Lloyds Banking Group/$LYG
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About Lloyds Banking Group
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
Ticker
$LYG
Sector
Primary listing
NYSE
Employees
61,228
Headquarters
Website
LYG Metrics
BasicAdvanced
$68B
51.61
$0.09
1.09
$0.16
4.76%
Price and volume
Market cap
$68B
Beta
1.09
52-week high
$4.63
52-week low
$3.27
Average daily volume
7.7M
Dividend rate
$0.16
Financial strength
Dividend payout ratio (TTM)
53.12%
Profitability
Net profit margin (TTM)
25.61%
Operating margin (TTM)
36.24%
Effective tax rate (TTM)
25.59%
Revenue per employee (TTM)
$394,950
Management effectiveness
Return on assets (TTM)
0.51%
Return on equity (TTM)
9.95%
Valuation
Price to earnings (TTM)
51.612
Price to revenue (TTM)
11.705
Price to book
1.26
Price to tangible book (TTM)
1.57
Price to free cash flow (TTM)
-19.143
Free cash flow yield (TTM)
-5.22%
Free cash flow per share (TTM)
-0.242
Dividend yield (TTM)
3.55%
Forward dividend yield
4.76%
Growth
Revenue change (TTM)
-4.70%
Earnings per share change (TTM)
-5.89%
3-year revenue growth (CAGR)
3.60%
3-year earnings per share growth (CAGR)
5.73%
10-year earnings per share growth (CAGR)
13.85%
3-year dividend per share growth (CAGR)
16.06%
10-year dividend per share growth (CAGR)
8.30%
Bulls say / Bears say
Lloyds reported a 5% increase in first-half 2025 profit before tax to £3.5 billion, beating analysts’ forecasts and enabling a 15% rise in the interim dividend to £731 million. (Reuters)
Second-quarter 2025 pre-tax profit surged 31% to £2 billion, driven by strong fee income growth from pensions, investments and insurance. (FT)
Return on equity climbed to 15.5% in Q2 2025, reflecting enhanced profitability and efficient capital deployment. (FT)
Lloyds’ first-quarter 2025 pre-tax profit fell 7% to £1.52 billion, partly driven by higher operating costs and a £100 million provision for U.S. tariffs. (Reuters)
The bank’s first-half 2025 impairment charge swelled to £442 million from £101 million a year earlier, with the majority linked to defaults in the UK fibre broadband sector. (Reuters)
Lloyds has not set aside additional provisions for a sector-wide motor finance mis-selling scandal now before the UK Supreme Court, leaving potential liabilities of up to £30 billion unreserved. (FT)
Data summarised monthly by Lightyear AI. Last updated on 31 Aug 2025.
LYG News
AllArticlesVideos
Lloyds, Barclays: European banks still look cheap, says leading Wall Street research house
Proactive Investors7 days ago
Lloyds and NatWest tipped to benefit most from European bank sector trends
Proactive Investors2 weeks ago
Lloyds to axe lowest performing staff in shake-up
Proactive Investors2 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Sept19
Lloyds Banking Group
DividendPayment
$0.065962Per share
FAQs
What’s the current market cap for Lloyds Banking Group stock?
Lloyds Banking Group (LYG) has a market cap of $68B as of September 16, 2025.
What is the P/E ratio for Lloyds Banking Group stock?
The price to earnings (P/E) ratio for Lloyds Banking Group (LYG) stock is 51.61 as of September 16, 2025.
Does Lloyds Banking Group stock pay dividends?
Yes, the Lloyds Banking Group (LYG) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is $0.16421 and the yield is 4.76%. Lloyds Banking Group has a payout ratio of 53.12% on a trailing twelve-month basis.
When is the next Lloyds Banking Group dividend payment date?
The next Lloyds Banking Group (LYG) dividend payment is scheduled for September 19, 2025.
What is the beta indicator for Lloyds Banking Group?
Lloyds Banking Group (LYG) has a beta rating of 1.09. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.