Intercorp Financial Services/$IFS
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Intercorp Financial Services
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
- Ticker
- $IFS
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 9,229
- Headquarters
- Lima, Peru
- Website
- ifs.com.pe
IFS Metrics
BasicAdvanced
$5.5B
8.81
$5.48
0.44
$1.71
3.54%
Price and volume
Market cap
$5.5B
Beta
0.44
52-week high
$61.38
52-week low
$38.29
Average daily volume
188K
Dividend rate
$1.71
Financial strength
Dividend payout ratio (TTM)
33.97%
Profitability
Net profit margin (TTM)
35.66%
Operating margin (TTM)
43.31%
Effective tax rate (TTM)
21.12%
Revenue per employee (TTM)
$185,610
Management effectiveness
Return on assets (TTM)
2.07%
Return on equity (TTM)
17.23%
Valuation
Price to earnings (TTM)
8.813
Price to revenue (TTM)
3.143
Price to book
0.42
Price to tangible book (TTM)
0.48
Price to free cash flow (TTM)
-22.961
Free cash flow yield (TTM)
-4.36%
Free cash flow per share (TTM)
-2.102
Dividend yield (TTM)
3.54%
Forward dividend yield
3.54%
Growth
Revenue change (TTM)
10.03%
Earnings per share change (TTM)
12.93%
3-year revenue growth (CAGR)
6.71%
3-year earnings per share growth (CAGR)
11.70%
10-year earnings per share growth (CAGR)
9.08%
3-year dividend per share growth (CAGR)
10.45%
10-year dividend per share growth (CAGR)
3.18%
What the Analysts think about IFS
Analyst ratings (Buy, Hold, Sell) for Intercorp Financial Services stock.
Analyst projections of the future price of Intercorp Financial Services stock.
Bulls say / Bears say
First-half net income rose 16% year on year to S/1.187 billion, and second-quarter ROE was 18.5%, above the company’s medium-term target. This points to solid profitability across its businesses. (Intercorp Financial Services)
Higher-yielding loans grew 12% year on year in the second quarter, while retail primary customers increased 16%. Continued momentum in consumer and small-business lending could support growth and deepen customer relationships. (SEC)
Growth extends beyond banking: insurance premiums rose 9% and wealth-management assets under management increased 14% year on year. That gives IFS more than one business contributing to expansion. (Intercorp Financial Services)
Management expects El Niño-related disruption to affect some borrowers and says it may book forward-looking provisions in the second half. That risk is heightened by faster growth in consumer and small-business lending. (Stock Analysis, SEC)
Net interest income fell 3.7% quarter on quarter in 2Q26, while other expenses rose 8.5% year on year. If costs stay firm, they could curb the earnings contribution from loan growth. (SEC)
The bank’s total capital ratio fell from 17.2% a year earlier to 15.5% in 2Q26 as risk-weighted assets grew. It remains above regulatory requirements, but further expansion could put more pressure on its capital buffer. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
IFS Financial Performance
Revenues and expenses
IFS Earnings Performance
Company profitability
Upcoming events
No upcoming events
IFS News
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Funds containing IFS
Fund name | Fund size | $IFS weighting |
|---|---|---|
SPDR MSCI Emerging Markets Small Cap£EMSM | $647M | 0.11% |
iShares Core MSCI Emerging Markets IMI£EMIM | $45B | 0.02% |
iShares Core MSCI Emerging Markets IMI$EIMI | $45B | 0.02% |
iShares Core MSCI Emerging Markets€EMIM | $45B | 0.02% |
iShares MSCI EM IMI Screened£SEGM | $6.6B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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