Lending Club/$LC
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About Lending Club
LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offers loan products such as personal, education and patient finance, small business, and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.
Ticker
$LC
Sector
Primary listing
NYSE
Employees
1,002
Headquarters
Website
Lending Club Metrics
BasicAdvanced
$2.1B
20.86
$0.88
2.49
-
Price and volume
Market cap
$2.1B
Beta
2.49
52-week high
$19.88
52-week low
$7.90
Average daily volume
1.9M
Financial strength
Interest coverage (TTM)
2.66%
Profitability
EBITDA (TTM)
287.524
Gross margin (TTM)
37.42%
Net profit margin (TTM)
8.01%
Operating margin (TTM)
17.08%
Effective tax rate (TTM)
24.77%
Revenue per employee (TTM)
$1,290,000
Management effectiveness
Return on assets (TTM)
1.25%
Return on equity (TTM)
7.40%
Valuation
Price to earnings (TTM)
20.863
Price to revenue (TTM)
1.621
Price to book
1.45
Price to tangible book (TTM)
1.53
Growth
Revenue change (TTM)
16.98%
Earnings per share change (TTM)
91.85%
3-year revenue growth (CAGR)
1.30%
10-year revenue growth (CAGR)
4.26%
3-year earnings per share growth (CAGR)
-31.58%
10-year earnings per share growth (CAGR)
10.30%
What the Analysts think about Lending Club
Analyst ratings (Buy, Hold, Sell) for Lending Club stock.
Bulls say / Bears say
Loan originations jumped 32% year-over-year to $2.4 billion in Q2 2025, showing strong platform uptake and successful marketing. (Barron's)
Non-interest income climbed 60% year-over-year to $94 million in Q2 2025, fueled by greater marketplace loan sales and better pricing. (PR Newswire)
Net charge-offs for the held-for-investment loan portfolio improved to $31.8 million from $66.8 million a year ago, highlighting stronger credit performance. (PR Newswire)
Non-interest expenses rose 17% year-over-year to $154.7 million in Q2 2025, reflecting higher marketing spend that could pressure operating leverage. (PR Newswire)
Provision for credit losses increased 12% year-over-year to $39.7 million, pointing to potential rising credit risk as more loans are retained. (PR Newswire)
The portion of loan originations held on LendingClub’s balance sheet surged 105% year-over-year to $0.7 billion, raising both credit exposure and capital requirements. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2025.
Lending Club Financial Performance
Revenues and expenses
Lending Club Earnings Performance
Company profitability
Lending Club News
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FAQs
What’s the current market cap for Lending Club stock?
Lending Club (LC) has a market cap of $2.1B as of October 26, 2025.
What is the P/E ratio for Lending Club stock?
The price to earnings (P/E) ratio for Lending Club (LC) stock is 20.86 as of October 26, 2025.
Does Lending Club stock pay dividends?
No, Lending Club (LC) stock does not pay dividends to its shareholders as of October 26, 2025.
When is the next Lending Club dividend payment date?
Lending Club (LC) stock does not pay dividends to its shareholders.
What is the beta indicator for Lending Club?
Lending Club (LC) has a beta rating of 2.49. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.