Metropolitan Bank/$MCB
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About Metropolitan Bank
Metropolitan Bank Holding Corp is a bank holding company. It provides a broad range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The services provided by the company include deposits, trade finance, cash management solutions, savings, electronic banking, cards, and others. The company also provides various lending products such as acquisition loans, construction loans, and lines of credit, for retail, office, hospitality, multifamily, mixed-use, warehouse and distribution, and specialty-use properties. The bank derives its revenue in the form of interest income on loans.
Ticker
$MCB
Sector
Primary listing
NYSE
Employees
292
Headquarters
Website
MCB Metrics
BasicAdvanced
$776M
12.08
$6.17
1.16
$0.15
0.81%
Price and volume
Market cap
$776M
Beta
1.16
52-week high
$81.33
52-week low
$47.08
Average daily volume
90K
Dividend rate
$0.15
Financial strength
Profitability
Net profit margin (TTM)
25.08%
Operating margin (TTM)
40.45%
Effective tax rate (TTM)
30.54%
Revenue per employee (TTM)
$940,000
Management effectiveness
Return on assets (TTM)
0.91%
Return on equity (TTM)
9.72%
Valuation
Price to earnings (TTM)
12.081
Price to revenue (TTM)
2.998
Price to book
1.07
Price to tangible book (TTM)
1.07
Price to free cash flow (TTM)
7.509
Free cash flow yield (TTM)
13.32%
Free cash flow per share (TTM)
9.92
Dividend yield (TTM)
0.20%
Forward dividend yield
0.81%
Growth
Revenue change (TTM)
10.33%
Earnings per share change (TTM)
-1.46%
3-year revenue growth (CAGR)
9.64%
3-year earnings per share growth (CAGR)
-5.08%
Bulls say / Bears say
Diluted EPS rose to $1.76 in Q2 2025, up 21.4% sequentially, fueled by broad strength across all MCB business lines (SEC Form 8-K).
Net interest margin expanded to 3.83% in Q2 2025, an increase of 15 basis points quarter-over-quarter and 39 basis points year-over-year, boosting net interest income (SEC Form 8-K).
MCB announced its first quarterly cash dividend of $0.15 per share and has authorized $100 million in share buybacks year-to-date, highlighting strong capital generation and a focus on shareholder returns (SEC Form 8-K).
Non-owner-occupied commercial real estate loans comprised 371.9% of risk-based capital as of June 30, 2025, exceeding the 300% limit set in regulatory CRE guidance. This subjects MCB to increased regulatory scrutiny and may restrict its capital flexibility (SEC 10-Q) (Reuters).
As of December 31, 2024, CRE and commercial & industrial loans made up 98.3% of MCB’s total loan book, making the bank especially susceptible to a downturn in real estate or stress among borrowers in these sectors (SEC 10-K).
Cash and cash equivalents dropped 37.7% year-over-year to $152.5 million at June 30, 2025, reducing MCB’s liquidity buffer and potentially limiting its ability to cope with funding disruptions (Business Wire).
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2025.
MCB News
AllArticlesVideos
Metropolitan Bank Holding Corp. Announces Third Quarter 2025 Earnings Release and Conference Call Date
Business Wire2 days ago
Metropolitan Commercial Bank Honored with 2025 WebAward for Bank Standard of Excellence
Business Wire2 days ago
Metropolitan Bank Holding Corp. Names Anthony J. Fabiano Chairman of the Board of Directors
Business Wire5 days ago
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Metropolitan Bank stock?
Metropolitan Bank (MCB) has a market cap of $776M as of October 05, 2025.
What is the P/E ratio for Metropolitan Bank stock?
The price to earnings (P/E) ratio for Metropolitan Bank (MCB) stock is 12.08 as of October 05, 2025.
Does Metropolitan Bank stock pay dividends?
Yes, the Metropolitan Bank (MCB) stock pays dividends to shareholders. As of October 05, 2025, the dividend rate is $0.15 and the yield is 0.81%. Metropolitan Bank has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Metropolitan Bank dividend payment date?
The next Metropolitan Bank (MCB) dividend payment date is unconfirmed.
What is the beta indicator for Metropolitan Bank?
Metropolitan Bank (MCB) has a beta rating of 1.16. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.