AS LHV Group/€LHV1T
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About AS LHV Group
- Ticker
- €LHV1T
- Sector
- Finance
- Primary listing
- XTAL
- Employees
- 1,239
- Headquarters
- Tallinn, Estonia
- Website
- www.lhv.ee
AS LHV Group Metrics
BasicAdvanced
€1.1B
11.22
€0.29
0.14
€0.17
5.22%
Price and volume
Market cap
€1.1B
Beta
0.14
52-week high
€3.70
52-week low
€3.24
Average daily volume
92K
Dividend rate
€0.17
Financial strength
Dividend payout ratio (TTM)
55.95%
Profitability
Net profit margin (TTM)
33.52%
Operating margin (TTM)
42.65%
Effective tax rate (TTM)
19.93%
Revenue per employee (TTM)
€240,000
Management effectiveness
Return on assets (TTM)
1.07%
Return on equity (TTM)
13.77%
Valuation
Price to earnings (TTM)
11.218
Price to revenue (TTM)
3.597
Price to book
1.42
Price to tangible book (TTM)
1.45
Price to free cash flow (TTM)
-0.893
Free cash flow yield (TTM)
-111.97%
Free cash flow per share (TTM)
-3.645
Dividend yield (TTM)
5.22%
Forward dividend yield
5.22%
Growth
Revenue change (TTM)
-4.75%
Earnings per share change (TTM)
-25.63%
3-year revenue growth (CAGR)
7.03%
3-year earnings per share growth (CAGR)
-2.70%
10-year earnings per share growth (CAGR)
17.86%
3-year dividend per share growth (CAGR)
61.98%
What the Analysts think about AS LHV Group
Analyst ratings (Buy, Hold, Sell) for AS LHV Group stock.
Analyst projections of the future price of AS LHV Group stock.
Bulls say / Bears say
August was LHV’s strongest month of 2026, with €10.7 million in consolidated net profit and 16.2% return on equity. The company attributed the result to growing net interest income and controlled costs. (Inderes)
The loan book reached €5.91 billion in August, up 14% year on year, while its net interest margin improved to 2.8% from 2.4% in the early months of the year. This combination supports further income growth. (Inderes)
LHV’s UK loan book passed €1 billion in August and deposits rose by €106 million to €1.46 billion, giving the growing business more capacity to lend. It also remained profitable, earning €0.3 million that month. (Inderes)
Despite the strong August, net profit for the first eight months was 19% lower year on year and €4.6 million below plan. The recent improvement has not yet made up the earnings shortfall. (Inderes)
Eight-month fee income was €6.7 million below plan, while operating costs were €4.4 million above plan and 13% higher year on year. Lower customer activity and a rising cost base may limit profit growth. (Inderes)
Q2 loan impairment charges totalled €5.8 million, largely at LHV Pank, and quarterly net profit was 20% lower year on year. Further credit losses could continue to weigh on earnings. (AS LHV Group)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
AS LHV Group Financial Performance
Revenues and expenses
AS LHV Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
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Market data provided by Nasdaq Baltic.