Lloyds Banking Group/$LYG
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About Lloyds Banking Group
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK Insurance and wealth rounds out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset-management services.
Ticker
$LYG
Sector
Primary listing
NYSE
Industry
Banks
Headquarters
Employees
61,228
ISIN
US5394391099
Website
LYG Metrics
BasicAdvanced
$63B
49.89
$0.08
1.09
$0.16
5.20%
Price and volume
Market cap
$63B
Beta
1.09
52-week high
$4.30
52-week low
$3.27
Average daily volume
18M
Dividend rate
$0.16
Financial strength
Profitability
Net profit margin (TTM)
24.82%
Operating margin (TTM)
34.85%
Effective tax rate (TTM)
24.98%
Revenue per employee (TTM)
$397,740
Management effectiveness
Return on equity (TTM)
9.24%
Valuation
Price to earnings (TTM)
49.894
Price to revenue (TTM)
10.817
Price to book
0.97
Price to tangible book (TTM)
0.97
Dividend yield (TTM)
3.88%
Forward dividend yield
5.20%
Growth
Revenue change (TTM)
-3.41%
Earnings per share change (TTM)
-10.54%
3-year revenue growth (CAGR)
1.80%
3-year earnings per share growth (CAGR)
-4.32%
10-year earnings per share growth (CAGR)
17.27%
3-year dividend per share growth (CAGR)
16.59%
10-year dividend per share growth (CAGR)
15.50%
Bulls say / Bears say
Lloyds Banking Group's plan to transfer £6 billion of workplace retirement savings to its in-house pension provider, Scottish Widows, is expected to more than double the assets managed under its master trust scheme, potentially enhancing revenue and market position. (ft.com)
The June 2025 Business Barometer indicates UK business confidence has reached its highest level since November 2015, with 60% of firms planning to expand staff, suggesting a favorable economic environment that could benefit Lloyds' lending and financial services. (reuters.com)
Citigroup has raised its target price for Lloyds Banking Group to GBX 71, reflecting increased analyst confidence in the company's financial outlook and potential for stock appreciation. (techdows.com)
Lloyds has set aside an additional £700 million to address issues from the historic mis-selling of car finance, indicating potential financial strain and reputational risk. (ft.com)
The bank reported a 7% drop in first-quarter pre-tax profits, totaling £1.52 billion, attributed to higher costs and impairment charges, including a £100 million provision for potential impacts of U.S. tariffs, suggesting vulnerability to external economic factors. (reuters.com)
Lloyds Banking Group plans to close another 136 UK high street branches, reflecting a shift towards digital banking but potentially leading to customer dissatisfaction and loss of market share in certain demographics. (theguardian.com)
Data summarised monthly by Lightyear AI. Last updated on 30 Jun 2025.
LYG News
AllArticlesVideos
Leading analysts prefers Barclays and NatWest over Lloyds amid challenging UK bank outlook
Proactive Investors·2 weeks ago
Lloyds: steady hand, solid income, but little upside for now
Proactive Investors·3 weeks ago
Lloyds: UK banks look sturdy as rates hold up and balance sheets stay healthy
Proactive Investors·4 weeks ago
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Lloyds Banking Group stock?
Lloyds Banking Group (LYG) has a market cap of $63B as of June 30, 2025.
What is the P/E ratio for Lloyds Banking Group stock?
The price to earnings (P/E) ratio for Lloyds Banking Group (LYG) stock is 49.89 as of June 30, 2025.
Does Lloyds Banking Group stock pay dividends?
Yes, the Lloyds Banking Group (LYG) stock pays dividends to shareholders. As of June 30, 2025, the dividend rate is $0.16421 and the yield is 5.2%. Lloyds Banking Group has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Lloyds Banking Group dividend payment date?
The next Lloyds Banking Group (LYG) dividend payment date is unconfirmed.
What is the beta indicator for Lloyds Banking Group?
Lloyds Banking Group (LYG) has a beta rating of 1.09. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.