ING Groep NV/€INGA

1D1W1MYTD1Y5YMAX

About ING Groep NV

The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
Ticker
€INGA
Sector
Finance
Primary listing
AEX
Employees
60,000
Headquarters
Amsterdam, Netherlands
Website
www.ing.com

ING Groep NV Metrics

BasicAdvanced
€90B
10.74
€2.98
0.90
€1.31
4.08%

What the Analysts think about ING Groep NV

Analyst ratings (Buy, Hold, Sell) for ING Groep NV stock.
Analyst projections of the future price of ING Groep NV stock.

Bulls say / Bears say

ING’s second-quarter net result beat expectations, helped by a 14% rise in fee income, and management raised its 2026 and 2027 income and return targets. This suggests customer activity is translating into stronger revenue and operating leverage. (Reuters)
ING is building a broader fee engine to reduce reliance on interest income. It has introduced four subscription tiers for retail customers, covering services such as investing and insurance, while management is also expanding wealth and other fee businesses. (Bloomberg, Reuters)
Strong capital generation is supporting shareholder returns. ING reported a 13.0% CET1 ratio in the first quarter, well above its 11.06% requirement, and launched a further €1 billion buyback after the ECB approved the distribution. (ING, Bloomberg)
Deposit competition could squeeze future net interest income. ING expects its liability margin to normalise towards 100–110 basis points beyond 2026, while its lending margin has fallen to about 124 basis points. (StockAnalysis)
Credit costs remain manageable, but the downside is not gone. ING recorded higher wholesale banking risk costs in the second quarter, while Scope notes extra overlays for higher energy prices and the Middle East conflict and warns that material asset-quality deterioration could hurt its rating. (Scope Ratings, StockTitan)
ING runs its capital target close to 13%, leaving a smaller cushion than many peers if losses or regulatory demands rise. Scope says the buffer above requirements is adequate but narrower than that of domestic and international peers, while ING continues to distribute surplus capital. (Scope Ratings, ING)
Data summarised monthly by Lightyear AI. Last updated on 25 Sept 2026.

ING Groep NV Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

ING Groep NV Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing ING Groep NV

AllEURGBPUSD
Funds
Fund name
Fund size
€INGA weighting
iShares AEX€IAEX
€778M9.45%
iShares AEX£IAEX
£668M9.45%
iShares EURO STOXX Banks 30-15€EXX1
€2.6B6.76%
iShares EURO STOXX Banks 30-15€EXA1
€257M6.76%
iShares STOXX Europe 600 Banks€EXV1
€3.7B4.21%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.