Jiayin Group/$JFIN
13:30
21:10
04:45
12:25
20:00
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About Jiayin Group
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.
Ticker
$JFIN
Sector
Primary listing
Employees
1,028
Headquarters
Website
Jiayin Group Metrics
BasicAdvanced
$660M
2.93
$4.23
1.00
$1.29
10.39%
Price and volume
Market cap
$660M
Beta
1
52-week high
$19.23
52-week low
$5.05
Average daily volume
115K
Dividend rate
$1.29
Financial strength
Current ratio
1.968
Quick ratio
1.586
Long term debt to equity
1.115
Total debt to equity
1.115
Profitability
EBITDA (TTM)
276.146
Gross margin (TTM)
78.81%
Net profit margin (TTM)
24.63%
Operating margin (TTM)
29.95%
Effective tax rate (TTM)
19.24%
Revenue per employee (TTM)
$886,260
Management effectiveness
Return on assets (TTM)
19.03%
Return on equity (TTM)
48.31%
Valuation
Price to earnings (TTM)
2.926
Price to revenue (TTM)
0.72
Price to book
0.17
Price to tangible book (TTM)
0.17
Dividend yield (TTM)
10.39%
Growth
Revenue change (TTM)
8.18%
Earnings per share change (TTM)
33.85%
3-year revenue growth (CAGR)
42.13%
3-year earnings per share growth (CAGR)
35.91%
Bulls say / Bears say
Jiayin’s Q2 2025 loan facilitation volume surged 54.6% YoY to RMB37.1 billion, marking a new quarterly record and demonstrating strong market traction (Reuters)
Second quarter net revenue climbed 27.8% YoY to RMB1,886.2 million, driven by robust growth in core loan facilitation services (Jiayin Group)
Non-GAAP operating income for Q2 2025 jumped 181.4% YoY to RMB737.6 million, reflecting strong margin expansion and operational leverage (Jiayin Group)
JFIN’s Q2 2025 general and administrative expenses jumped 70% YoY to RMB110.5 million, driven by higher payroll and share-based compensation, squeezing operating profits (Reuters)
Average borrowing amount per loan fell 10.5% YoY in Q2 2025 to RMB8,130, suggesting a shift toward smaller, potentially lower-value loans and dilutive unit economics (Jiayin Group)
In Q4 2024, net revenue declined 12.2% YoY to RMB1,404.5 million, underscoring vulnerability to demand fluctuations ahead of 2025 recovery efforts (Jiayin Group)
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
Jiayin Group Financial Performance
Revenues and expenses
Jiayin Group Earnings Performance
Company profitability
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Jiayin Group stock?
Jiayin Group (JFIN) has a market cap of $660M as of September 04, 2025.
What is the P/E ratio for Jiayin Group stock?
The price to earnings (P/E) ratio for Jiayin Group (JFIN) stock is 2.93 as of September 04, 2025.
Does Jiayin Group stock pay dividends?
Yes, the Jiayin Group (JFIN) stock pays dividends to shareholders. As of September 04, 2025, the dividend rate is $1.285 and the yield is 10.39%. Jiayin Group has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Jiayin Group dividend payment date?
The next Jiayin Group (JFIN) dividend payment date is unconfirmed.
What is the beta indicator for Jiayin Group?
Jiayin Group (JFIN) has a beta rating of 1. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.