Klarna Group plc/$KLAR
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Capital at risk
About Klarna Group plc
Klarna is the largest pure-play in the buy now, pay later space. The company operates a two-sided network with a payment method at its core, but it is ultimately a lender. Merchants sign up with Klarna to increase turnover in their stores. Primarily, Klarna can provide merchants with higher conversion rates and average order values relative to other payment methods. Some merchants enter a symbiotic relationship with Klarna, advertising its brand on the product page to drive conversion and to benefit from Klarna's brand value in the merchant's sales funnel. Customers use Klarna for its ease of use, quick access to credit, zero-interest financing, and lower reminder fees.
- Ticker
- $KLAR
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 2,831
- Headquarters
- London, United Kingdom
- Website
- www.klarna.com
Klarna Group plc Metrics
BasicAdvanced
$5.3B
-
-$0.38
-
-
Price and volume
Market cap
$5.3B
52-week high
$47.48
52-week low
$12.06
Average daily volume
7.2M
Financial strength
Current ratio
22.756
Quick ratio
22.342
Long term debt to equity
0.633
Total debt to equity
0.657
Profitability
EBITDA (TTM)
-20
Gross margin (TTM)
36.84%
Net profit margin (TTM)
-3.52%
Operating margin (TTM)
-0.62%
Effective tax rate (TTM)
-81.97%
Revenue per employee (TTM)
$1,430,000
Management effectiveness
Return on assets (TTM)
-0.08%
Return on equity (TTM)
-4.29%
Valuation
Price to revenue (TTM)
1.315
Price to book
2.19
Price to tangible book (TTM)
3.74
Price to free cash flow (TTM)
-1.394
Free cash flow yield (TTM)
-71.74%
Free cash flow per share (TTM)
-10.123
Growth
Revenue change (TTM)
34.10%
Earnings per share change (TTM)
23.07%
3-year revenue growth (CAGR)
27.30%
What the Analysts think about Klarna Group plc
Analyst ratings (Buy, Hold, Sell) for Klarna Group plc stock.
Analyst projections of the future price of Klarna Group plc stock.
Bulls say / Bears say
Klarna delivered strong Q2 execution: revenue rose 27% year over year to $1.042 billion, transaction-margin dollars grew 42%, adjusted operating income more than tripled to $91 million, and net income turned positive. (SEC filing)
The network is expanding and monetizing beyond basic BNPL: active consumers reached 120 million, merchants exceeded 1.2 million, paying memberships reached 2 million, and Klarna Card active users increased to 6.5 million. (SEC filing)
U.S. growth and distribution provide meaningful upside: U.S. GMV rose 27% in Q2, while integrations with J.P. Morgan Payments and a new Apple device-financing program broaden Klarna’s merchant reach and product mix. (SEC filing)
Klarna cut its full-year 2026 GMV outlook to $149–151 billion from above $155 billion, citing weaker-than-expected German volumes in its largest market by volume. (Reuters)
Profitability remains narrow relative to the scale of the business: Q2 revenue was $1.04 billion, but net income was only $9 million, while Q1’s forward revenue and GMV forecasts also came in below analyst expectations. (Reuters)
Klarna remains exposed to consumer-credit and funding risk because it is ultimately a lender; its July $518 million risk-transfer transaction reduced regulatory capital requirements, but the underlying receivables remain on Klarna’s balance sheet. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 14 Sept 2026.
Klarna Group plc Financial Performance
Revenues and expenses
Klarna Group plc Earnings Performance
Company profitability
Upcoming events
No upcoming events
Klarna Group plc News
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Funds containing Klarna Group plc
AllEURGBPUSD
Fund name | Fund size | $KLAR weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap€DX2J | €3.2B | 0.06% |
Xtrackers MSCI Europe Small Cap£XXSC | £2.8B | 0.06% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
iShares MSCI World Small Cap£WLDS | £6.7B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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