Lending Club/$LC
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About Lending Club
LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offers loan products such as personal, education and patient finance, small business, and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.
Ticker
$LC
Sector
Primary listing
NYSE
Employees
1,002
Headquarters
Website
Lending Club Metrics
BasicAdvanced
$1.9B
26.11
$0.64
2.46
-
Price and volume
Market cap
$1.9B
Beta
2.46
52-week high
$18.75
52-week low
$7.90
Average daily volume
1.7M
Financial strength
Current ratio
5.984
Quick ratio
4.95
Long term debt to equity
1.095
Total debt to equity
1.592
Interest coverage (TTM)
706.68%
Profitability
EBITDA (TTM)
242.69
Gross margin (TTM)
26.35%
Net profit margin (TTM)
5.93%
Operating margin (TTM)
7.92%
Effective tax rate (TTM)
25.07%
Revenue per employee (TTM)
$1,250,000
Management effectiveness
Return on assets (TTM)
1.12%
Return on equity (TTM)
5.50%
Valuation
Price to earnings (TTM)
26.112
Price to revenue (TTM)
1.517
Price to book
1.37
Price to tangible book (TTM)
1.44
Price to free cash flow (TTM)
-0.928
Free cash flow yield (TTM)
-107.73%
Free cash flow per share (TTM)
-18.024
Growth
Revenue change (TTM)
15.90%
Earnings per share change (TTM)
67.96%
3-year revenue growth (CAGR)
1.77%
10-year revenue growth (CAGR)
5.32%
3-year earnings per share growth (CAGR)
-37.52%
10-year earnings per share growth (CAGR)
0.69%
What the Analysts think about Lending Club
Analyst ratings (Buy, Hold, Sell) for Lending Club stock.
Bulls say / Bears say
In Q2 2025 LendingClub achieved 32% year-over-year loan originations growth to $2.4 billion, with total net revenue up 33% and net income soaring 156%, delivering double-digit ROTCE ahead of schedule (PRNewswire).
LendingClub expanded its structured financing capacity by announcing up to a $3.4 billion loan funding partnership extension with Blue Owl, highlighting strong demand and deep institutional support for its securitization platform (PRNewswire).
LendingClub signed a memorandum of understanding with BlackRock to invest up to $1 billion through its marketplace programs through 2026, validating the strength of its underwriting models and marketplace offerings (PRNewswire)
Provision for credit losses climbed to $39.7 million in Q2 2025, a 12% increase year-over-year, indicating potential rising credit stress in the held-for-investment portfolio (PRNewswire).
Non-interest expenses rose 17% year-over-year to $154.7 million in Q2 2025, outpacing revenue growth in previous quarters and putting pressure on operating leverage and efficiency (PRNewswire).
Reduced market expectations for Federal Reserve rate cuts—from four to about 1.5—lessen the anticipated tailwind for loan originations and net interest margins, potentially delaying earnings growth momentum (Bloomberg)
Data summarised monthly by Lightyear AI. Last updated on 31 Aug 2025.
Lending Club Financial Performance
Revenues and expenses
Lending Club Earnings Performance
Company profitability
Lending Club News
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FAQs
What’s the current market cap for Lending Club stock?
Lending Club (LC) has a market cap of $1.9B as of September 13, 2025.
What is the P/E ratio for Lending Club stock?
The price to earnings (P/E) ratio for Lending Club (LC) stock is 26.11 as of September 13, 2025.
Does Lending Club stock pay dividends?
No, Lending Club (LC) stock does not pay dividends to its shareholders as of September 13, 2025.
When is the next Lending Club dividend payment date?
Lending Club (LC) stock does not pay dividends to its shareholders.
What is the beta indicator for Lending Club?
Lending Club (LC) has a beta rating of 2.46. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.