ING Groep NV/€INGA

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About ING Groep NV

The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.

Ticker

€INGA
Sector
Finance

Primary listing

AEX

Employees

60,000
Headquarters
Amsterdam, Netherlands
Website
www.ing.com

ING Groep NV Metrics

BasicAdvanced
€60B
13.69
€1.54
-
€1.22
5.77%

What the Analysts think about ING Groep NV

Analyst ratings (Buy, Hold, Sell) for ING Groep NV stock.

Bulls say / Bears say

ING’s second quarter 2025 net profit was €1.68 billion, outpacing analyst expectations of €1.57 billion, driven by steady income streams and a lower tax rate.
Fee and commission income rose more than 12% year-on-year to €1.12 billion in Q2 2025, making up nearly 20% of total earnings and on track to reach the top end of guidance.
In the first quarter of 2025, ING posted a net profit of €1.455 billion, surpassing the €1.40 billion consensus, and announced a €2 billion share buyback, highlighting strong capital returns for shareholders.
ING does not expect its total income to grow in 2025 after the ECB cut its deposit rate to 2.75%, highlighting the risk of stable revenue in a subdued economic climate.
ING projects a fall in net interest income for 2025 and aims to counter this with increased fees and higher deposit pricing, though these steps may not fully offset mounting margin pressures.
The sale of ING’s Russian business is expected to lower post-tax profits by €700 million, resulting in a one-off reduction in 2025 earnings.
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.

ING Groep NV Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

ING Groep NV Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

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