Lloyds Banking Group/$LYG
14:30
16:10
17:45
19:25
21:00
1D1W1MYTD1Y5YMAX
About Lloyds Banking Group
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
Ticker
$LYG
Sector
Primary listing
NYSE
Employees
61,228
Headquarters
Website
LYG Metrics
BasicAdvanced
$71B
64.79
$0.07
1.08
$0.17
2.69%
Price and volume
Market cap
$71B
Beta
1.08
52-week high
$4.85
52-week low
$3.27
Average daily volume
6.9M
Dividend rate
$0.17
Financial strength
Profitability
Net profit margin (TTM)
22.01%
Operating margin (TTM)
32.01%
Effective tax rate (TTM)
26.90%
Revenue per employee (TTM)
$380,400
Management effectiveness
Return on assets (TTM)
0.44%
Return on equity (TTM)
8.74%
Valuation
Price to earnings (TTM)
64.791
Price to revenue (TTM)
12.321
Price to book
1.34
Price to tangible book (TTM)
1.34
Dividend yield (TTM)
3.63%
Forward dividend yield
2.69%
Growth
Revenue change (TTM)
-3.37%
Earnings per share change (TTM)
-18.35%
3-year revenue growth (CAGR)
7.68%
3-year earnings per share growth (CAGR)
13.81%
10-year earnings per share growth (CAGR)
12.74%
3-year dividend per share growth (CAGR)
16.06%
10-year dividend per share growth (CAGR)
8.30%
Bulls say / Bears say
Underlying net interest income increased by 6% in the first nine months of 2025, driven by successful hedging and wider margins.
The bank attracted £3.7 billion in net new money to its pensions, insurance, and wealth management divisions in the first nine months, aiding fee-based income diversification.
Lloyds agreed to acquire Schroders’ remaining 49.9% stake in their UK wealth joint venture, boosting its mass-affluent offering and growth in fee income.
The bank took an £800 million provision in Q3 for the motor finance mis-selling scandal, lifting total provisions to £1.95 billion and putting pressure on profits.
Pre-tax profit fell 36% year-on-year to £1.17 billion in Q3 2025, primarily due to major charges from the motor finance scandal.
Full-year return on tangible equity guidance was reduced from 13.5% to around 12%, highlighting ongoing profitability pressure.
Data summarised monthly by Lightyear AI. Last updated on 2 Nov 2025.
LYG News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Lloyds Banking Group stock?
Lloyds Banking Group (LYG) has a market cap of $71B as of November 07, 2025.
What is the P/E ratio for Lloyds Banking Group stock?
The price to earnings (P/E) ratio for Lloyds Banking Group (LYG) stock is 64.79 as of November 07, 2025.
Does Lloyds Banking Group stock pay dividends?
Yes, the Lloyds Banking Group (LYG) stock pays dividends to shareholders. As of November 07, 2025, the dividend rate is $0.17472 and the yield is 2.69%. Lloyds Banking Group has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Lloyds Banking Group dividend payment date?
The next Lloyds Banking Group (LYG) dividend payment date is unconfirmed.
What is the beta indicator for Lloyds Banking Group?
Lloyds Banking Group (LYG) has a beta rating of 1.08. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.