Heritage Commerce/$HTBK
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15:10
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18:25
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About Heritage Commerce
Heritage Commerce Corp operates as a bank holding company. The company, through its subsidiary, offers commercial banking services to small and medium-sized businesses and their owners, managers, and employees. It operates through two reportable segments, namely Banking and Factoring. A majority of its revenue is generated from the Banking segment, which provides various loan products, including commercial and industrial loans, commercial real estate loans, construction loans, etc. This segment also focuses on deposit generation on relationship accounts, encompassing non-interest bearing demand, interest bearing demand, money market accounts, certificates of deposit, and savings accounts.
Ticker
$HTBK
Sector
Primary listing
Employees
350
HTBK Metrics
BasicAdvanced
$651M
15.14
$0.70
-
$0.52
4.91%
Price and volume
Market cap
$651M
52-week high
$10.84
52-week low
$8.09
Average daily volume
358K
Dividend rate
$0.52
Financial strength
Profitability
Net profit margin (TTM)
23.09%
Operating margin (TTM)
32.27%
Effective tax rate (TTM)
28.44%
Revenue per employee (TTM)
$540,000
Management effectiveness
Return on assets (TTM)
0.78%
Return on equity (TTM)
6.26%
Valuation
Price to earnings (TTM)
15.143
Price to revenue (TTM)
3.468
Price to book
0.93
Price to tangible book (TTM)
1.23
Dividend yield (TTM)
4.91%
Forward dividend yield
4.91%
Growth
Revenue change (TTM)
10.94%
Earnings per share change (TTM)
-0.88%
3-year revenue growth (CAGR)
2.02%
3-year earnings per share growth (CAGR)
-10.61%
10-year earnings per share growth (CAGR)
4.06%
10-year dividend per share growth (CAGR)
6.01%
Bulls say / Bears say
The fully tax-equivalent net interest margin expanded to 3.54% in Q2 2025 from 3.39% in Q1 2025, indicating improved yield management despite rising rates. (Nasdaq)
Nonperforming assets stayed stable at 0.11% of total assets in Q2 2025, demonstrating strong credit quality. (Nasdaq)
Loans held for investment grew $154.5 million year-over-year (5%) to $3.5 billion as of June 30, 2025, reflecting ongoing lending growth. (GlobeNewswire)
Q2 2025 reported net income was reduced by a $9.2 million pre-tax legal settlement charge, negatively impacting profitability. (GlobeNewswire)
Total deposits fell by $55.9 million (1%) quarter-over-quarter in Q2 2025 due to seasonal outflows, creating funding pressure. (Nasdaq)
The reported efficiency ratio increased significantly to 80.23% in Q2 2025, pointing to less favorable cost-to-income trends. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
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FAQs
What’s the current market cap for Heritage Commerce stock?
Heritage Commerce (HTBK) has a market cap of $651M as of October 28, 2025.
What is the P/E ratio for Heritage Commerce stock?
The price to earnings (P/E) ratio for Heritage Commerce (HTBK) stock is 15.14 as of October 28, 2025.
Does Heritage Commerce stock pay dividends?
Yes, the Heritage Commerce (HTBK) stock pays dividends to shareholders. As of October 28, 2025, the dividend rate is $0.52 and the yield is 4.91%. Heritage Commerce has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Heritage Commerce dividend payment date?
The next Heritage Commerce (HTBK) dividend payment is scheduled for November 20, 2025.
What is the beta indicator for Heritage Commerce?
Heritage Commerce (HTBK) does not currently have a Beta indicator.