Mechanics Bank/$MCHB
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Mechanics Bank
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
- Ticker
- $MCHB
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,768
- Headquarters
- Walnut Creek, United States
- Website
- www.mechanicsbank.com
Mechanics Bank Metrics
BasicAdvanced
$3.5B
13.49
$1.11
0.14
$1.56
6.65%
Price and volume
Market cap
$3.5B
Beta
0.14
52-week high
$17.38
52-week low
$13.02
Average daily volume
599K
Dividend rate
$1.56
Financial strength
Profitability
Net profit margin (TTM)
33.33%
Operating margin (TTM)
43.18%
Effective tax rate (TTM)
23.56%
Revenue per employee (TTM)
$440,000
Management effectiveness
Return on assets (TTM)
1.19%
Return on equity (TTM)
9.70%
Valuation
Price to earnings (TTM)
13.492
Price to revenue (TTM)
4.493
Price to book
1.36
Price to tangible book (TTM)
2.13
Dividend yield (TTM)
10.38%
Forward dividend yield
6.65%
Growth
Revenue change (TTM)
37.09%
Earnings per share change (TTM)
27.58%
What the Analysts think about Mechanics Bank
Analyst ratings (Buy, Hold, Sell) for Mechanics Bank stock.
Analyst projections of the future price of Mechanics Bank stock.
Bulls say / Bears say
Net income rose to $57.7 million in Q2 from $44.1 million in Q1, while first-half profit increased year on year to $101.8 million. This points to improving earnings momentum. (Mechanics Bank)
The HomeStreet integration is substantially complete, following the customer-platform conversion, and management expects further expense savings as merger costs fade. Lower recurring costs could lift profits even without strong loan growth. (Mechanics Bank, Mechanics Bank)
A 14.39% CET1 ratio and a $0.70 per-share Class A dividend in Q2 show a well-capitalised bank with capacity to return cash to shareholders. (Mechanics Bank)
Loans fell $276 million in Q2 and net interest income slipped 1% from the prior quarter as average earning assets declined. Continued balance-sheet contraction could constrain revenue growth. (Mechanics Bank)
Deposits fell $153 million in Q2, including a $199 million decline in certificates of deposit, while noninterest-bearing deposits eased to $6.4 billion from $6.5 billion. Continued runoff risks weakening a low-cost funding base. (Mechanics Bank)
Delinquent loans rose to 0.70% of loans and nonperforming assets increased to 0.28% of assets in Q2; two maturing commercial real-estate loans were past due. The deterioration merits attention alongside the bank’s sizeable real-estate lending exposure. (Mechanics Bank, Mechanics Bancorp)
Data summarised monthly by Lightyear AI. Last updated on 16 Oct 2026.
Mechanics Bank Financial Performance
Revenues and expenses
Mechanics Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Mechanics Bank News
AllArticlesVideos
Mechanics Bancorp Announces Date of Third Quarter 2026 Earnings Release and Conference Call
Business Wire3 weeks ago
Mechanics Bank Completes Sale of Substantial Majority of Runoff Auto Loan Portfolio to Bank of America
Business Wire2 months ago
Mechanics Bancorp Declares Third Quarter 2026 Cash Dividend
Business Wire3 months ago
Funds containing Mechanics Bank
Fund name | Fund size | $MCHB weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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