ING Groep NV/€INGA
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About ING Groep NV
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
- Ticker
- €INGA
- Sector
- Finance
- Primary listing
- AEX
- Employees
- 60,000
- Headquarters
- Amsterdam, Netherlands
- Website
- www.ing.com
ING Groep NV Metrics
BasicAdvanced
€84B
9.73
€3.04
0.91
€1.31
4.42%
Price and volume
Market cap
€84B
Beta
0.91
52-week high
€32.40
52-week low
€20.97
Average daily volume
7.1M
Dividend rate
€1.31
Financial strength
Profitability
Net profit margin (TTM)
34.40%
Operating margin (TTM)
52.03%
Effective tax rate (TTM)
28.50%
Revenue per employee (TTM)
€420,000
Management effectiveness
Return on assets (TTM)
0.79%
Return on equity (TTM)
17.76%
Valuation
Price to earnings (TTM)
9.726
Price to revenue (TTM)
3.341
Price to book
1.67
Price to tangible book (TTM)
1.74
Dividend yield (TTM)
4.42%
Growth
Revenue change (TTM)
27.08%
Earnings per share change (TTM)
87.88%
3-year revenue growth (CAGR)
-9.23%
3-year earnings per share growth (CAGR)
-11.37%
10-year earnings per share growth (CAGR)
9.65%
3-year dividend per share growth (CAGR)
25.92%
10-year dividend per share growth (CAGR)
13.74%
What the Analysts think about ING Groep NV
Analyst ratings (Buy, Hold, Sell) for ING Groep NV stock.
Analyst projections of the future price of ING Groep NV stock.
Bulls say / Bears say
ING added 259,000 mobile primary customers in Q3, while lending grew by €11.0bn, deposits by €12.1bn and fee income by 9.3% year on year. That points to continued customer growth and momentum across its main businesses. (ING)
ING raised its 2026 and 2027 outlook in July, targeting return on tangible equity above 15% and 16%, respectively. The higher targets suggest management sees scope for profitable growth beyond this year. (Reuters)
A 13.3% CET1 ratio supported a further €1.9bn shareholder distribution, including a €1.65bn buyback and a €250m cash payment. Strong capital generation and sizeable returns may support shareholder value. (ING)
Q3 net profit rose, but came in below analysts’ expectations as higher loan-loss charges, weaker treasury income and higher costs weighed on results. This shows earnings can be affected by credit costs and volatile non-core income even when core activity is growing. (Reuters)
Management expects mortgage demand to slow across ING’s markets after signs of weakness in Germany and Belgium, while competition from digital banks could put pressure on deposit margins. Slower loan growth and more expensive deposits would challenge income growth. (Reuters)
ING expects a €175m wholesale-banking restructuring charge in Q4, while the planned €75m of annual savings will begin only in 2028. The upfront cost could weigh on near-term earnings before the benefits arrive. (The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 4 Nov 2026.
ING Groep NV Financial Performance
Revenues and expenses
ING Groep NV Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing ING Groep NV
AllEURUSDGBP
Fund name | Fund size | €INGA weighting |
|---|---|---|
iShares AEX€IAEX | €781M | 8.50% |
iShares AEX£IAEX | €781M | 8.50% |
Amundi Euro STOXX Banks£BNKE | €6.5B | 6.81% |
iShares EURO STOXX Banks 30-15€EXA1 | €245M | 6.71% |
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 6.71% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.