Intercorp Financial Services/$IFS
1D1W1MYTD1Y5YMAX
Capital at risk
About Intercorp Financial Services
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
- Ticker
- $IFS
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 9,229
- Headquarters
- Lima, Peru
- Website
- ifs.com.pe
IFS Metrics
BasicAdvanced
$6B
9.62
$5.63
0.44
$1.71
3.15%
Price and volume
Market cap
$6B
Beta
0.44
52-week high
$61.38
52-week low
$38.29
Average daily volume
225K
Dividend rate
$1.71
Financial strength
Dividend payout ratio (TTM)
33.97%
Profitability
Net profit margin (TTM)
35.66%
Operating margin (TTM)
43.31%
Effective tax rate (TTM)
21.12%
Revenue per employee (TTM)
$190,890
Management effectiveness
Return on assets (TTM)
2.07%
Return on equity (TTM)
17.23%
Valuation
Price to earnings (TTM)
9.625
Price to revenue (TTM)
3.432
Price to book
0.47
Price to tangible book (TTM)
0.53
Price to free cash flow (TTM)
-25.074
Free cash flow yield (TTM)
-3.99%
Free cash flow per share (TTM)
-2.162
Dividend yield (TTM)
3.15%
Forward dividend yield
3.15%
Growth
Revenue change (TTM)
10.03%
Earnings per share change (TTM)
12.93%
3-year revenue growth (CAGR)
6.71%
3-year earnings per share growth (CAGR)
11.70%
10-year earnings per share growth (CAGR)
9.08%
3-year dividend per share growth (CAGR)
10.45%
10-year dividend per share growth (CAGR)
3.18%
What the Analysts think about IFS
Analyst ratings (Buy, Hold, Sell) for Intercorp Financial Services stock.
Analyst projections of the future price of Intercorp Financial Services stock.
Bulls say / Bears say
Fitch affirmed IFS’s long-term issuer default rating at ‘BBB’ with a stable outlook, citing its solid domestic franchise, diversified low-risk segments and adequate capitalization (CET1 ratio of 12.5%) (Fitch).
Intercorp Financial Services reported second-quarter 2026 net income of S/585 million with a return on equity of 18.5% and 16% year-on-year growth in retail primary clients, underscoring resilient profitability and customer-base expansion (El Comercio Perú).
Peru’s macroeconomic fundamentals remain robust according to IFS’s CEO, who noted that commodity-driven growth is bolstering private investment and consumption despite electoral uncertainties (Bloomberg).
Net interest and similar income declined 3.7% quarter-on-quarter in Q2 2026 as rising funding expenses outpaced loan yield growth, compressing margins (SEC).
Fitch expects slight asset quality deterioration through 2026, forecasting the 90-day nonperforming loan ratio to edge higher due to operating environment pressures, potentially increasing provisioning needs (Fitch).
Over 96% of IFS’s total income and assets are concentrated in Peru, exposing the company to country-specific political and economic volatility with limited geographic diversification (SEC).
Data summarised monthly by Lightyear AI. Last updated on 29 Aug 2026.
IFS Financial Performance
Revenues and expenses
IFS Earnings Performance
Company profitability
Upcoming events
No upcoming events
IFS News
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Funds containing IFS
AllUSDEURGBP
Fund name | Fund size | $IFS weighting |
|---|---|---|
iShares Core MSCI Emerging Markets IMI$EIMI | $46B | 0.02% |
iShares Core MSCI Emerging Markets€EMIM | €39B | 0.02% |
iShares Core MSCI Emerging Markets IMI£EMIM | £34B | 0.02% |
iShares MSCI EM IMI Screened€AYEM | €5.8B | 0.01% |
iShares MSCI EM IMI Screened£SEGM | £5B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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