Merchants Bank/$MBIN
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Capital at risk
About Merchants Bank
Merchants Bancorp is a United States-based bank holding company operating multiple lines of business focused on FHA multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, and traditional community banking. Its segments include Multi-family Mortgage Banking, which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing, which offers mortgage warehouse financing, commercial loans and deposit services; and the Banking segment, which generates maximum revenue and provides portfolio lending for multi-family and healthcare facility loans, residential mortgage banking, agricultural lending, SBA lending and community banking.
- Ticker
- $MBIN
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 735
- Headquarters
- Carmel, United States
- Website
- bankmerchants.com
Merchants Bank Metrics
BasicAdvanced
$2.4B
10.57
$4.98
1.15
$0.42
0.84%
Price and volume
Market cap
$2.4B
Beta
1.15
52-week high
$56.87
52-week low
$30.37
Average daily volume
166K
Dividend rate
$0.42
Financial strength
Dividend payout ratio (TTM)
22.47%
Profitability
Net profit margin (TTM)
42.47%
Operating margin (TTM)
56.03%
Effective tax rate (TTM)
16.73%
Revenue per employee (TTM)
$860,000
Management effectiveness
Return on assets (TTM)
1.33%
Return on equity (TTM)
11.73%
Valuation
Price to earnings (TTM)
10.569
Price to revenue (TTM)
3.821
Price to book
1.31
Price to tangible book (TTM)
1.32
Price to free cash flow (TTM)
-2.943
Free cash flow yield (TTM)
-33.97%
Free cash flow per share (TTM)
-17.88
Dividend yield (TTM)
0.80%
Forward dividend yield
0.84%
Growth
Revenue change (TTM)
5.73%
Earnings per share change (TTM)
9.55%
3-year revenue growth (CAGR)
12.40%
3-year earnings per share growth (CAGR)
1.87%
3-year dividend per share growth (CAGR)
-12.64%
Bulls say / Bears say
Net income for Q2 2026 surged to $78.3 million, up 106% year-over-year, with EPS of $1.48 increasing 147% YoY, reflecting robust profitability growth. (Reuters)
Total assets reached a record $21.2 billion (+4% QoQ, +9% YTD) and total deposits grew to $14.3 billion (+10% QoQ), underpinning strong balance sheet expansion and core deposit stability (91% of deposits). (PR Newswire)
Asset quality improved meaningfully: nonperforming loans fell 17% QoQ to $205.6 million, criticized loans declined 12% QoQ, and provision for credit losses dropped 40% sequentially. (Last10K)
Provision for credit losses fell 83% year-over-year to just $9.2 million in Q2 2026, potentially under‐reserving against future credit deterioration if delinquency rates reverse. (Last10K)
Raymond James downgraded MBIN to Market Perform from Outperform on July 1, 2026, citing strong share outperformance (46.8% YTD) and concerns over rich valuation dampening upside. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 25 Aug 2026.
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Funds containing Merchants Bank
AllUSDGBPEUR
Fund name | Fund size | $MBIN weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.09% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.09% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.05% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.