MetroCity Bank/$MCBS
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About MetroCity Bank
MetroCity Bankshares Inc is a holding company of its subsidiary Metro City Bank. It provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers and a variety of other banking services. The banks generate revenue from interest income. Its customers include small business owners, professionals, consumers, and real estate developers.
Ticker
$MCBS
Sector
Primary listing
Industry
Banks
Headquarters
Employees
240
ISIN
US59165J1051
Website
MetroCity Bank Metrics
BasicAdvanced
$683M
10.42
$2.58
0.62
$0.89
3.42%
Price and volume
Market cap
$683M
Beta
0.62
52-week high
$30.56
52-week low
$24.24
Average daily volume
29K
Dividend rate
$0.89
Financial strength
Dividend payout ratio (TTM)
33.03%
Profitability
Net profit margin (TTM)
46.02%
Operating margin (TTM)
61.87%
Effective tax rate (TTM)
25.62%
Revenue per employee (TTM)
$600,000
Management effectiveness
Return on assets (TTM)
1.81%
Return on equity (TTM)
16.05%
Valuation
Price to earnings (TTM)
10.419
Price to revenue (TTM)
4.736
Price to book
1.6
Price to tangible book (TTM)
1.6
Price to free cash flow (TTM)
17.948
Free cash flow yield (TTM)
5.57%
Free cash flow per share (TTM)
149.77%
Dividend yield (TTM)
3.31%
Forward dividend yield
3.42%
Growth
Revenue change (TTM)
19.70%
Earnings per share change (TTM)
30.91%
3-year revenue growth (CAGR)
0.82%
3-year earnings per share growth (CAGR)
-0.89%
3-year dividend per share growth (CAGR)
19.03%
Bulls say / Bears say
MetroCity Bankshares reported a net income of $16.2 million for Q4 2024, marking a significant increase from $11.3 million in Q4 2023, indicating strong financial performance. (Cision PR Newswire)
Keefe, Bruyette & Woods raised MetroCity Bankshares' price target to $34, citing leading profitability and robust capital levels, reflecting confidence in the company's growth prospects. (Investing.com)
The bank's net interest margin improved to 3.57% in Q4 2024 from 3.17% in Q4 2023, demonstrating effective management of interest-earning assets. (Cision PR Newswire)
Non-interest income decreased in Q4 2024 compared to the previous quarter, which could indicate challenges in generating fee-based revenue. (TipRanks)
The provision for credit losses rose 15% quarter-over-quarter to $1.1 million, suggesting potential concerns about loan quality. (AInvest)
Bank of New York Mellon Corp reduced its stake in MetroCity Bankshares by 7.8% in Q4 2024, possibly indicating decreased confidence among institutional investors. (Defense World)
Data summarised monthly by Lightyear AI. Last updated on 8 Jun 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for MetroCity Bank stock?
MetroCity Bank (MCBS) has a market cap of $683M as of June 20, 2025.
What is the P/E ratio for MetroCity Bank stock?
The price to earnings (P/E) ratio for MetroCity Bank (MCBS) stock is 10.42 as of June 20, 2025.
Does MetroCity Bank stock pay dividends?
Yes, the MetroCity Bank (MCBS) stock pays dividends to shareholders. As of June 20, 2025, the dividend rate is $0.89 and the yield is 3.42%. MetroCity Bank has a payout ratio of 33.03% on a trailing twelve-month basis.
When is the next MetroCity Bank dividend payment date?
The next MetroCity Bank (MCBS) dividend payment date is unconfirmed.
What is the beta indicator for MetroCity Bank?
MetroCity Bank (MCBS) has a beta rating of 0.62. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.