MetroCity Bank/$MCBS
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About MetroCity Bank
MetroCity Bankshares Inc is a holding company of its subsidiary Metro City Bank. It provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers and a variety of other banking services. The banks generate revenue from interest income. Its customers include small business owners, professionals, consumers, and real estate developers.
Ticker
$MCBS
Sector
Primary listing
Industry
Banks
Headquarters
Employees
240
ISIN
US59165J1051
Website
MetroCity Bank Metrics
BasicAdvanced
$745M
11.37
$2.58
0.62
$0.89
3.14%
Price and volume
Market cap
$745M
Beta
0.62
52-week high
$30.56
52-week low
$24.24
Average daily volume
44K
Dividend rate
$0.89
Financial strength
Dividend payout ratio (TTM)
33.03%
Profitability
Net profit margin (TTM)
46.02%
Operating margin (TTM)
61.87%
Effective tax rate (TTM)
25.62%
Revenue per employee (TTM)
$600,000
Management effectiveness
Return on assets (TTM)
1.81%
Return on equity (TTM)
16.05%
Valuation
Price to earnings (TTM)
11.365
Price to revenue (TTM)
5.166
Price to book
1.74
Price to tangible book (TTM)
1.74
Price to free cash flow (TTM)
19.577
Free cash flow yield (TTM)
5.11%
Free cash flow per share (TTM)
149.77%
Dividend yield (TTM)
3.04%
Forward dividend yield
3.14%
Growth
Revenue change (TTM)
19.70%
Earnings per share change (TTM)
30.91%
3-year revenue growth (CAGR)
0.82%
3-year earnings per share growth (CAGR)
-0.89%
3-year dividend per share growth (CAGR)
19.03%
Bulls say / Bears say
MetroCity Bankshares reported a net income of $16.3 million for Q1 2025, marking an 11.4% increase from the same period in 2024, indicating strong financial performance. (prnewswire.com)
The company's net interest margin improved to 3.67% in Q1 2025, up from 3.24% in Q1 2024, reflecting enhanced profitability from lending activities. (prnewswire.com)
MetroCity's acquisition of First IC Corporation, expected to close in Q4 2025, is projected to expand total assets to approximately $4.8 billion, enhancing market presence and growth potential. (prnewswire.com)
Nonperforming assets increased to $18.5 million (0.51% of total assets) as of March 31, 2025, up from $14.7 million (0.40%) a year earlier, indicating potential asset quality concerns. (prnewswire.com)
The allowance for credit losses as a percentage of nonperforming loans decreased to 110.52% in Q1 2025 from 135.23% in Q1 2024, suggesting reduced coverage for potential loan losses. (prnewswire.com)
The efficiency ratio increased to 38.3% in Q1 2025 from 37.9% in Q1 2024, indicating a slight rise in operating expenses relative to income. (prnewswire.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jul 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Jul30
MetroCity Bank
Dividend·Ex-dividend
Aug8
MetroCity Bank
Dividend·Payment
$0.25Per share
FAQs
What’s the current market cap for MetroCity Bank stock?
MetroCity Bank (MCBS) has a market cap of $745M as of July 18, 2025.
What is the P/E ratio for MetroCity Bank stock?
The price to earnings (P/E) ratio for MetroCity Bank (MCBS) stock is 11.37 as of July 18, 2025.
Does MetroCity Bank stock pay dividends?
Yes, the MetroCity Bank (MCBS) stock pays dividends to shareholders. As of July 18, 2025, the dividend rate is $0.89 and the yield is 3.14%. MetroCity Bank has a payout ratio of 33.03% on a trailing twelve-month basis.
When is the next MetroCity Bank dividend payment date?
The next MetroCity Bank (MCBS) dividend payment is scheduled for August 08, 2025.
What is the beta indicator for MetroCity Bank?
MetroCity Bank (MCBS) has a beta rating of 0.62. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.