrust News
AllArticlesVideos
HomeTrust Bancshares, Inc. (HTB) Investigation Alert: Halper Sadeh LLC is Investigating Whether the Merger of HomeTrust Bancshares, Inc. and Blue Ridge Bankshares, Inc. is Fair to Shareholders
Business Wire1 month ago
Hack The Box Expands Cyber Readiness Platform with Defensive Security, Crisis Control and Workforce Intelligence Capabilities
Business Wire3 months ago
Funds containing HomeTrust
Fund name | Fund size | $HTB weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.03% |
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