Mastercard/$MA
1D1W1MYTD1Y5YMAX
Capital at risk
About Mastercard
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
- Ticker
- $MA
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 39,800
- Headquarters
- Purchase, United States
- Website
- www.mastercard.com
Mastercard Metrics
BasicAdvanced
$497B
31.22
$18.18
0.74
$3.37
0.61%
Price and volume
Market cap
$497B
Beta
0.74
52-week high
$601.62
52-week low
$464.52
Average daily volume
2.6M
Dividend rate
$3.37
Financial strength
Current ratio
1.061
Quick ratio
0.666
Long term debt to equity
3.957
Total debt to equity
4.396
Dividend payout ratio (TTM)
17.96%
Interest coverage (TTM)
28.08%
Profitability
EBITDA (TTM)
22,201
Gross margin (TTM)
100.00%
Net profit margin (TTM)
46.34%
Operating margin (TTM)
59.88%
Effective tax rate (TTM)
19.41%
Revenue per employee (TTM)
$880,000
Management effectiveness
Return on assets (TTM)
24.06%
Return on equity (TTM)
241.20%
Valuation
Price to earnings (TTM)
31.224
Price to revenue (TTM)
14.46
Price to book
88.76
Price to tangible book (TTM)
-53.3
Price to free cash flow (TTM)
31.755
Free cash flow yield (TTM)
3.15%
Free cash flow per share (TTM)
17.879
Dividend yield (TTM)
0.59%
Forward dividend yield
0.61%
Growth
Revenue change (TTM)
16.01%
Earnings per share change (TTM)
22.61%
3-year revenue growth (CAGR)
14.14%
10-year revenue growth (CAGR)
13.16%
3-year earnings per share growth (CAGR)
19.45%
10-year earnings per share growth (CAGR)
18.22%
3-year dividend per share growth (CAGR)
15.28%
10-year dividend per share growth (CAGR)
16.53%
What the Analysts think about Mastercard
Analyst ratings (Buy, Hold, Sell) for Mastercard stock.
Analyst projections of the future price of Mastercard stock.
Bulls say / Bears say
Mastercard’s second-quarter results beat expectations across revenue and earnings, with net revenue up 14%, adjusted EPS up 21% and the adjusted operating margin expanding to 61.1%. Management now expects 2026 revenue growth at the high end of its low-double-digit range. (Mastercard, Stock Analysis)
Mastercard is positioning itself to earn from emerging payment rails, not just traditional cards. Its Wallet Pay launch and BVNK acquisition expand its reach into digital wallets, stablecoins and cross-border business payments, while using Mastercard’s existing network and compliance capabilities. (Business Wire, Mastercard)
The proposed US merchant settlement would reduce interchange fees by 0.1 percentage point for five years and cap standard consumer credit rates at 1.25% for eight years. If implemented, lower pricing and greater merchant choice could pressure Mastercard’s US economics. (Reuters, American Banker)
The regulatory risk is not fully resolved because large retailers continue to challenge the settlement and the Credit Card Competition Act remains a live alternative. A rejection, lengthy appeal or new routing rules could prolong uncertainty and create a tougher outcome than the current proposal. (Payments Dive, American Banker)
Cross-border travel growth slowed to 6% in the second quarter from 12% a year earlier, with the Middle East conflict affecting travel patterns. That matters because cross-border payments are a particularly valuable revenue stream, so weaker travel or a broader economic shock could weigh disproportionately on growth. (FXCIntel, Stock Analysis)
Data summarised monthly by Lightyear AI. Last updated on 17 Sept 2026.
Mastercard Financial Performance
Revenues and expenses
Mastercard Earnings Performance
Company profitability
Upcoming events
No upcoming events
Mastercard News
AllArticlesVideos
Funds containing Mastercard
AllUSDGBPEUR
Fund name | Fund size | $MA weighting |
|---|---|---|
iShares S&P 500 Financials Sector$IUFS | $2.4B | 5.75% |
iShares S&P 500 Financials Sector£UIFS | £1.8B | 5.75% |
iShares Digitalisation$DGTL | $793M | 2.95% |
iShares Digitalisation£DGIT | £585M | 2.95% |
Invesco CoinShares Global Blockchain£BCHS | £879M | 2.35% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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