Legal & General Group/£LGEN
1D1W1MYTD1Y5YMAX
Capital at risk
About Legal & General Group
Legal & General Group is a multinational financial services company headquartered in London, United Kingdom. The company operates across several segments, including insurance, investment management, and pension services. It is known for providing life insurance, general insurance, and retirement solutions, along with asset management through its Legal & General Investment Management division. Founded in 1836, Legal & General has a significant presence in the UK, with operations expanding into the United States and other regions. The company's strategic positioning is strengthened by its focus on long-term investments and its substantial customer base across various financial sectors.
- Ticker
- £LGEN
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 10,500
- Headquarters
- London, United Kingdom
- Website
- group.legalandgeneral.com
LGEN Metrics
BasicAdvanced
£16B
8.29
£0.36
0.80
£0.22
7.37%
Price and volume
Market cap
£16B
Beta
0.8
52-week high
£3.18
52-week low
£2.17
Average daily volume
23M
Dividend rate
£0.22
Financial strength
Current ratio
0.954
Quick ratio
0.293
Long term debt to equity
1.854
Total debt to equity
9.934
Dividend payout ratio (TTM)
59.24%
Interest coverage (TTM)
4.36%
Profitability
EBITDA (TTM)
1,269
Gross margin (TTM)
25.87%
Net profit margin (TTM)
18.03%
Operating margin (TTM)
10.54%
Effective tax rate (TTM)
34.19%
Revenue per employee (TTM)
£1,130,000
Management effectiveness
Return on assets (TTM)
0.13%
Return on equity (TTM)
27.01%
Valuation
Price to earnings (TTM)
8.288
Price to revenue (TTM)
1.403
Price to book
7.62
Price to tangible book (TTM)
9.16
Price to free cash flow (TTM)
8.16
Free cash flow yield (TTM)
12.26%
Free cash flow per share (TTM)
0.362
Dividend yield (TTM)
7.37%
Growth
Revenue change (TTM)
14.66%
Earnings per share change (TTM)
689.48%
3-year revenue growth (CAGR)
-1.52%
10-year revenue growth (CAGR)
-2.50%
3-year earnings per share growth (CAGR)
56.41%
10-year earnings per share growth (CAGR)
5.84%
3-year dividend per share growth (CAGR)
3.71%
10-year dividend per share growth (CAGR)
4.62%
What the Analysts think about LGEN
Analyst ratings (Buy, Hold, Sell) for Legal & General Group stock.
Analyst projections of the future price of Legal & General Group stock.
Bulls say / Bears say
First-half core operating profit rose 7% and core operating EPS 11%, prompting management to expect full-year EPS growth above its 6–9% target range. Solvency coverage remained a strong 201%, while the group was progressing its £1.2bn buyback and raised the interim dividend by 2%. (Legal & General, Reuters)
The asset-management turnaround is showing measurable progress: fee-related earnings increased 37%, the cost-income ratio improved to 71%, and private-markets assets rose 22% to £79bn. This gives L&G a growing source of fee income that is less dependent on writing new insurance liabilities. (Legal & General, Legal & General)
L&G continues to win sizeable pension-risk-transfer business, including a £1.65bn buy-in announced in September, while workplace pension assets under administration grew 27% to £128bn. These flows support the group’s long-term retirement franchise and deepen links between its insurance and investment-management businesses. (Legal & General, Legal & General)
Competition is making the core pension-risk-transfer market harder to monetise. UK PRT business written in the first half fell to £2bn from about £3.3bn a year earlier, and Reuters reported that L&G had flagged a dip in pension buyout deals. (Reuters, Legal & General)
Capital returns could gradually reduce the safety buffer if new business absorbs more capital than expected. The Solvency II ratio fell to 201% from 217% a year earlier, and management expects it to move towards its lower 160–190% operating range as capital is deployed for growth and shareholder distributions continue. (Legal & General, Reuters)
The asset-management recovery still faces a weak flow mix: total net flows were £25bn negative in the first half, with outflows concentrated in lower-margin institutional mandates. Stronger fee earnings therefore need to persist before investors can treat the turnaround as durable rather than restructuring-led. (Legal & General)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
LGEN Financial Performance
Revenues and expenses
LGEN Earnings Performance
Company profitability
Upcoming events
Funds containing LGEN
AllEURGBPUSD
Fund name | Fund size | £LGEN weighting |
|---|---|---|
iShares STOXX Europe Select Dividend 30€EXSH | €1.4B | 5.66% |
iShares UK Dividend£IUKD | £1.3B | 5.34% |
iShares STOXX Europe 600 Insurance€A0H08K | €603M | 2.22% |
iShares MSCI Europe Financials Sector€ESIF | €1.7B | 1.00% |
iShares MSCI Europe Financials Sector£ESIF | £1.5B | 1.00% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.