Kearny Financial/$KRNY
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Kearny Financial
Kearny Financial Corp is a federally-chartered stock savings bank. The bank is engaged in the business of attracting deposits from the general public in New Jersey and New York, and using these deposits, together with other funds, to originate or purchase loans for its portfolios and invest in securities. The bank's loan portfolio is chiefly comprised of loans collateralized by commercial and residential real estate. The bank's primary source of income is net interest income from their clients.
- Ticker
- $KRNY
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 526
- Headquarters
- Fairfield, United States
- Website
- www.kearnybank.com
Kearny Financial Metrics
BasicAdvanced
$572M
15.71
$0.58
0.61
$0.44
4.86%
Price and volume
Market cap
$572M
Beta
0.61
52-week high
$10.24
52-week low
$6.23
Average daily volume
466K
Dividend rate
$0.44
Financial strength
Dividend payout ratio (TTM)
76.76%
Profitability
Net profit margin (TTM)
20.56%
Operating margin (TTM)
30.31%
Effective tax rate (TTM)
23.50%
Revenue per employee (TTM)
$340,000
Management effectiveness
Return on assets (TTM)
0.47%
Return on equity (TTM)
4.79%
Valuation
Price to earnings (TTM)
15.706
Price to revenue (TTM)
3.229
Price to book
0.74
Price to tangible book (TTM)
0.87
Price to free cash flow (TTM)
16.147
Free cash flow yield (TTM)
6.19%
Free cash flow per share (TTM)
0.561
Dividend yield (TTM)
4.86%
Forward dividend yield
4.86%
Growth
Revenue change (TTM)
16.34%
Earnings per share change (TTM)
38.28%
3-year revenue growth (CAGR)
0.05%
3-year earnings per share growth (CAGR)
-3.27%
10-year earnings per share growth (CAGR)
12.57%
10-year dividend per share growth (CAGR)
18.59%
What the Analysts think about Kearny Financial
Analyst ratings (Buy, Hold, Sell) for Kearny Financial stock.
Analyst projections of the future price of Kearny Financial stock.
Bulls say / Bears say
Fiscal 2026 net income rose 39% to $36.3 million, while full-year net interest margin widened 30 basis points to 2.18%. That gives the bank a stronger earnings base if the margin gains continue. (Kearny Financial Corp.)
Kearny is shifting its lending mix towards higher-yielding C&I, construction and home-equity loans, which grew 61.4%, 48.1% and 57.4% in fiscal 2026, while reducing multifamily exposure. Management also expects low-coupon loan repricing to support earnings in fiscal 2027. (Kearny Financial Corp.)
Credit losses remain modest: annual net charge-offs were 0.04% of average loans and non-performing assets were 0.70% of assets at year-end. Tangible equity was 8.62% of tangible assets, and the bank maintained its quarterly $0.11 dividend. (Kearny Financial Corp.)
The latest quarter was weaker than the prior one: net income fell to $7.2 million from $10.1 million and diluted earnings per share dropped to $0.11 from $0.16. This raises the risk that the full-year earnings recovery may not translate into a steady quarterly run rate. (Kearny Financial Corp.)
Non-performing assets rose to $53.4 million from $45.6 million a year earlier, while full-year net charge-offs more than doubled to $2.4 million from $1.1 million. The $45.5 million loan-loss allowance covered about 95% of non-performing loans, leaving less room if credit quality worsens. (Kearny Financial Corp., StockTitan)
Despite its diversification efforts, multifamily mortgages still made up 42.5% of loans at 30 June 2026, a sizeable concentration in a property segment that can expose the bank to correlated market stress. Its $2.5 billion multifamily book therefore remains a material source of risk. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
Kearny Financial Financial Performance
Revenues and expenses
Kearny Financial Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Kearny Financial
Fund name | Fund size | $KRNY weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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