Mercury Insurance/$MCY
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18:25
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About Mercury Insurance
Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The Company offers the following types of automobile coverage: collision, property damage, bodily injury ("BI"), comprehensive, personal injury protection ("PIP"), underinsured and uninsured motorist, and other hazards. The Company offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages.
Ticker
$MCY
Sector
Primary listing
NYSE
Employees
4,200
Headquarters
Website
MCY Metrics
BasicAdvanced
$4.4B
11.26
$7.04
1.00
$1.27
1.60%
Price and volume
Market cap
$4.4B
Beta
1
52-week high
$87.67
52-week low
$44.19
Average daily volume
221K
Dividend rate
$1.27
Financial strength
Current ratio
1.007
Quick ratio
0.837
Long term debt to equity
29.966
Total debt to equity
29.966
Dividend payout ratio (TTM)
18.03%
Interest coverage (TTM)
17.03%
Profitability
EBITDA (TTM)
578.29
Gross margin (TTM)
15.29%
Net profit margin (TTM)
6.76%
Operating margin (TTM)
8.75%
Effective tax rate (TTM)
17.88%
Revenue per employee (TTM)
$1,370,000
Management effectiveness
Return on assets (TTM)
3.75%
Return on equity (TTM)
21.56%
Valuation
Price to earnings (TTM)
11.26
Price to revenue (TTM)
0.761
Price to book
2.23
Price to tangible book (TTM)
2.29
Price to free cash flow (TTM)
5.369
Free cash flow yield (TTM)
18.62%
Free cash flow per share (TTM)
14.762
Dividend yield (TTM)
1.60%
Forward dividend yield
1.60%
Growth
Revenue change (TTM)
14.93%
Earnings per share change (TTM)
22.11%
3-year revenue growth (CAGR)
17.32%
10-year revenue growth (CAGR)
7.07%
3-year earnings per share growth (CAGR)
1.22%
10-year earnings per share growth (CAGR)
23.80%
3-year dividend per share growth (CAGR)
-20.60%
10-year dividend per share growth (CAGR)
-6.43%
What the Analysts think about MCY
Analyst ratings (Buy, Hold, Sell) for Mercury Insurance stock.
Bulls say / Bears say
Q2 2025 combined ratio improved to 92.5% from 98.9% in Q2 2024, a 640-basis point improvement driven by successful subrogation and reinsurance recoveries, signaling enhanced underwriting discipline (Reinsurance News)
Q2 2025 net income surged 166.1% to $166.5 million on strong premium growth and favorable reserve development, demonstrating significant operating leverage (PRNewswire)
Q2 2025 net investment income before tax increased 14.2% year-over-year to $78.8 million, benefiting from higher average yields and a larger invested asset base (TradingView)
Q1 2025 combined ratio soared to 119.2%, resulting in a net loss of $108.3 million, highlighting volatility from wildfire-related catastrophe claims (PRNewswire)
H1 2025 catastrophe losses net of reinsurance jumped to $460 million from $197 million in H1 2024, showing ongoing exposure to severe wildfire events in its core California market (Insurance Business)
Q2 2025 expense ratio climbed to 23.7% from 23.1% a year earlier, indicating higher policy acquisition and operating expenses that could pressure underwriting margins (Sharewise)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2025.
MCY Financial Performance
Revenues and expenses
MCY Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Mercury Insurance stock?
Mercury Insurance (MCY) has a market cap of $4.4B as of October 26, 2025.
What is the P/E ratio for Mercury Insurance stock?
The price to earnings (P/E) ratio for Mercury Insurance (MCY) stock is 11.26 as of October 26, 2025.
Does Mercury Insurance stock pay dividends?
Yes, the Mercury Insurance (MCY) stock pays dividends to shareholders. As of October 26, 2025, the dividend rate is $1.27 and the yield is 1.6%. Mercury Insurance has a payout ratio of 18.03% on a trailing twelve-month basis.
When is the next Mercury Insurance dividend payment date?
The next Mercury Insurance (MCY) dividend payment date is unconfirmed.
What is the beta indicator for Mercury Insurance?
Mercury Insurance (MCY) has a beta rating of 1. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.