IBC Bank/$IBOC
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About IBC Bank
International Bancshares Corp is a multibank financial holding company. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
Ticker
$IBOC
Sector
Primary listing
Industry
Banks
Headquarters
Employees
2,220
ISIN
US4590441030
Website
IBC Bank Metrics
BasicAdvanced
$4.4B
10.69
$6.57
0.85
$1.36
1.99%
Price and volume
Market cap
$4.4B
Beta
0.85
52-week high
$74.00
52-week low
$54.11
Average daily volume
215K
Dividend rate
$1.36
Financial strength
Dividend payout ratio (TTM)
20.70%
Profitability
Net profit margin (TTM)
50.85%
Operating margin (TTM)
64.09%
Effective tax rate (TTM)
19.32%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
2.58%
Return on equity (TTM)
15.20%
Valuation
Price to earnings (TTM)
10.694
Price to revenue (TTM)
5.436
Price to book
1.51
Price to tangible book (TTM)
1.67
Price to free cash flow (TTM)
9.417
Free cash flow yield (TTM)
10.62%
Free cash flow per share (TTM)
746.08%
Dividend yield (TTM)
1.94%
Forward dividend yield
1.99%
Growth
Revenue change (TTM)
1.14%
Earnings per share change (TTM)
0.31%
3-year revenue growth (CAGR)
10.76%
3-year earnings per share growth (CAGR)
17.60%
10-year earnings per share growth (CAGR)
11.72%
3-year dividend per share growth (CAGR)
4.26%
10-year dividend per share growth (CAGR)
9.28%
Bulls say / Bears say
International Bancshares Corporation (IBOC) has demonstrated strong financial health, with a net profit margin of approximately 50% in Q1 2025, indicating efficient operations and profitability. (aipha.io)
The company increased its quarterly dividend by 6.1% to $0.70 in February 2025, reflecting confidence in its financial stability and commitment to returning value to shareholders. (aipha.io)
IBOC maintains a conservative balance sheet with a low debt-to-equity ratio of 4.8% as of Q1 2025, providing resilience against economic downturns and flexibility for future growth. (aipha.io)
Revenue growth has been stagnant, with a 0.0% year-over-year change in FY2024, suggesting challenges in expanding the company's market share or product offerings. (aipha.io)
Return on Equity (ROE) declined from 16.8% in 2023 to 14.6% in 2024, indicating reduced efficiency in utilizing shareholders' equity to generate profits. (aipha.io)
Cash reserves decreased significantly from $909 million in Q1 2024 to $589 million in Q1 2025, which may impact the company's liquidity position and ability to invest in growth opportunities. (aipha.io)
Data summarised monthly by Lightyear AI. Last updated on 9 Jul 2025.
IBC Bank Financial Performance
Revenues and expenses
IBC Bank News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Upcoming events
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FAQs
What’s the current market cap for IBC Bank stock?
IBC Bank (IBOC) has a market cap of $4.4B as of July 12, 2025.
What is the P/E ratio for IBC Bank stock?
The price to earnings (P/E) ratio for IBC Bank (IBOC) stock is 10.69 as of July 12, 2025.
Does IBC Bank stock pay dividends?
Yes, the IBC Bank (IBOC) stock pays dividends to shareholders. As of July 12, 2025, the dividend rate is $1.36 and the yield is 1.99%. IBC Bank has a payout ratio of 20.7% on a trailing twelve-month basis.
When is the next IBC Bank dividend payment date?
The next IBC Bank (IBOC) dividend payment date is unconfirmed.
What is the beta indicator for IBC Bank?
IBC Bank (IBOC) has a beta rating of 0.85. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.