Metropolitan Bank/$MCB
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Metropolitan Bank
Metropolitan Bank Holding Corp is a bank holding company. It provides a broad range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The services provided by the company include deposits, trade finance, cash management solutions, savings, electronic banking, cards, and others. The company also provides various lending products such as acquisition loans, construction loans, and lines of credit, for retail, office, hospitality, multifamily, mixed-use, warehouse and distribution, and specialty-use properties. The bank derives its revenue in the form of interest income on loans.
- Ticker
- $MCB
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 327
- Headquarters
- New York, United States
- Website
- www.mcbankny.com
MCB Metrics
BasicAdvanced
$1.2B
9.91
$9.63
1.04
$0.95
1.47%
Price and volume
Market cap
$1.2B
Beta
1.04
52-week high
$102.04
52-week low
$64.66
Average daily volume
148K
Dividend rate
$0.95
Financial strength
Profitability
Net profit margin (TTM)
31.85%
Operating margin (TTM)
46.96%
Effective tax rate (TTM)
29.79%
Revenue per employee (TTM)
$1,070,000
Management effectiveness
Return on assets (TTM)
1.26%
Return on equity (TTM)
13.12%
Valuation
Price to earnings (TTM)
9.909
Price to revenue (TTM)
3.116
Price to book
1.2
Price to tangible book (TTM)
1.2
Dividend yield (TTM)
1.00%
Forward dividend yield
1.47%
Growth
Revenue change (TTM)
34.44%
Earnings per share change (TTM)
66.25%
3-year revenue growth (CAGR)
12.12%
3-year earnings per share growth (CAGR)
25.23%
What the Analysts think about MCB
Analyst ratings (Buy, Hold, Sell) for Metropolitan Bank stock.
Analyst projections of the future price of Metropolitan Bank stock.
Bulls say / Bears say
Third-quarter diluted EPS rose to $2.58 from $1.54 in the prior quarter and $0.67 a year earlier, while net interest margin widened to 4.36%. That points to strong recent earnings momentum. (Metropolitan Commercial Bank)
Loans rose 10.6% year to date to $7.5 billion and deposits grew 12.8% to $8.3 billion, with deposit growth led by EB-5, homeowners’ association banking and retail. Continued balance-sheet expansion supports the bank’s core lending business. (Metropolitan Commercial Bank)
The bank had $4.2 billion of cash at the Federal Reserve and available secured funding capacity, equal to 185% of estimated uninsured deposits, alongside a 13.5% risk-based capital ratio. It also raised its quarterly dividend to $0.40 per share. (Metropolitan Commercial Bank, U.S. Securities and Exchange Commission)
Non-performing loans edged up to 0.95% from 0.91% as a CRE loan moved to non-accrual, and the prior quarter included a $13.3 million credit-loss provision, primarily tied to one non-core C&I loan. These episodes show that loan losses can still disrupt earnings. (Metropolitan Commercial Bank, Metropolitan Commercial Bank)
Non-owner-occupied CRE loans were 301.1% of risk-based capital, and CRE accounted for more than the bank’s total year-on-year loan growth as other lending contracted. That concentration leaves the balance sheet exposed to a downturn in commercial property. (Metropolitan Commercial Bank)
The 4.36% third-quarter margin benefited from elevated prepayment penalties and deferred-fee recognition as loan pay-offs rose; management expects a lower 4.15%–4.20% margin in the fourth quarter. This suggests some of the latest earnings strength may not be sustained. (Metropolitan Commercial Bank, MarketBeat)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
MCB Financial Performance
Revenues and expenses
MCB Earnings Performance
Company profitability
Upcoming events
MCB News
AllArticlesVideos
Metropolitan Bank Q3 Earnings Call Highlights
MarketBeat2 weeks ago
Metropolitan Bank Holding Corp. Declares Increased Quarterly Common Stock Cash Dividend
Business Wire2 weeks ago
Metropolitan Bank Holding Corp. Schedules Third Quarter 2026 Earnings Release and Conference Call Dates
Business Wire1 month ago
Funds containing MCB
Fund name | Fund size | $MCB weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.04% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.04% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.03% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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