Inter & Co/$INTR
13:30
15:10
16:45
18:25
20:00
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About Inter & Co
Inter & Co Inc operates as a digital bank. The company's segment includes Banking & Spending; Investments; Insurance Brokerage; and Inter Shop. It generates maximum revenue from the Banking & Spending segment which comprises a wide range of banking products and services, such as checking accounts, cards, deposits, loans and advances, and other services, which are available to the clients by means of Inter's mobile application.
Ticker
$INTR
Sector
Primary listing
Employees
-
Headquarters
Belo Horizonte, Brazil
Website
Inter & Co Metrics
BasicAdvanced
$3.9B
18.79
$0.47
1.15
$0.08
0.90%
Price and volume
Market cap
$3.9B
Beta
1.15
52-week high
$9.08
52-week low
$3.88
Average daily volume
2.7M
Dividend rate
$0.08
Financial strength
Dividend payout ratio (TTM)
15.83%
Profitability
Net profit margin (TTM)
20.40%
Operating margin (TTM)
32.53%
Effective tax rate (TTM)
13.19%
Management effectiveness
Return on assets (TTM)
1.84%
Return on equity (TTM)
13.27%
Valuation
Price to earnings (TTM)
18.789
Price to revenue (TTM)
3.327
Price to book
0.42
Price to tangible book (TTM)
0.54
Price to free cash flow (TTM)
-7.11
Free cash flow yield (TTM)
-14.07%
Free cash flow per share (TTM)
-1.253
Dividend yield (TTM)
0.90%
Forward dividend yield
0.90%
Growth
Revenue change (TTM)
64.39%
Earnings per share change (TTM)
94.39%
3-year revenue growth (CAGR)
34.74%
3-year earnings per share growth (CAGR)
535.29%
Bulls say / Bears say
In Q1 2025, Inter&Co reported net income of R$287 million, up 57% year-over-year, with ROE improving to 12.9%, reflecting strong profitability.
In Q2 2025, Inter&Co’s net income increased 53% year-over-year to US$57.8 million, ROE rose to 13.9%, and the efficiency ratio improved to 47.1%, demonstrating strong operational performance.
The company reached 40 million total clients in Q2 2025, adding 1.1 million active users during the quarter, underscoring strong customer growth and platform adoption.
Brazil’s central bank has kept the Selic rate at a restrictive 15% to control inflation. This high interest rate environment is likely to dampen demand for credit and put pressure on net interest margins for digital lenders such as Inter&Co.
Inter&Co is taking a cautious stance on Brazil’s new payroll-deductible loans for private-sector employees, which are expected to take at least a year to scale meaningfully. This conservative approach might delay the company’s efforts to diversify and expand its credit revenue streams.
Major fintech competitors like Nubank, which posted a 42% rise in net profit to $637 million and now serves over 123 million customers in Q2 2025, present intensifying competition that could limit Inter&Co’s growth in market share.
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Inter & Co stock?
Inter & Co (INTR) has a market cap of $3.9B as of September 15, 2025.
What is the P/E ratio for Inter & Co stock?
The price to earnings (P/E) ratio for Inter & Co (INTR) stock is 18.79 as of September 15, 2025.
Does Inter & Co stock pay dividends?
Yes, the Inter & Co (INTR) stock pays dividends to shareholders. As of September 15, 2025, the dividend rate is $0.08 and the yield is 0.9%. Inter & Co has a payout ratio of 15.83% on a trailing twelve-month basis.
When is the next Inter & Co dividend payment date?
The next Inter & Co (INTR) dividend payment date is unconfirmed.
What is the beta indicator for Inter & Co?
Inter & Co (INTR) has a beta rating of 1.15. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.