Klarna Group plc/$KLAR
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Klarna Group plc
Klarna is the largest pure-play in the buy now, pay later space. The company operates a two-sided network with a payment method at its core, but it is ultimately a lender. Merchants sign up with Klarna to increase turnover in their stores. Primarily, Klarna can provide merchants with higher conversion rates and average order values relative to other payment methods. Some merchants enter a symbiotic relationship with Klarna, advertising its brand on the product page to drive conversion and to benefit from Klarna's brand value in the merchant's sales funnel. Customers use Klarna for its ease of use, quick access to credit, zero-interest financing, and lower reminder fees.
- Ticker
- $KLAR
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 2,831
- Headquarters
- London, United Kingdom
- Website
- www.klarna.com
Klarna Group plc Metrics
BasicAdvanced
$5B
-
-$0.38
-
-
Price and volume
Market cap
$5B
52-week high
$38.19
52-week low
$12.06
Average daily volume
5.6M
Financial strength
Current ratio
22.756
Quick ratio
22.756
Long term debt to equity
0.63
Total debt to equity
0.657
Profitability
EBITDA (TTM)
-20
Gross margin (TTM)
36.84%
Net profit margin (TTM)
-3.52%
Operating margin (TTM)
-0.62%
Effective tax rate (TTM)
-81.97%
Revenue per employee (TTM)
$1,430,000
Management effectiveness
Return on assets (TTM)
-0.08%
Return on equity (TTM)
-4.29%
Valuation
Price to revenue (TTM)
1.24
Price to book
2.07
Price to tangible book (TTM)
3.52
Price to free cash flow (TTM)
-1.314
Free cash flow yield (TTM)
-76.11%
Free cash flow per share (TTM)
-10.123
Growth
Revenue change (TTM)
34.10%
Earnings per share change (TTM)
23.07%
3-year revenue growth (CAGR)
27.30%
What the Analysts think about Klarna Group plc
Analyst ratings (Buy, Hold, Sell) for Klarna Group plc stock.
Analyst projections of the future price of Klarna Group plc stock.
Bulls say / Bears say
Second-quarter revenue rose 27% to $1.04 billion, and Klarna returned to a small net profit after a year-earlier loss. U.S. GMV grew 27%, showing that its largest growth market is expanding quickly. (Reuters)
Transaction margin dollars grew 42%, faster than revenue, while credit-loss provisions fell to 0.52% of GMV from 0.56% a year earlier. That points to better earnings per transaction alongside improving credit performance. (Klarna)
Klarna cut its 2026 GMV forecast to $149–151 billion from more than $155 billion and lowered revenue guidance, citing weak retail conditions in Germany, its largest market by volume. The revised revenue range also came in below analysts' expectations. (Reuters)
Despite $1.04 billion of second-quarter revenue, net income was only $9 million. Klarna expects just $5–15 million of adjusted operating income in the third quarter, showing that near-term profits may remain thin as it invests in launches. (Klarna)
A Dutch consumer group is preparing a class action alleging Klarna failed to carry out adequate affordability checks and inform customers properly. Tighter Dutch and EU credit rules are also due to bring BNPL providers under stricter oversight, raising potential compliance and legal costs. (ICLG)
Data summarised monthly by Lightyear AI. Last updated on 11 Oct 2026.
Klarna Group plc Financial Performance
Revenues and expenses
Klarna Group plc Earnings Performance
Company profitability
Upcoming events
No upcoming events
Klarna Group plc News
AllArticlesVideos
Klarna Launches Consumer FX: Shop From Klarna Merchants Worldwide, Regardless of Currency
Business Wire2 weeks ago
Adyen Names Klarna CFO Niclas Neglen as New Finance Chief
PYMNTS1 month ago
KLAR Investors Have Opportunity to Join Klarna Group plc Fraud Investigation with SBS Law
Business Wire1 month ago
Funds containing Klarna Group plc
Fund name | Fund size | $KLAR weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.06% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.06% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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