Lakeland Financial/$LKFN
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About Lakeland Financial
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare.
Ticker
$LKFN
Sector
Primary listing
Employees
649
Headquarters
Website
LKFN Metrics
BasicAdvanced
$1.6B
17.61
$3.67
0.64
$1.98
3.10%
Price and volume
Market cap
$1.6B
Beta
0.64
52-week high
$75.80
52-week low
$50.00
Average daily volume
126K
Dividend rate
$1.98
Financial strength
Dividend payout ratio (TTM)
53.27%
Profitability
Net profit margin (TTM)
39.68%
Operating margin (TTM)
49.56%
Effective tax rate (TTM)
17.13%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
1.40%
Return on equity (TTM)
13.86%
Valuation
Price to earnings (TTM)
17.605
Price to revenue (TTM)
6.936
Price to book
2.32
Price to tangible book (TTM)
2.34
Price to free cash flow (TTM)
17.816
Free cash flow yield (TTM)
5.61%
Free cash flow per share (TTM)
3.627
Dividend yield (TTM)
3.06%
Forward dividend yield
3.10%
Growth
Revenue change (TTM)
-1.54%
Earnings per share change (TTM)
-6.36%
3-year revenue growth (CAGR)
2.15%
3-year earnings per share growth (CAGR)
-1.24%
10-year earnings per share growth (CAGR)
7.48%
3-year dividend per share growth (CAGR)
8.74%
10-year dividend per share growth (CAGR)
12.56%
What the Analysts think about LKFN
Analyst ratings (Buy, Hold, Sell) for Lakeland Financial stock.
Bulls say / Bears say
Lakeland Financial posted record Q2 net income of $27.0 million, up 20% year-over-year, with diluted EPS increasing to $1.04, fueled by a 14% rise in net interest income from robust margin expansion (Nasdaq)
Core deposits climbed 8% year-over-year to $6.03 billion, bolstering the company's main funding source and cutting reliance on brokered deposits (Nasdaq)
Asset quality improved significantly in Q2 2025 as nonaccrual loans fell 46% to $30.6 million and watch list loans declined to 3.67% of total loans from 5.31%, demonstrating strong credit risk management (SEC)
Unrealized losses on available-for-sale securities remain elevated at $185.3 million as of June 30, 2025, only slightly improving from $194.9 million a year ago, exposing Lakeland to further mark-to-market swings if interest rates rise (SEC)
Sequential growth in net interest income was limited, increasing just 4% quarter-over-quarter in Q2 2025, while net interest margin grew only 2 basis points to 3.42%, suggesting limited room for margin expansion as funding costs increase (SEC)
Net income for Q1 2025 declined 14% year-over-year to $20.1 million, and EPS dropped to $0.78, pointing to earnings volatility from changes in noninterest income and higher credit provisions (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 31 Aug 2025.
LKFN Financial Performance
Revenues and expenses
LKFN Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Lakeland Financial stock?
Lakeland Financial (LKFN) has a market cap of $1.6B as of September 19, 2025.
What is the P/E ratio for Lakeland Financial stock?
The price to earnings (P/E) ratio for Lakeland Financial (LKFN) stock is 17.61 as of September 19, 2025.
Does Lakeland Financial stock pay dividends?
Yes, the Lakeland Financial (LKFN) stock pays dividends to shareholders. As of September 19, 2025, the dividend rate is $1.98 and the yield is 3.1%. Lakeland Financial has a payout ratio of 53.27% on a trailing twelve-month basis.
When is the next Lakeland Financial dividend payment date?
The next Lakeland Financial (LKFN) dividend payment date is unconfirmed.
What is the beta indicator for Lakeland Financial?
Lakeland Financial (LKFN) has a beta rating of 0.64. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.