Ethos Technologies/$LIFE
Ethos Technologies shares fall after Pomerantz publicised an investigation into possible securities-law violations tied to Hunterbrook’s allegations about the company’s agent network and sales practices.
5 hours agoLightyear AI
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Capital at risk
About Ethos Technologies
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
- Ticker
- $LIFE
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 614
- Headquarters
- San Francisco, United States
- Website
- www.ethos.com
LIFE Metrics
BasicAdvanced
$2.4B
-
-$2.56
-
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Price and volume
Market cap
$2.4B
52-week high
$49.98
52-week low
$9.45
Average daily volume
1.6M
Financial strength
Current ratio
1.472
Quick ratio
1.224
Long term debt to equity
0.001
Total debt to equity
0.003
Interest coverage (TTM)
-48.68%
Profitability
EBITDA (TTM)
-110.837
Gross margin (TTM)
98.11%
Net profit margin (TTM)
-16.16%
Operating margin (TTM)
-16.06%
Effective tax rate (TTM)
-4.43%
Revenue per employee (TTM)
$1,190,000
Management effectiveness
Return on assets (TTM)
-11.27%
Return on equity (TTM)
-27.13%
Valuation
Price to revenue (TTM)
2.49
Price to book
4.73
Price to tangible book (TTM)
4.76
Price to free cash flow (TTM)
17.454
Free cash flow yield (TTM)
5.73%
Free cash flow per share (TTM)
2.156
Growth
Revenue change (TTM)
111.58%
Earnings per share change (TTM)
-366.73%
What the Analysts think about LIFE
Analyst ratings (Buy, Hold, Sell) for Ethos Technologies stock.
Analyst projections of the future price of Ethos Technologies stock.
Bulls say / Bears say
Revenue rose 151% year on year in Q3, with policy activations up 189%, and Ethos lifted its 2026 revenue outlook to $838–842 million. Growth came from both direct sales and third-party distribution, rather than relying on just one channel. (SEC)
Ethos produced $34.9 million of adjusted EBITDA and $40.7 million of operating cash flow in Q3, alongside a 98% gross margin. These figures suggest its technology-led distribution model can generate cash as the platform scales, although recent profitability has varied. (SEC)
The expanded Liberty Mutual deal puts Ethos-powered life cover on Liberty’s website and in its call centres, with discounts linking life policies to auto and home cover. That gives Ethos another route to customers through an established insurer’s distribution network. (GlobeNewswire)
Ethos remains highly dependent on a few insurers: its top three carrier relationships accounted for at least 87% of revenue in the latest quarter. A partner leaving or changing terms could therefore disrupt product supply and commissions. (SEC)
An October investigation alleged that Ethos relies heavily on a small group of multilevel-marketing agencies and described aggressive sales practices and agents with revoked or suspended licences. If these findings lead to tighter oversight or weaker agency relationships, sales and reputation could suffer. (Hunterbrook Media)
Underlying economics weakened as growth shifted towards third-party sales: Q3 average revenue per activated policy fell 13% year on year and contribution margin dropped to 28% from 39%. Ethos also reported a $142.2 million net loss for the first nine months of 2026, showing that rapid sales growth has not yet translated into consistent bottom-line profit. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 12 Nov 2026.
LIFE Financial Performance
Revenues and expenses
LIFE Earnings Performance
Company profitability
Upcoming events
No upcoming events
LIFE News
AllArticlesVideos
What Ethos Technologies Inc. Class A Common Stock (LIFE) Said on Its Q3 Earnings Call
MarketBeat1 week ago
LIFE Investors Have Opportunity to Join Ethos Technologies Inc. Fraud Investigation with SBS Law
Business Wire2 weeks ago
Ethos CEO Peter Collis on 113% Growth and Reinventing Life Insurance
After Earnings2 months ago
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