Intercorp Financial Services/$IFS
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About Intercorp Financial Services
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services and payments for retail customers and commercial clients in Peru. The company has four operating segments; the Banking segment includes Mainly loans, credit facilities, deposits, and current accounts, the Insurance segment provides life annuity products with single-premium payment and conventional life insurance products and other retail insurance products, the Wealth Management segment provides brokerage and investment management services. Its geographical segments include Peru and Panama.
Ticker
$IFS
Sector
Primary listing
NYSE
Employees
8,542
Headquarters
Lima, Peru
Website
IFS Metrics
BasicAdvanced
$4.6B
8.50
$4.82
0.97
$0.95
2.32%
Price and volume
Market cap
$4.6B
Beta
0.97
52-week high
$42.21
52-week low
$25.77
Average daily volume
200K
Dividend rate
$0.95
Financial strength
Dividend payout ratio (TTM)
22.16%
Profitability
Net profit margin (TTM)
35.56%
Operating margin (TTM)
43.64%
Effective tax rate (TTM)
19.96%
Revenue per employee (TTM)
$178,410
Management effectiveness
Return on assets (TTM)
1.99%
Return on equity (TTM)
17.57%
Valuation
Price to earnings (TTM)
8.504
Price to revenue (TTM)
3.027
Price to book
0.4
Price to tangible book (TTM)
0.49
Price to free cash flow (TTM)
-6.257
Free cash flow yield (TTM)
-15.98%
Free cash flow per share (TTM)
-6.548
Dividend yield (TTM)
2.32%
Forward dividend yield
2.32%
Growth
Revenue change (TTM)
39.88%
Earnings per share change (TTM)
112.04%
3-year revenue growth (CAGR)
5.39%
3-year earnings per share growth (CAGR)
8.55%
10-year earnings per share growth (CAGR)
4.82%
3-year dividend per share growth (CAGR)
-18.57%
What the Analysts think about IFS
Analyst ratings (Buy, Hold, Sell) for Intercorp Financial Services stock.
Bulls say / Bears say
IFS posted Q2 EPS of $1.41, exceeding consensus of $1.04, and Q1 EPS of $1.06 versus estimates of $0.89, marking its fourth consecutive quarter of earnings beats. (Reuters)
Fitch upgraded IFS’s long-term credit rating to BBB from BBB- with a stable outlook as of June 13, 2025, reflecting stronger financial stability and prudent liquidity management. (Reuters)
Interbank, IFS’s main subsidiary, accounted for a 21.0% share of total consumer loans and a 14.6% share of retail deposits in Peru as of the end of 2024, highlighting IFS’s leading position in the country’s banking sector. (Investing.com)
Peru’s central bank reduced its benchmark rate by 25 basis points to 4.75% in January 2025, which could put pressure on IFS’s net interest margins. (Reuters)
Fitch projects that IFS will remit about PEN 300 million in dividends to its parent company in 2025, a decrease from the annual average of PEN 450 million between 2018 and 2023, limiting the holding company’s cash flow and strategic flexibility. (MarketScreener)
Fitch highlights that if IFS’s gross debt-to-dividends ratio at the holding company remains above 3.0×, it could prompt a downgrade, highlighting concerns about IFS’s leverage profile. (MarketScreener)
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2025.
IFS Financial Performance
Revenues and expenses
IFS Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Intercorp Financial Services stock?
Intercorp Financial Services (IFS) has a market cap of $4.6B as of October 05, 2025.
What is the P/E ratio for Intercorp Financial Services stock?
The price to earnings (P/E) ratio for Intercorp Financial Services (IFS) stock is 8.5 as of October 05, 2025.
Does Intercorp Financial Services stock pay dividends?
Yes, the Intercorp Financial Services (IFS) stock pays dividends to shareholders. As of October 05, 2025, the dividend rate is $0.95 and the yield is 2.32%. Intercorp Financial Services has a payout ratio of 22.16% on a trailing twelve-month basis.
When is the next Intercorp Financial Services dividend payment date?
The next Intercorp Financial Services (IFS) dividend payment date is unconfirmed.
What is the beta indicator for Intercorp Financial Services?
Intercorp Financial Services (IFS) has a beta rating of 0.97. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.