Lloyds Banking Group/£LLOY

07:00
09:10
11:15
13:25
15:30
1D1W1MYTD1Y5YMAX

About Lloyds Banking Group

Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK Insurance and wealth rounds out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset-management services.

Ticker

£LLOY
Sector

Primary listing

LSE

Employees

61,228

LLOY Metrics

BasicAdvanced
£50B
12.80
£0.07
1.09
£0.03
3.95%

What the Analysts think about LLOY

Analyst ratings (Buy, Hold, Sell) for Lloyds Banking Group stock.

Bulls say / Bears say

During Q1 2025, Lloyds saw a £4.8 billion increase in UK mortgage lending driven by lower interest rates and a rush to complete transactions before a tax break ended, bolstering its primary revenue stream. (Reuters)
Despite a 7% drop in first-quarter pre-tax profits, Lloyds maintained its full-year forecasts for 2025 and 2026, reflecting management’s confidence in the resilience of its retail and commercial banking operations. (Reuters)
Lloyds is among major UK banks advancing tokenised deposit offerings, with pilot programmes for blockchain-based deposits set to expand in 2026, positioning the bank at the forefront of digital transaction innovation. (Reuters)
Lloyds’ first-quarter pre-tax profit fell 7% to £1.52 billion, slightly missing analyst expectations of £1.53 billion, highlighting ongoing pressure on core profitability from higher operating costs and impairments. (Reuters)
The bank has maintained a £1.2 billion provision for potential motor finance claims after a UK Supreme Court ruling, but the eventual FCA redress scheme could cost between £9–18 billion, risking further capital strain if provisions prove insufficient. (Reuters)
Lloyds set aside £100 million in Q1 to mitigate the impact of prospective U.S. tariffs, underscoring vulnerability to external geopolitical risks that could weigh on earnings if trade tensions escalate. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2025.

LLOY Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

LLOY Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

Buy £LLOY

Sign up or log in to buy
Capital at risk
Market closed

Upcoming events

No upcoming events
FAQs