Mercury Insurance/$MCY
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18:25
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About Mercury Insurance
Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The Company offers the following types of automobile coverage: collision, property damage, bodily injury ("BI"), comprehensive, personal injury protection ("PIP"), underinsured and uninsured motorist, and other hazards. The Company offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages.
Ticker
$MCY
Sector
Primary listing
NYSE
Employees
4,200
Headquarters
Website
MCY Metrics
BasicAdvanced
$4.3B
10.99
$7.04
0.98
$1.27
1.64%
Price and volume
Market cap
$4.3B
Beta
0.98
52-week high
$79.00
52-week low
$44.19
Average daily volume
276K
Dividend rate
$1.27
Financial strength
Current ratio
1.006
Quick ratio
0.836
Long term debt to equity
29.966
Total debt to equity
29.966
Dividend payout ratio (TTM)
18.03%
Interest coverage (TTM)
17.03%
Profitability
EBITDA (TTM)
578.29
Gross margin (TTM)
15.17%
Net profit margin (TTM)
6.76%
Operating margin (TTM)
8.75%
Effective tax rate (TTM)
17.88%
Revenue per employee (TTM)
$1,370,000
Management effectiveness
Return on assets (TTM)
3.75%
Return on equity (TTM)
21.56%
Valuation
Price to earnings (TTM)
10.985
Price to revenue (TTM)
0.742
Price to book
2.17
Price to tangible book (TTM)
2.23
Price to free cash flow (TTM)
5.239
Free cash flow yield (TTM)
19.09%
Free cash flow per share (TTM)
14.762
Dividend yield (TTM)
1.64%
Forward dividend yield
1.64%
Growth
Revenue change (TTM)
14.93%
Earnings per share change (TTM)
22.11%
3-year revenue growth (CAGR)
17.32%
10-year revenue growth (CAGR)
7.07%
3-year earnings per share growth (CAGR)
1.22%
10-year earnings per share growth (CAGR)
23.80%
3-year dividend per share growth (CAGR)
-20.60%
10-year dividend per share growth (CAGR)
-6.43%
What the Analysts think about MCY
Analyst ratings (Buy, Hold, Sell) for Mercury Insurance stock.
Bulls say / Bears say
Mercury General reported a first-quarter 2025 operating loss of $127 million, which included $414 million in net catastrophe losses from the Southern California wildfires in January, emphasizing significant volatility in underwriting results caused by natural disasters. (Reuters via TradingView)
Raymond James analysts estimate that Mercury’s gross wildfire losses could reach $1.1 billion to $1.7 billion before reinsurance, highlighting the insurer’s heavy exposure to catastrophic events. (Reuters via TradingView)
Fitch has put Mercury’s financial strength ratings on negative outlook, citing uncertainty about wildfire losses and future reinsurance costs, which indicates increased credit risk and possible capital pressure. (Reuters via TradingView)
Data summarised monthly by Lightyear AI. Last updated on 31 Aug 2025.
MCY Financial Performance
Revenues and expenses
MCY Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Sept11
Mercury Insurance
Dividend·Ex-dividend
Sept25
Mercury Insurance
Dividend·Payment
$0.3175Per share
FAQs
What’s the current market cap for Mercury Insurance stock?
Mercury Insurance (MCY) has a market cap of $4.3B as of September 03, 2025.
What is the P/E ratio for Mercury Insurance stock?
The price to earnings (P/E) ratio for Mercury Insurance (MCY) stock is 10.99 as of September 03, 2025.
Does Mercury Insurance stock pay dividends?
Yes, the Mercury Insurance (MCY) stock pays dividends to shareholders. As of September 03, 2025, the dividend rate is $1.27 and the yield is 1.64%. Mercury Insurance has a payout ratio of 18.03% on a trailing twelve-month basis.
When is the next Mercury Insurance dividend payment date?
The next Mercury Insurance (MCY) dividend payment is scheduled for September 25, 2025.
What is the beta indicator for Mercury Insurance?
Mercury Insurance (MCY) has a beta rating of 0.98. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.