Intercorp Financial Services/$IFS
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About Intercorp Financial Services
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services and payments for retail customers and commercial clients in Peru. The company has four operating segments; the Banking segment includes Mainly loans, credit facilities, deposits, and current accounts, the Insurance segment provides life annuity products with single-premium payment and conventional life insurance products and other retail insurance products, the Wealth Management segment provides brokerage and investment management services. Its geographical segments include Peru and Panama.
Ticker
$IFS
Sector
Primary listing
NYSE
Employees
8,542
Headquarters
Lima, Peru
Website
IFS Metrics
BasicAdvanced
$4.7B
8.68
$4.83
0.97
$0.95
2.26%
Price and volume
Market cap
$4.7B
Beta
0.97
52-week high
$42.21
52-week low
$24.23
Average daily volume
204K
Dividend rate
$0.95
Financial strength
Dividend payout ratio (TTM)
22.16%
Profitability
Net profit margin (TTM)
35.88%
Operating margin (TTM)
43.89%
Effective tax rate (TTM)
19.96%
Revenue per employee (TTM)
$179,010
Management effectiveness
Return on assets (TTM)
1.99%
Return on equity (TTM)
17.57%
Valuation
Price to earnings (TTM)
8.682
Price to revenue (TTM)
3.094
Price to book
0.43
Price to tangible book (TTM)
0.48
Price to free cash flow (TTM)
-6.388
Free cash flow yield (TTM)
-15.65%
Free cash flow per share (TTM)
-6.57
Dividend yield (TTM)
2.26%
Forward dividend yield
2.26%
Growth
Revenue change (TTM)
34.92%
Earnings per share change (TTM)
112.30%
3-year revenue growth (CAGR)
5.39%
3-year earnings per share growth (CAGR)
8.55%
10-year earnings per share growth (CAGR)
4.83%
3-year dividend per share growth (CAGR)
-18.57%
What the Analysts think about IFS
Analyst ratings (Buy, Hold, Sell) for Intercorp Financial Services stock.
Bulls say / Bears say
Fitch Ratings upgraded IFS’s long-term issuer default rating to ‘BBB’ from ‘BBB-’, citing its consistently low double leverage and prudent liquidity management throughout the economic cycle.【Reuters】(https://laohu8.com/S/IFS)
Fitch also affirmed short-term ratings at ‘F3’ and highlighted Interbank’s 21.0% market share in consumer loans and 14.6% in retail deposits as of year-end 2024, underscoring the strength of IFS’s core banking franchise.【Reuters】(https://laohu8.com/S/IFS)
Wall Street analysts maintain an average ‘strong buy’ rating on IFS, with a median 12-month price target of $39.95—over 15% above the last closing price—indicating broad upside potential.【Reuters】(https://www.tradingview.com/news/reuters.com%2C2025%3Anewsml_L8N3RE352%3A0-intercorp-financial-services-inc-expected-to-post-earnings-of-89-cents-a-share-earnings-preview/)
IFS is expected to post a 23.9% decline in first-quarter 2025 revenue to $366 million from $480.82 million a year ago, indicating potential top-line pressure.【Reuters】(https://www.tradingview.com/news/reuters.com%2C2025%3Anewsml_L8N3RE352%3A0-intercorp-financial-services-inc-expected-to-post-earnings-of-89-cents-a-share-earnings-preview/)
Analysts’ mean earnings estimate for Q1 2025 is $0.89 per share, suggesting thinner margins and sensitivity to Peru’s economic cycle.【Reuters】(https://www.tradingview.com/news/reuters.com%2C2025%3Anewsml_L8N3RE352%3A0-intercorp-financial-services-inc-expected-to-post-earnings-of-89-cents-a-share-earnings-preview/)
Peru’s political instability—highlighted by a cabinet shake-up in May that led to a 0.6% drop in the sol—raises country risk that could weigh on IFS’s credit portfolio and funding costs.【Reuters】(https://www.reuters.com/world/americas/perus-boluarte-taps-justice-minister-fill-prime-minister-opening-2025-05-14/)
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
IFS Financial Performance
Revenues and expenses
IFS Earnings Performance
Company profitability
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Intercorp Financial Services stock?
Intercorp Financial Services (IFS) has a market cap of $4.7B as of September 13, 2025.
What is the P/E ratio for Intercorp Financial Services stock?
The price to earnings (P/E) ratio for Intercorp Financial Services (IFS) stock is 8.68 as of September 13, 2025.
Does Intercorp Financial Services stock pay dividends?
Yes, the Intercorp Financial Services (IFS) stock pays dividends to shareholders. As of September 13, 2025, the dividend rate is $0.95 and the yield is 2.26%. Intercorp Financial Services has a payout ratio of 22.16% on a trailing twelve-month basis.
When is the next Intercorp Financial Services dividend payment date?
The next Intercorp Financial Services (IFS) dividend payment date is unconfirmed.
What is the beta indicator for Intercorp Financial Services?
Intercorp Financial Services (IFS) has a beta rating of 0.97. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.