Legal & General Group/£LGEN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Legal & General Group
Legal & General Group is a multinational financial services company headquartered in London, United Kingdom. The company operates across several segments, including insurance, investment management, and pension services. It is known for providing life insurance, general insurance, and retirement solutions, along with asset management through its Legal & General Investment Management division. Founded in 1836, Legal & General has a significant presence in the UK, with operations expanding into the United States and other regions. The company's strategic positioning is strengthened by its focus on long-term investments and its substantial customer base across various financial sectors.
- Ticker
- £LGEN
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 10,500
- Headquarters
- London, United Kingdom
- Website
- group.legalandgeneral.com
LGEN Metrics
BasicAdvanced
£16B
8.52
£0.36
0.80
£0.22
7.21%
Price and volume
Market cap
£16B
Beta
0.8
52-week high
£3.18
52-week low
£2.17
Average daily volume
19M
Dividend rate
£0.22
Financial strength
Current ratio
0.954
Quick ratio
0.293
Long term debt to equity
1.854
Total debt to equity
9.934
Dividend payout ratio (TTM)
59.24%
Interest coverage (TTM)
4.36%
Profitability
EBITDA (TTM)
1,269
Gross margin (TTM)
25.87%
Net profit margin (TTM)
18.03%
Operating margin (TTM)
10.54%
Effective tax rate (TTM)
34.19%
Revenue per employee (TTM)
£1,130,000
Management effectiveness
Return on assets (TTM)
0.13%
Return on equity (TTM)
27.01%
Valuation
Price to earnings (TTM)
8.521
Price to revenue (TTM)
1.442
Price to book
7.86
Price to tangible book (TTM)
9.46
Price to free cash flow (TTM)
8.389
Free cash flow yield (TTM)
11.92%
Free cash flow per share (TTM)
0.362
Dividend yield (TTM)
7.21%
Growth
Revenue change (TTM)
14.66%
Earnings per share change (TTM)
689.48%
3-year revenue growth (CAGR)
-1.52%
10-year revenue growth (CAGR)
-2.50%
3-year earnings per share growth (CAGR)
56.41%
10-year earnings per share growth (CAGR)
5.84%
3-year dividend per share growth (CAGR)
3.71%
10-year dividend per share growth (CAGR)
4.62%
What the Analysts think about LGEN
Analyst ratings (Buy, Hold, Sell) for Legal & General Group stock.
Analyst projections of the future price of Legal & General Group stock.
Bulls say / Bears say
First-half core operating profit rose 7% and earnings per share rose 11%; L&G now expects full-year earnings-per-share growth above its 6–9% target range. Its 201% solvency ratio and ongoing £1.2bn buyback support the case for solid earnings and shareholder returns. (Legal & General)
Asset Management is showing signs of an earnings recovery: fee-related earnings rose 37%, annualised net new revenue reached a record and its cost-to-income ratio improved to 71%. Workplace pension administered assets also grew 27%, adding a growth stream beyond bulk annuities. (Legal & General)
L&G completed a £1.7bn buy-in for the UBS (UK) Group Pension Plan, securing benefits for more than 7,000 members; it was the largest UK pension risk-transfer deal announced so far in 2026. The transaction demonstrates that L&G can still win large mandates in this market. (Legal & General)
Competition is squeezing pension risk-transfer economics: UK deal volumes fell to £2bn in the first half from about £3.3bn a year earlier, and Citi says new-business margins fell to 4.2% from 6.5%. Lower margins could weaken returns even if demand for pension deals remains substantial. (Reuters, Proactive Investors)
A large part of the upgraded asset-optimisation target relies on returns from L&G’s existing assets, rather than stronger upfront margins on new business. RBC describes this as lower-quality institutional earnings, making the group more reliant on back-book optimisation to deliver growth. (Proactive Investors)
The shareholder-return outlook may become less generous: Citi expects weak capital generation and dividend growth relative to UK life-insurance peers, while RBC points to a revised payout framework due in the second half of 2027. That creates uncertainty over whether recent distributions can be sustained at the same pace. (Proactive Investors, Proactive Investors)
Data summarised monthly by Lightyear AI. Last updated on 13 Oct 2026.
LGEN Financial Performance
Revenues and expenses
LGEN Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing LGEN
AllEURGBPUSD
Fund name | Fund size | £LGEN weighting |
|---|---|---|
iShares STOXX Europe Select Dividend 30€EXSH | €1.4B | 6.22% |
iShares UK Dividend£IUKD | £1.3B | 4.96% |
iShares STOXX Europe 600 Insurance€A0H08K | €605M | 2.35% |
SPDR S&P Global Dividend Aristocrats£GBDV | $1.8B | 1.57% |
SPDR S&P Global Dividend Aristocrats$GLDV | $1.8B | 1.57% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.