ING Groep NV/€INGA
05:30
09:10
12:45
16:25
20:00
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About ING Groep NV
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
Ticker
€INGA
Sector
Primary listing
AEX
Employees
60,000
Headquarters
Website
ING Groep NV Metrics
BasicAdvanced
€60B
13.92
€1.54
-
€1.22
5.68%
Price and volume
Market cap
€60B
52-week high
€22.00
52-week low
€14.24
Average daily volume
77K
Dividend rate
€1.22
Financial strength
Dividend payout ratio (TTM)
84.12%
Profitability
Net profit margin (TTM)
24.46%
Operating margin (TTM)
37.73%
Effective tax rate (TTM)
27.29%
Revenue per employee (TTM)
€330,000
Management effectiveness
Return on assets (TTM)
0.47%
Return on equity (TTM)
9.30%
Valuation
Price to earnings (TTM)
13.92
Price to revenue (TTM)
3.405
Price to book
1.24
Price to tangible book (TTM)
1.27
Price to free cash flow (TTM)
-0.968
Free cash flow yield (TTM)
-103.30%
Free cash flow per share (TTM)
-22.208
Dividend yield (TTM)
5.68%
Growth
Revenue change (TTM)
0.10%
Earnings per share change (TTM)
-2.00%
3-year revenue growth (CAGR)
-10.25%
3-year earnings per share growth (CAGR)
-19.32%
10-year earnings per share growth (CAGR)
4.45%
10-year dividend per share growth (CAGR)
11.40%
What the Analysts think about ING Groep NV
Analyst ratings (Buy, Hold, Sell) for ING Groep NV stock.
Bulls say / Bears say
ING’s second quarter 2025 net profit was €1.68 billion, outpacing analyst expectations of €1.57 billion, driven by steady income streams and a lower tax rate.
Fee and commission income rose more than 12% year-on-year to €1.12 billion in Q2 2025, making up nearly 20% of total earnings and on track to reach the top end of guidance.
In the first quarter of 2025, ING posted a net profit of €1.455 billion, surpassing the €1.40 billion consensus, and announced a €2 billion share buyback, highlighting strong capital returns for shareholders.
ING does not expect its total income to grow in 2025 after the ECB cut its deposit rate to 2.75%, highlighting the risk of stable revenue in a subdued economic climate.
ING projects a fall in net interest income for 2025 and aims to counter this with increased fees and higher deposit pricing, though these steps may not fully offset mounting margin pressures.
The sale of ING’s Russian business is expected to lower post-tax profits by €700 million, resulting in a one-off reduction in 2025 earnings.
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
ING Groep NV Financial Performance
Revenues and expenses
ING Groep NV Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for ING Groep NV stock?
ING Groep NV (INGA) has a market cap of €60B as of September 18, 2025.
What is the P/E ratio for ING Groep NV stock?
The price to earnings (P/E) ratio for ING Groep NV (INGA) stock is 13.92 as of September 18, 2025.
Does ING Groep NV stock pay dividends?
Yes, the ING Groep NV (INGA) stock pays dividends to shareholders. As of September 18, 2025, the dividend rate is €1.221 and the yield is 5.68%. ING Groep NV has a payout ratio of 84.12% on a trailing twelve-month basis.
When is the next ING Groep NV dividend payment date?
The next ING Groep NV (INGA) dividend payment date is unconfirmed.
What is the beta indicator for ING Groep NV?
ING Groep NV (INGA) does not currently have a Beta indicator.