Lufax Holding/$LU
1D1W1MYTD1Y5YMAX
Capital at risk
About Lufax Holding
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
- Ticker
- $LU
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 29,136
- Headquarters
- Shanghai, China
- Website
- www.lufaxholding.com
Lufax Holding Metrics
BasicAdvanced
$1B
-
-$0.38
0.69
-
Price and volume
Market cap
$1B
Beta
0.69
52-week high
$4.57
52-week low
$1.19
Average daily volume
912K
Financial strength
Current ratio
34.601
Quick ratio
30.878
Long term debt to equity
0.886
Total debt to equity
0.891
Interest coverage (TTM)
2.21%
Profitability
EBITDA (TTM)
1,318.839
Gross margin (TTM)
56.00%
Net profit margin (TTM)
-7.84%
Operating margin (TTM)
31.09%
Effective tax rate (TTM)
-7.57%
Revenue per employee (TTM)
$144,520
Management effectiveness
Return on assets (TTM)
2.77%
Return on equity (TTM)
-2.29%
Valuation
Price to revenue (TTM)
0.248
Price to book
0.01
Price to tangible book (TTM)
0.02
Price to free cash flow (TTM)
1.092
Free cash flow yield (TTM)
91.60%
Free cash flow per share (TTM)
1.108
Growth
Revenue change (TTM)
-6.63%
Earnings per share change (TTM)
-4.54%
3-year revenue growth (CAGR)
-20.15%
3-year earnings per share growth (CAGR)
1.58%
What the Analysts think about Lufax Holding
Analyst ratings (Buy, Hold, Sell) for Lufax Holding stock.
Analyst projections of the future price of Lufax Holding stock.
Bulls say / Bears say
Q2 net loss narrowed 86.2% year over year to RMB82 million, supported by a 27.5% reduction in operating expenses excluding credit impairment losses, finance costs and other gains or losses. (SEC filing)
New loans enabled increased 4.6% year over year to RMB51.1 billion in Q2, led by a 27.6% rise in new consumer-finance loans; cumulative borrowers grew 13.1% to approximately 31.4 million. (SEC filing)
Credit indicators showed some sequential improvement: C-M3 flow rate fell to 1.0% from 1.2%, 30+ day delinquency declined to 5.8% from 6.1%, and consumer-finance NPL declined to 1.3% from 1.4%. (SEC filing)
Revenue contracted 15.5% year over year in Q2 2026 to RMB6.23 billion, while first-half net loss widened 33.7% and credit impairment losses increased 9.3%, indicating that profitability remains fragile. (SEC filing)
The total outstanding loan balance fell 13.5% year over year to RMB167.3 billion, while Lufax bore risk on 93.2% of outstanding balances; 90+ day delinquency also rose to 3.7% from 3.4% in the prior quarter. (SEC filing)
Governance and market-access risks remain material: the company said investigations and internal-control reviews were still subject to exchange questions, its CFO resigned effective July 25, 2026, and trading in its Hong Kong-listed shares remained suspended. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 14 Sept 2026.
Lufax Holding Financial Performance
Revenues and expenses
Lufax Holding Earnings Performance
Company profitability
Upcoming events
No upcoming events
Lufax Holding News
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Funds containing Lufax Holding
AllEURUSDGBP
Fund name | Fund size | $LU weighting |
|---|---|---|
Amundi Prime All Country World€WEBN | €3.2B | 0.00% |
Vanguard FTSE Emerging Markets$VDEM | $3.7B | 0.00% |
Vanguard FTSE Emerging Markets€VFEM | €3.2B | 0.00% |
Vanguard FTSE Emerging Markets£VFEM | £2.8B | 0.00% |
Vanguard FTSE All-World$VWRD | $27B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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