Jack Henry & Associates/$JKHY
1D1W1MYTD1Y5YMAX
Capital at risk
About Jack Henry & Associates
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
- Ticker
- $JKHY
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 7,300
- Headquarters
- Monett, United States
- Website
- www.jackhenry.com
JKHY Metrics
BasicAdvanced
$10B
20.52
$6.98
0.55
$2.41
1.70%
Price and volume
Market cap
$10B
Beta
0.55
52-week high
$193.39
52-week low
$121.04
Average daily volume
1M
Dividend rate
$2.41
Financial strength
Current ratio
1.167
Quick ratio
0.734
Long term debt to equity
0.034
Total debt to equity
0.038
Dividend payout ratio (TTM)
33.89%
Interest coverage (TTM)
119.40%
Profitability
EBITDA (TTM)
702.214
Gross margin (TTM)
43.90%
Net profit margin (TTM)
19.76%
Operating margin (TTM)
25.28%
Effective tax rate (TTM)
22.98%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
12.99%
Return on equity (TTM)
23.57%
Valuation
Price to earnings (TTM)
20.525
Price to revenue (TTM)
4.046
Price to book
4.78
Price to tangible book (TTM)
19.78
Price to free cash flow (TTM)
20.324
Free cash flow yield (TTM)
4.92%
Free cash flow per share (TTM)
7.048
Dividend yield (TTM)
1.68%
Forward dividend yield
1.70%
Growth
Revenue change (TTM)
7.12%
Earnings per share change (TTM)
11.84%
3-year revenue growth (CAGR)
6.99%
10-year revenue growth (CAGR)
6.51%
3-year earnings per share growth (CAGR)
11.61%
10-year earnings per share growth (CAGR)
8.38%
3-year dividend per share growth (CAGR)
5.62%
10-year dividend per share growth (CAGR)
8.42%
What the Analysts think about JKHY
Analyst ratings (Buy, Hold, Sell) for Jack Henry & Associates stock.
Analyst projections of the future price of Jack Henry & Associates stock.
Bulls say / Bears say
Jack Henry is gaining share and moving upmarket. It recorded a fiscal 2026 high of 58 competitive core wins, including 14 institutions with more than $1 billion of assets, and won Woodforest National Bank, its largest new core client. (PR Newswire, Morningstar)
Cloud migration and payments are adding growth avenues beyond the legacy core. By fiscal year-end, 79% of core clients were in the private cloud, while client adoption grew 25% for Zelle, 24% for RTP and 29% for FedNow. (TradingKey, PR Newswire)
The financial base remains healthy: fiscal 2026 revenue rose 7.1%, operating income 11.7% and EPS 11.9%, with $539.3 million of free cash flow. Management forecasts another 6.3% to 7.3% of non-GAAP revenue growth and 20 to 40 basis points of margin expansion in fiscal 2027. (PR Newswire, StockTitan)
The fourth quarter showed weaker operating leverage: revenue rose 4.7%, but operating income fell 12.2% and EPS dropped 10.2% as cost of revenue, research and development, and selling expenses grew faster than sales. (PR Newswire)
Fiscal 2027 still carries meaningful margin risk. Management expects higher medical, cybersecurity, AI infrastructure and data-centre consolidation costs, while first-half comparisons will be difficult and GAAP operating margin is guided below fiscal 2026's level. (PR Newswire, TradingKey)
Aggressive shareholder returns reduced financial headroom: cash and equivalents fell to $12.1 million after $448 million of buybacks and $170.4 million of dividends, while year-end debt was $40 million. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 15 Sept 2026.
JKHY Financial Performance
Revenues and expenses
JKHY Earnings Performance
Company profitability
Upcoming events
No upcoming events
JKHY News
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Funds containing JKHY
AllEURGBPUSD
Fund name | Fund size | $JKHY weighting |
|---|---|---|
VanEck Morningstar Wide Moat€GMVM | €407M | 1.34% |
VanEck Morningstar Wide Moat£MOGB | £354M | 1.34% |
SPDR S&P US Dividend Aristocrats€SPYD | €3.3B | 0.44% |
SPDR S&P US Dividend Aristocrats£USDV | £2.8B | 0.44% |
iShares Digitalisation$DGTL | $793M | 0.41% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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