Luzerner Kantonalbank AG/Fr. LUKN
1D1W1MYTD1Y5YMAX
Capital at risk
About Luzerner Kantonalbank AG
Luzerner Kantonalbank AG is a Swiss regional bank headquartered in Lucerne, Switzerland. It provides a range of financial services primarily to individuals, small businesses, and institutions within the Lucerne region. Its core offerings include retail banking, mortgage lending, corporate banking services, asset management, and financial planning. The bank has a strong regional presence and focuses on maintaining close ties with its local customer base through a network of branches throughout the canton of Lucerne. Founded in 1850, Luzerner Kantonalbank AG operates with a mandate to support the local economy while delivering reliable banking services. The bank's competitive strength lies in its deep-rooted community engagement and understanding of local market dynamics.
- Ticker
- Fr. LUKN
- Sector
- Finance
- Primary listing
- XSWX
- Employees
- 1,226
- Headquarters
- Lucerne, Switzerland
- Website
- www.lukb.ch
LUKN Metrics
BasicAdvanced
CHF 5.8B
-
-
0.22
CHF 2.70
1.15%
Price and volume
Market cap
CHF 5.8B
Beta
0.22
52-week high
CHF 121.20
52-week low
CHF 75.00
Average daily volume
19K
Dividend rate
CHF 2.70
Financial strength
Profitability
Net profit margin (TTM)
44.95%
Operating margin (TTM)
50.60%
Effective tax rate (TTM)
11.16%
Revenue per employee (TTM)
CHF 560,000
Management effectiveness
Return on assets (TTM)
0.50%
Return on equity (TTM)
7.35%
Valuation
Dividend yield (TTM)
2.30%
Forward dividend yield
1.15%
Growth
Revenue change (TTM)
0.54%
3-year revenue growth (CAGR)
5.09%
3-year dividend per share growth (CAGR)
2.60%
10-year dividend per share growth (CAGR)
2.07%
Bulls say / Bears say
LUKB’s lending business grew 6.9% in 2025 to CHF 46.4 billion, exceeding its 2–3.75% target, with mortgage loans up 7.0%, underscoring strong franchise expansion in its regional market. (MarketScreener)
As of year-end 2025, LUKB reported a CET1 ratio of 14.7% and a total capital ratio of 20.6%, comfortably above its strategic targets and regulatory minima, providing robust capital buffers. (MarketScreener)
LUKB achieved a cost/income ratio of 46.1% in 2025, well below its 50% strategic ceiling, reflecting strong operational efficiency through process simplification and digitalisation. (MarketScreener)
Interest income in the second half of 2025 declined by CHF 5.4 million from H1, highlighting net interest margin pressure amid the persistent zero-rate environment. (MarketScreener)
Operating expenses rose 6.5% to CHF 326.4 million in 2025, driven by an 11.5% jump in ICT, marketing and strategy costs, posing a risk to profit margins if cost momentum persists. (MarketScreener)
Mortgages made up CHF 40.9 billion of LUKB’s CHF 46.4 billion loan portfolio at end-2025, concentrating credit exposure in a market the SNB identifies as vulnerable due to high debt levels and rebounding property prices. (LUKB Annual Review) (Swissbanking)
Data summarised monthly by Lightyear AI. Last updated on 25 Aug 2026.
Upcoming events
No upcoming events
Funds containing LUKN
AllGBPEUR
Fund name | Fund size | Fr. LUKN weighting |
|---|---|---|
Vanguard ESG Global All Cap£V3AB | £905M | 0.00% |
Vanguard ESG Global All Cap€V3AA | €1.1B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.