Lakeland Financial/$LKFN
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About Lakeland Financial
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare.
Ticker
$LKFN
Sector
Primary listing
Employees
649
Headquarters
Website
LKFN Metrics
BasicAdvanced
$1.5B
15.16
$3.79
0.59
$1.50
3.48%
Price and volume
Market cap
$1.5B
Beta
0.59
52-week high
$75.80
52-week low
$50.00
Average daily volume
110K
Dividend rate
$1.50
Financial strength
Dividend payout ratio (TTM)
52.13%
Profitability
Net profit margin (TTM)
39.49%
Operating margin (TTM)
49.49%
Effective tax rate (TTM)
17.57%
Revenue per employee (TTM)
$380,000
Management effectiveness
Return on assets (TTM)
1.44%
Return on equity (TTM)
13.50%
Valuation
Price to earnings (TTM)
15.156
Price to revenue (TTM)
5.947
Price to book
1.96
Price to tangible book (TTM)
1.98
Price to free cash flow (TTM)
13.553
Free cash flow yield (TTM)
7.38%
Free cash flow per share (TTM)
4.238
Dividend yield (TTM)
2.61%
Forward dividend yield
3.48%
Growth
Revenue change (TTM)
2.85%
Earnings per share change (TTM)
-1.55%
3-year revenue growth (CAGR)
2.19%
3-year earnings per share growth (CAGR)
-1.62%
10-year earnings per share growth (CAGR)
7.79%
3-year dividend per share growth (CAGR)
7.72%
10-year dividend per share growth (CAGR)
12.25%
What the Analysts think about LKFN
Analyst ratings (Buy, Hold, Sell) for Lakeland Financial stock.
Bulls say / Bears say
Lakeland’s exposure to office commercial real estate is limited to 2% of total loans, reducing its vulnerability amid sector-wide stress on office portfolios. (GlobeNewswire) (Reuters)
Net interest margin expanded by 34 basis points to 3.50% in Q3 2025, driving a 14% increase in net interest income and boosting core revenue generation. (Nasdaq)
Watch list loans declined to 3.00% of total loans in Q3 2025—the lowest level in 23 years—signaling markedly improved asset quality trends. (Nasdaq)
Provision for credit losses rose to $6.8 million in Q1 2025 from $1.5 million a year ago, driven by a specific allocation for a $43.3 million nonperforming industrial credit, signaling elevated credit stress in the portfolio. (GlobeNewswire)
First-quarter net income fell 14% year-over-year to $20.1 million and EPS declined to $0.78, reflecting earnings pressure and weaker profitability compared to prior-year levels. (Nasdaq)
Third-quarter EPS of $1.03 missed analyst estimates of $1.04 and revenue of $69.0 million slightly trailed consensus of $69.15 million, indicating potential near-term growth headwinds. (GuruFocus)
Data summarised monthly by Lightyear AI. Last updated on 2 Nov 2025.
LKFN Financial Performance
Revenues and expenses
LKFN Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Lakeland Financial stock?
Lakeland Financial (LKFN) has a market cap of $1.5B as of November 05, 2025.
What is the P/E ratio for Lakeland Financial stock?
The price to earnings (P/E) ratio for Lakeland Financial (LKFN) stock is 15.16 as of November 05, 2025.
Does Lakeland Financial stock pay dividends?
Yes, the Lakeland Financial (LKFN) stock pays dividends to shareholders. As of November 05, 2025, the dividend rate is $1.5 and the yield is 3.48%. Lakeland Financial has a payout ratio of 52.13% on a trailing twelve-month basis.
When is the next Lakeland Financial dividend payment date?
The next Lakeland Financial (LKFN) dividend payment is scheduled for November 05, 2025.
What is the beta indicator for Lakeland Financial?
Lakeland Financial (LKFN) has a beta rating of 0.59. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.