John Marshall Bancorp, Inc./$JMSB
1D1W1MYTD1Y5YMAX
Capital at risk
About John Marshall Bancorp, Inc.
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
- Ticker
- $JMSB
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 139
- Headquarters
- Reston, United States
- Website
- www.johnmarshallbank.com
JMSB Metrics
BasicAdvanced
$327M
13.48
$1.73
0.42
$0.28
1.72%
Price and volume
Market cap
$327M
Beta
0.42
52-week high
$24.26
52-week low
$18.50
Average daily volume
69K
Dividend rate
$0.28
Financial strength
Dividend payout ratio (TTM)
10.43%
Profitability
Net profit margin (TTM)
36.53%
Operating margin (TTM)
47.07%
Effective tax rate (TTM)
22.39%
Revenue per employee (TTM)
$480,000
Management effectiveness
Return on assets (TTM)
1.05%
Return on equity (TTM)
9.27%
Valuation
Price to earnings (TTM)
13.476
Price to revenue (TTM)
4.907
Price to book
1.19
Price to tangible book (TTM)
1.19
Price to free cash flow (TTM)
15.212
Free cash flow yield (TTM)
6.57%
Free cash flow per share (TTM)
1.529
Dividend yield (TTM)
1.20%
Forward dividend yield
1.72%
Growth
Revenue change (TTM)
17.91%
Earnings per share change (TTM)
30.82%
3-year revenue growth (CAGR)
0.68%
3-year earnings per share growth (CAGR)
-3.27%
10-year earnings per share growth (CAGR)
11.60%
3-year dividend per share growth (CAGR)
-6.47%
Bulls say / Bears say
Second-quarter net income rose 37.5% year on year to $7.0 million, while net interest margin reached 2.99% after nine consecutive quarterly increases. Loans grew 8.4% annualised in the quarter and passed $2 billion, giving earnings a strong growth engine. (Securities and Exchange Commission)
Credit quality remains unusually strong: JMSB had no non-accrual loans or other real estate owned assets at 30 June 2026. The one earlier non-accruing SBA loan was paid in full by the SBA, limiting the immediate loss risk from that problem credit. (Securities and Exchange Commission)
The proposed all-stock merger with Eagle Financial Services could more than double the franchise to about $4.4 billion of assets. Greater scale should give JMSB more lending capacity and resources for technology and customer service, while management expects to raise the quarterly dividend to $0.155 after completion. (Business Wire)
The loan book remains concentrated in commercial real estate: Q2 filings show about $1.09 billion of CRE loans, or 54.4% of loans. JMSB also warns that its Washington-area focus leaves it exposed to local economic shocks, including US government shutdowns or reductions in the federal workforce. (Securities and Exchange Commission, John Marshall Bank)
Funding is not wholly core or insured: brokered deposits were $321.6 million, while $703.8 million of deposits were uninsured or uncollateralised at 30 June 2026. With deposits almost flat quarter on quarter as loans expanded, a tougher funding market could squeeze margins or liquidity. (StockTitan)
The Eagle transaction still needs shareholder and regulatory approval and is targeted for early 2027. Its all-stock structure, with two JMSB shares issued for each Eagle share, creates execution and integration risk and could dilute existing JMSB shareholders if the enlarged bank fails to deliver the expected benefits. (Business Wire)
Data summarised monthly by Lightyear AI. Last updated on 20 Sept 2026.
Upcoming events
No upcoming events
JMSB News
AllArticlesVideos
Eagle Financial Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Eagle Financial Services, Inc. - EFSI
Business Wire2 weeks ago
JMSB Stock Alert: Halper Sadeh LLC is Investigating Whether John Marshall Bancorp, Inc. is Obtaining a Fair Price for its Shareholders
Business Wire2 weeks ago
John Marshall Bancorp, Inc. and Eagle Financial Services, Inc. Announce Strategic Merger Uniting Two of Virginia's Leading Community Banks
Business Wire2 weeks ago
Funds containing JMSB
Fund name | Fund size | $JMSB weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.01% |
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