Hypoport SE/€HYQ
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Hypoport SE
Hypoport SE is a German company that develops and operates technology platforms for the credit, real estate, and insurance industries. Its core business is organized into three segments: Real Estate & Mortgage Platforms, Financing Platforms, and Insurance Platforms. The Real Estate & Mortgage Platforms segment includes Europace, an internet-based B2B credit marketplace for real estate financing and home loan products. The Financing Platforms segment offers financial products outside the mortgage sector, such as housing industry loans, corporate finance, and personal loans. The Insurance Platforms segment provides software solutions for insurance product distributors and business-to-consumer insurance companies. Founded in 1954, Hypoport SE is headquartered in Berlin, Germany, and employs over 2,000 people. The company's strategic positioning lies in its integrated technology platforms that facilitate digital transactions across the financial services sector.
- Ticker
- €HYQ
- Sector
- Finance
- Primary listing
- XETRA
- Employees
- 2,209
- Headquarters
- Berlin, Germany
- Website
- www.hypoport.com
Hypoport SE Metrics
BasicAdvanced
€540M
18.77
€4.29
2.38
-
Price and volume
Market cap
€540M
Beta
2.38
52-week high
€138.40
52-week low
€68.20
Average daily volume
29K
Financial strength
Current ratio
1.486
Quick ratio
1.41
Long term debt to equity
0.318
Total debt to equity
0.419
Interest coverage (TTM)
8.42%
Profitability
EBITDA (TTM)
39.475
Gross margin (TTM)
47.76%
Net profit margin (TTM)
4.62%
Operating margin (TTM)
5.53%
Effective tax rate (TTM)
17.24%
Revenue per employee (TTM)
€280,000
Management effectiveness
Return on assets (TTM)
3.14%
Return on equity (TTM)
7.41%
Valuation
Price to earnings (TTM)
18.775
Price to revenue (TTM)
0.868
Price to book
1.4
Price to tangible book (TTM)
4.07
Price to free cash flow (TTM)
22.556
Free cash flow yield (TTM)
4.43%
Free cash flow per share (TTM)
3.569
Growth
Revenue change (TTM)
3.68%
Earnings per share change (TTM)
67.24%
3-year revenue growth (CAGR)
18.38%
10-year revenue growth (CAGR)
15.57%
3-year earnings per share growth (CAGR)
64.67%
10-year earnings per share growth (CAGR)
4.18%
What the Analysts think about Hypoport SE
Analyst ratings (Buy, Hold, Sell) for Hypoport SE stock.
Analyst projections of the future price of Hypoport SE stock.
Bulls say / Bears say
Europace held mortgage transaction volumes broadly flat over the first nine months even as Germany’s market contracted. Finmas and Genopace grew their volumes by 13% and 7%, respectively, showing Hypoport is gaining ground with savings and cooperative banks. (EQS News)
Profit growth is running ahead of gross-profit growth: in H1 2026 gross profit rose 5% and EBIT rose 20% year on year. Hypoport reaffirmed its 2026 EBIT target of €40–55 million. (EQS News)
Insurance Platforms offers a growing source of earnings beyond mortgages: H1 gross profit increased 10% to €17 million and the segment remained profitable. This suggests the group’s broader platform business is contributing to growth. (EQS News)
Higher interest rates have pushed Germany’s residential mortgage market into decline, while Europace transaction volumes were flat over the first nine months. If the market remains weak, it could limit transaction-linked growth. (EQS News)
The full-year EBIT target depends on a strong final quarter: management said Q4 is expected to make a high contribution, after Q2 EBIT fell 2% year on year. That leaves results exposed to seasonal swings and execution in the closing quarter. (EQS News)
WOWIPORT remains in an investment phase, with management expecting significant losses in H2 2026 and break-even only in 2027. Continued spending on this housing software business could weigh on near-term earnings. (StockAnalysis)
Data summarised monthly by Lightyear AI. Last updated on 16 Oct 2026.
Hypoport SE Financial Performance
Revenues and expenses
Hypoport SE Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Hypoport SE
AllUSDEUR
Fund name | Fund size | €HYQ weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.02% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.02% |
Vanguard Germany All Cap£VGER | €258M | 0.02% |
Vanguard ESG Developed Europe All Cap£V3EA | €125M | 0.00% |
Vanguard ESG Developed Europe All Cap£V3EL | €35M | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.