Lakeland Financial/$LKFN
1D1W1MYTD1Y5YMAX
Capital at risk
About Lakeland Financial
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
- Ticker
- $LKFN
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 665
- Headquarters
- Warsaw, United States
- Website
- www.lakecitybank.com
LKFN Metrics
BasicAdvanced
$1.5B
13.55
$4.36
0.71
$2.06
3.52%
Price and volume
Market cap
$1.5B
Beta
0.71
52-week high
$65.43
52-week low
$54.36
Average daily volume
176K
Dividend rate
$2.06
Financial strength
Dividend payout ratio (TTM)
46.72%
Profitability
Net profit margin (TTM)
40.64%
Operating margin (TTM)
50.84%
Effective tax rate (TTM)
18.02%
Revenue per employee (TTM)
$410,000
Management effectiveness
Return on assets (TTM)
1.57%
Return on equity (TTM)
15.00%
Valuation
Price to earnings (TTM)
13.548
Price to revenue (TTM)
5.489
Price to book
1.9
Price to tangible book (TTM)
1.91
Price to free cash flow (TTM)
13.456
Free cash flow yield (TTM)
7.43%
Free cash flow per share (TTM)
4.39
Dividend yield (TTM)
3.49%
Forward dividend yield
3.52%
Growth
Revenue change (TTM)
14.82%
Earnings per share change (TTM)
18.80%
3-year revenue growth (CAGR)
4.80%
3-year earnings per share growth (CAGR)
6.30%
10-year earnings per share growth (CAGR)
8.44%
3-year dividend per share growth (CAGR)
4.99%
10-year dividend per share growth (CAGR)
11.42%
What the Analysts think about LKFN
Analyst ratings (Buy, Hold, Sell) for Lakeland Financial stock.
Analyst projections of the future price of Lakeland Financial stock.
Bulls say / Bears say
Lakeland delivered record first-half 2026 net income, up 17%, and diluted EPS rose 19%; second-quarter revenue grew 7% as loans expanded 7%. That shows earnings growth is being supported by stronger lending activity. (Lake City Bank)
The second-quarter net interest margin rose to 3.49% from 3.42% a year earlier. Deposit costs fell faster than loan yields, giving the bank a near-term lift to its core lending spread. (Stockhouse)
Credit indicators improved: nonaccrual loans fell to about $20 million from $31 million a year earlier, while second-quarter net charge-offs were just $24,000. This supports the earnings outlook by limiting current credit-loss pressure. (Last10K)
Deposit growth was driven almost entirely by brokered funds, which nearly doubled, while core deposits were almost flat and commercial deposits fell 6%. That mix may make funding more costly or less dependable if competition for deposits intensifies. (Stockhouse)
Second-quarter noninterest expenses rose 13% year on year, faster than the 7% revenue increase, with higher staffing and expansion costs among the drivers. If revenue growth does not catch up, these investments could weigh on operating leverage. (Last10K)
A recent valuation analysis put the shares at roughly 2 times tangible book value and 13–14 times earnings, and judged near-term upside limited. Even a well-run bank can disappoint investors if its share price already reflects much of its quality. (Seeking Alpha)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
LKFN Financial Performance
Revenues and expenses
LKFN Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing LKFN
AllUSDGBPEUR
Fund name | Fund size | $LKFN weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.08% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.08% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.05% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.05% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.