Lumo Kodit Oyj/€LUMO
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Lumo Kodit Oyj
Kojamo Oyj is a real estate company operating primarily in Finland, specializing in rental housing. The company's core business involves the ownership, leasing, and management of residential properties, with a focus on urban growth centers. Established in 1969 and headquartered in Helsinki, Finland, Kojamo targets both individual consumers and broader markets, aiming to provide high-quality living solutions through its extensive portfolio of apartments. The firm leverages strategic partnerships and advanced property management technologies to enhance tenant experiences and operational efficiencies, positioning itself to meet Finland's growing urban housing demand.
- Ticker
- €LUMO
- Sector
- Real Estate
- Primary listing
- XHEL
- Employees
- 290
- Headquarters
- Helsinki, Finland
- Website
- yritys.lumo.fi
Lumo Kodit Oyj Metrics
BasicAdvanced
€1.8B
19.67
€0.35
1.25
€0.11
1.59%
Price and volume
Market cap
€1.8B
Beta
1.25
52-week high
€10.64
52-week low
€7.12
Average daily volume
402K
Dividend rate
€0.11
Financial strength
Current ratio
0.059
Quick ratio
0.032
Long term debt to equity
0.777
Total debt to equity
0.996
Dividend payout ratio (TTM)
29.56%
Interest coverage (TTM)
2.36%
Profitability
EBITDA (TTM)
275.6
Gross margin (TTM)
68.03%
Net profit margin (TTM)
19.37%
Operating margin (TTM)
61.20%
Effective tax rate (TTM)
21.11%
Revenue per employee (TTM)
€1,590,000
Management effectiveness
Return on assets (TTM)
2.11%
Return on equity (TTM)
2.40%
Valuation
Price to earnings (TTM)
19.672
Price to revenue (TTM)
3.73
Price to book
0.48
Price to tangible book (TTM)
0.48
Price to free cash flow (TTM)
14.297
Free cash flow yield (TTM)
6.99%
Free cash flow per share (TTM)
0.483
Dividend yield (TTM)
1.59%
Forward dividend yield
1.59%
Growth
Revenue change (TTM)
0.96%
Earnings per share change (TTM)
61.42%
3-year revenue growth (CAGR)
2.32%
10-year revenue growth (CAGR)
2.21%
3-year earnings per share growth (CAGR)
-42.20%
10-year earnings per share growth (CAGR)
-7.00%
3-year dividend per share growth (CAGR)
-34.42%
10-year dividend per share growth (CAGR)
-3.76%
What the Analysts think about Lumo Kodit Oyj
Analyst ratings (Buy, Hold, Sell) for Lumo Kodit Oyj stock.
Analyst projections of the future price of Lumo Kodit Oyj stock.
Bulls say / Bears say
Financial occupancy rose to 95% from below 94% a year earlier, while average rent per square metre increased to €18.11 from €17.78. Lumo said it achieved the improvement without broadly cutting rents. (Yle)
Rental supply in the Helsinki region is starting to fall after a long pause in new construction, while population growth continues. If that imbalance eases, Lumo could see further gains in occupancy and rental income. (Yle)
Lumo completed its acquisition of nearly 5,000 homes from Varma, taking its portfolio to about 44,000 apartments. The larger portfolio may strengthen its scale and recurring rental-income base. (Yle)
First-quarter revenue fell by more than 3% and net rental income by 4.7%, largely because Lumo sold a portfolio of about 2,000 homes last year. The disposal has reduced the income-producing asset base. (Yle)
Lumo restricted access to 1,125 balconies across 28 properties after safety concerns, and affected tenants receive a 5% rent reduction while repairs are planned. Inspections and remedial work could add costs and weigh on tenant satisfaction. (Yle)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2026.
Lumo Kodit Oyj Financial Performance
Revenues and expenses
Lumo Kodit Oyj Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Lumo Kodit Oyj
AllEURUSDGBP
Fund name | Fund size | €LUMO weighting |
|---|---|---|
iShares European Property Yield£IPRP | €833M | 1.03% |
iShares European Property Yield€IPRP | €833M | 1.03% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.08% |
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.08% |
iShares Developed Markets Property Yield$IDWP | $1.2B | 0.08% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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