Lloyds Banking Group/$LYG
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About Lloyds Banking Group
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of its loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
- Ticker
- $LYG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 60,061
- Headquarters
- London, United Kingdom
- Website
- www.lloydsbankinggroup.com
LYG Metrics
BasicAdvanced
$86B
55.68
$0.11
0.91
$0.19
4.29%
Price and volume
Market cap
$86B
Beta
0.91
52-week high
$6.34
52-week low
$4.36
Average daily volume
13M
Dividend rate
$0.19
Financial strength
Dividend payout ratio (TTM)
49.88%
Profitability
Net profit margin (TTM)
26.43%
Operating margin (TTM)
38.19%
Effective tax rate (TTM)
28.38%
Revenue per employee (TTM)
$441,150
Management effectiveness
Return on assets (TTM)
0.56%
Return on equity (TTM)
11.34%
Valuation
Price to earnings (TTM)
55.681
Price to revenue (TTM)
13.32
Price to book
1.57
Price to tangible book (TTM)
1.99
Price to free cash flow (TTM)
-58.815
Free cash flow yield (TTM)
-1.70%
Free cash flow per share (TTM)
-0.101
Dividend yield (TTM)
3.23%
Forward dividend yield
4.29%
Growth
Revenue change (TTM)
11.01%
Earnings per share change (TTM)
21.17%
3-year revenue growth (CAGR)
8.06%
3-year earnings per share growth (CAGR)
12.83%
10-year earnings per share growth (CAGR)
14.55%
3-year dividend per share growth (CAGR)
16.75%
10-year dividend per share growth (CAGR)
5.49%
Bulls say / Bears say
Lloyds reported a statutory pretax profit of £4.3 billion for the first half of 2026, up 23% year-on-year on a 13% rise in total income, surpassing analyst forecasts and demonstrating robust earnings momentum (Reuters )(marketscreener.com)
Management unveiled a new three-year strategic plan targeting a 20% return on tangible equity by 2030 and aiming to harness AI to deliver around £2 billion in cost savings, positioning the bank for enhanced long-term efficiency (Reuters )(marketscreener.com)
The Group launched a share buyback programme of up to £1 billion in H2 2026, underscoring its strong capital generation and commitment to returning excess capital to shareholders (Reuters )(marketscreener.com)
Lloyds is exposed to a potential £66 million lawsuit over alleged mis-selling of car finance agreements to over 30,000 consumers, with the case forming part of a wider FCA redress scheme expected to cost the motor finance industry billions of pounds (Financial Times )(en.wikipedia.org)
Despite a structural hedge contribution, the first half of 2026 saw continued headwinds from asset margin compression and deposit pricing pressure in the core mortgage and deposit businesses, indicating persistent net interest margin pressure (Reuters )(tradingview.com)
Data summarised monthly by Lightyear AI. Last updated on 26 Aug 2026.
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Funds containing LYG
AllEURGBP
Fund name | Fund size | $LYG weighting |
|---|---|---|
iShares USD Corporate Bond€LQDA | €2.9B | 0.06% |
iShares USD Corporate Bond£LQDS | £2.5B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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