Heritage Commerce/$HTBK
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Heritage Commerce
Heritage Commerce Corp operates as a bank holding company. The company, through its subsidiary, offers commercial banking services to small and medium-sized businesses and their owners, managers, and employees. It operates through two reportable segments, namely Banking and Factoring. A majority of its revenue is generated from the Banking segment, which provides various loan products, including commercial and industrial loans, commercial real estate loans, construction loans, etc. This segment also focuses on deposit generation on relationship accounts, encompassing non-interest bearing demand, interest bearing demand, money market accounts, certificates of deposit, and savings accounts.
Ticker
$HTBK
Sector
Primary listing
Industry
Banks
Headquarters
Employees
350
ISIN
US4269271098
HTBK Metrics
BasicAdvanced
$567M
13.54
$0.68
0.74
$0.52
5.65%
Price and volume
Market cap
$567M
Beta
0.74
52-week high
$10.67
52-week low
$8.09
Average daily volume
337K
Dividend rate
$0.52
Financial strength
Dividend payout ratio (TTM)
75.96%
Profitability
Net profit margin (TTM)
24.12%
Operating margin (TTM)
33.65%
Effective tax rate (TTM)
28.32%
Revenue per employee (TTM)
$500,000
Management effectiveness
Return on assets (TTM)
0.78%
Return on equity (TTM)
6.12%
Valuation
Price to earnings (TTM)
13.543
Price to revenue (TTM)
3.245
Price to book
0.82
Price to tangible book (TTM)
1.09
Price to free cash flow (TTM)
12.48
Free cash flow yield (TTM)
8.01%
Free cash flow per share (TTM)
73.80%
Dividend yield (TTM)
5.65%
Forward dividend yield
5.65%
Growth
Revenue change (TTM)
-4.05%
Earnings per share change (TTM)
-25.26%
3-year revenue growth (CAGR)
2.55%
3-year earnings per share growth (CAGR)
-5.66%
10-year earnings per share growth (CAGR)
4.21%
10-year dividend per share growth (CAGR)
8.98%
Bulls say / Bears say
Analysts have a consensus 'Buy' rating for HTBK, with an average 12-month price target of $11.5, suggesting a potential upside of approximately 17.23% from the current price. (stockanalysis.com)
Heritage Commerce Corp has consistently paid a quarterly cash dividend of $0.13 per share since 2013, reflecting a commitment to returning value to shareholders. (globenewswire.com)
The company's strong liquidity position, with $968.12 million in cash and a net cash per share of $14.57, provides a solid foundation for future growth and stability. (stockanalysis.com)
Heritage Commerce reported a net income of $10.5 million for Q3 2024, indicating a need for strategic adjustments to maintain profitability amidst challenges. (dcf.fm)
Nonperforming assets increased to $7.2 million, or 0.13% of total assets, as of September 30, 2024, raising concerns about credit quality and potential loan losses. (dcf.fm)
The company's allowance for credit losses on loans was 1.40% of total loans, suggesting a need for vigilance in credit risk management. (dcf.fm)
Data summarised monthly by Lightyear AI. Last updated on 7 Jun 2025.
HTBK News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Heritage Commerce stock?
Heritage Commerce (HTBK) has a market cap of $567M as of June 20, 2025.
What is the P/E ratio for Heritage Commerce stock?
The price to earnings (P/E) ratio for Heritage Commerce (HTBK) stock is 13.54 as of June 20, 2025.
Does Heritage Commerce stock pay dividends?
Yes, the Heritage Commerce (HTBK) stock pays dividends to shareholders. As of June 20, 2025, the dividend rate is $0.52 and the yield is 5.65%. Heritage Commerce has a payout ratio of 75.96% on a trailing twelve-month basis.
When is the next Heritage Commerce dividend payment date?
The next Heritage Commerce (HTBK) dividend payment date is unconfirmed.
What is the beta indicator for Heritage Commerce?
Heritage Commerce (HTBK) has a beta rating of 0.74. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.