IBC Bank/$IBOC
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About IBC Bank
International Bancshares Corp is a multibank financial holding company. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
Ticker
$IBOC
Sector
Primary listing
Employees
2,220
Headquarters
Website
IBC Bank Metrics
BasicAdvanced
$4.3B
10.39
$6.61
0.81
$1.40
2.04%
Price and volume
Market cap
$4.3B
Beta
0.81
52-week high
$74.00
52-week low
$54.11
Average daily volume
213K
Dividend rate
$1.40
Financial strength
Dividend payout ratio (TTM)
20.54%
Profitability
Net profit margin (TTM)
50.94%
Operating margin (TTM)
63.94%
Effective tax rate (TTM)
18.87%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
2.58%
Return on equity (TTM)
14.71%
Valuation
Price to earnings (TTM)
10.389
Price to revenue (TTM)
5.281
Price to book
1.41
Price to tangible book (TTM)
1.56
Price to free cash flow (TTM)
9.473
Free cash flow yield (TTM)
10.56%
Free cash flow per share (TTM)
7.249
Dividend yield (TTM)
2.04%
Forward dividend yield
2.04%
Growth
Revenue change (TTM)
1.28%
Earnings per share change (TTM)
1.85%
3-year revenue growth (CAGR)
13.99%
3-year earnings per share growth (CAGR)
23.49%
10-year earnings per share growth (CAGR)
12.04%
3-year dividend per share growth (CAGR)
4.26%
10-year dividend per share growth (CAGR)
9.28%
Bulls say / Bears say
Net income for Q2 2025 totaled $100.1 million, up 3.2% from the previous year, with diluted EPS increasing to $1.61 from $1.56, highlighting steady profitability despite a higher‐rate setting. (Business Wire)
The board approved a 6% rise in the semi-annual cash dividend to $0.70 per share on February 3, 2025, reflecting a solid capital base and a strong focus on shareholder returns. (Business Wire)
Total assets climbed to roughly $16.5 billion and deposits reached $12.5 billion as of June 30, 2025, showing ongoing franchise growth in Texas and Oklahoma markets. (GuruFocus News)
Net interest income declined 1.5% year-over-year to $161.2 million in Q1 2025 as interest expense increased 10.2%, putting pressure on funding costs and narrowing margins. (SEC 10-Q)
Non-interest expense rose 5.9% year-over-year to $73.8 million in Q1 2025, mainly due to higher salaries and compensation costs, impacting the company’s efficiency. (SEC 10-Q)
Shares are priced at a forward P/E of 44.13×, significantly above the trailing P/E of 10.48×, indicating valuation risk compared to historical averages and industry peers. (CNBC)
Data summarised monthly by Lightyear AI. Last updated on 1 Nov 2025.
IBC Bank Financial Performance
Revenues and expenses
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for IBC Bank stock?
IBC Bank (IBOC) has a market cap of $4.3B as of November 06, 2025.
What is the P/E ratio for IBC Bank stock?
The price to earnings (P/E) ratio for IBC Bank (IBOC) stock is 10.39 as of November 06, 2025.
Does IBC Bank stock pay dividends?
Yes, the IBC Bank (IBOC) stock pays dividends to shareholders. As of November 06, 2025, the dividend rate is $1.4 and the yield is 2.04%. IBC Bank has a payout ratio of 20.54% on a trailing twelve-month basis.
When is the next IBC Bank dividend payment date?
The next IBC Bank (IBOC) dividend payment date is unconfirmed.
What is the beta indicator for IBC Bank?
IBC Bank (IBOC) has a beta rating of 0.81. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.