ICICI Bank/$IBN

13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX

About ICICI Bank

ICICI Bank Ltd provides banking services. The company's operating segments include Retail Banking; Wholesale Banking; Treasury, Life insurance, Other Banking Business, and Others. The company generates maximum revenue from the Retail Banking segment which includes exposures of the Bank, which satisfy the four qualifying criteria of a regulatory retail portfolio as stipulated by RBI guidelines on the Basel III framework as well as includes income from credit cards, debit cards, third party product distribution, and the associated costs. Geographical segments include Domestic operations and Foreign operations. The company generates the majority of its revenue from the domestic operations.

Ticker

$IBN
Sector

Primary listing

NYSE

Employees

182,665

Headquarters

Mumbai, India

ICICI Bank Metrics

BasicAdvanced
$113B
38.42
$0.83
0.50
$0.21
0.66%

What the Analysts think about ICICI Bank

Analyst ratings (Buy, Hold, Sell) for ICICI Bank stock.

Bulls say / Bears say

ICICI Bank reported a record quarterly profit of ₹126.30 billion in Q4 FY25, up 18% year-on-year, supported by strong loan growth and well-managed credit costs. (Reuters)
Net profit in Q1 FY26 increased 15.5% year-on-year to ₹127.68 billion, with a 10.6% rise in net interest income and 12% growth in total advances, while business loans jumped 29.7%. (Reuters)
Asset quality significantly improved in Q1 FY26, with gross NPAs falling to 1.67% from 2.15% a year ago and net NPAs at 0.41%, demonstrating sound underwriting and recovery practices. (Reuters)
ICICI Bank’s net interest margin fell to 4.34% in Q1 FY26 as RBI repo rate cuts reduced lending rates more than deposit rates, signaling likely margin pressure going forward. (Reuters)
Provisions for bad loans increased 36.2% year-on-year to ₹18.15 billion in Q1 FY26, indicating higher credit costs that could affect future profitability. (Reuters)
With retail delinquencies climbing, ICICI Bank has tightened standards for unsecured lending after credit card defaults nearly doubled, which may limit growth in its core Retail Banking business. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.

ICICI Bank Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

ICICI Bank Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

Buy $IBN

Sign up or log in to buy
Capital at risk
Market closedADR

Upcoming events

No upcoming events
FAQs