Intercorp Financial Services/$IFS
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About Intercorp Financial Services
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services and payments for retail customers and commercial clients in Peru. The company has four operating segments; the Banking segment includes Mainly loans, credit facilities, deposits, and current accounts, the Insurance segment provides life annuity products with single-premium payment and conventional life insurance products and other retail insurance products, the Wealth Management segment provides brokerage and investment management services. Its geographical segments include Peru and Panama.
Ticker
$IFS
Sector
Primary listing
NYSE
Industry
Banks
Headquarters
Lima, Peru
Employees
8,542
ISIN
PAL2400671A3
Website
IFS Metrics
BasicAdvanced
$4B
9.20
$3.92
0.85
$0.95
2.63%
Price and volume
Market cap
$4B
Beta
0.85
52-week high
$37.36
52-week low
$21.40
Average daily volume
280K
Dividend rate
$0.95
Financial strength
Dividend payout ratio (TTM)
26.65%
Profitability
Net profit margin (TTM)
32.89%
Operating margin (TTM)
39.55%
Effective tax rate (TTM)
19.83%
Revenue per employee (TTM)
$158,730
Management effectiveness
Return on assets (TTM)
1.72%
Return on equity (TTM)
15.17%
Valuation
Price to earnings (TTM)
9.201
Price to revenue (TTM)
3.017
Price to book
0.37
Price to tangible book (TTM)
0.44
Price to free cash flow (TTM)
-4.923
Free cash flow yield (TTM)
-20.31%
Free cash flow per share (TTM)
-732.51%
Dividend yield (TTM)
2.63%
Forward dividend yield
2.63%
Growth
Revenue change (TTM)
25.66%
Earnings per share change (TTM)
70.43%
3-year revenue growth (CAGR)
1.85%
3-year earnings per share growth (CAGR)
-2.19%
10-year earnings per share growth (CAGR)
3.65%
3-year dividend per share growth (CAGR)
-18.57%
What the Analysts think about IFS
Analyst ratings (Buy, Hold, Sell) for Intercorp Financial Services stock.
Bulls say / Bears say
Intercorp Financial Services Inc. (IFS) reported a 71% year-over-year increase in net income for Q4 2024, reaching PEN490 million, indicating strong financial performance. (GuruFocus)
The company achieved an 18.2% return on equity (ROE) in Q4 2024, demonstrating efficient capital utilization and profitability. (GuruFocus)
IFS's digital transformation efforts have resulted in 82% of retail and 73% of commercial customers engaging digitally, enhancing customer experience and operational efficiency. (GuruFocus)
The cost of risk remains a concern at 2.6% for Q4 2024, which is above the company's long-term target, potentially impacting future profitability. (GuruFocus)
IFS anticipates potential volatility in 2025 due to the pre-electoral year in Peru, which could affect economic stability and growth. (GuruFocus)
The consumer loan book has shrunk, and while recovery is underway, rebuilding this segment efficiently remains a challenge. (GuruFocus)
Data summarised monthly by Lightyear AI. Last updated on 7 Jun 2025.
IFS Financial Performance
Revenues and expenses
IFS Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Intercorp Financial Services stock?
Intercorp Financial Services (IFS) has a market cap of $4B as of June 20, 2025.
What is the P/E ratio for Intercorp Financial Services stock?
The price to earnings (P/E) ratio for Intercorp Financial Services (IFS) stock is 9.2 as of June 20, 2025.
Does Intercorp Financial Services stock pay dividends?
Yes, the Intercorp Financial Services (IFS) stock pays dividends to shareholders. As of June 20, 2025, the dividend rate is $0.95 and the yield is 2.63%. Intercorp Financial Services has a payout ratio of 26.65% on a trailing twelve-month basis.
When is the next Intercorp Financial Services dividend payment date?
The next Intercorp Financial Services (IFS) dividend payment date is unconfirmed.
What is the beta indicator for Intercorp Financial Services?
Intercorp Financial Services (IFS) has a beta rating of 0.85. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.