MFA Financial, Inc/$MFA
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About MFA Financial, Inc
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
- Ticker
- $MFA
- Sector
- Real Estate
- Primary listing
- NYSE
- Employees
- 307
- Headquarters
- New York, United States
- Website
- www.mfafinancial.com
MFA Metrics
BasicAdvanced
$673M
6.62
$1.01
1.49
$1.44
21.62%
Price and volume
Market cap
$673M
Beta
1.49
52-week high
$10.43
52-week low
$6.38
Average daily volume
2.5M
Dividend rate
$1.44
Financial strength
Current ratio
43.674
Quick ratio
42.871
Long term debt to equity
6.569
Total debt to equity
6.562
Dividend payout ratio (TTM)
130.86%
Profitability
Gross margin (TTM)
87.49%
Net profit margin (TTM)
49.33%
Operating margin (TTM)
49.29%
Effective tax rate (TTM)
-0.07%
Revenue per employee (TTM)
$980,000
Management effectiveness
Return on assets (TTM)
1.17%
Return on equity (TTM)
8.24%
Valuation
Price to earnings (TTM)
6.624
Price to revenue (TTM)
2.285
Price to book
0.38
Price to tangible book (TTM)
0.38
Price to free cash flow (TTM)
3.292
Free cash flow yield (TTM)
30.37%
Free cash flow per share (TTM)
2.023
Dividend yield (TTM)
21.62%
Forward dividend yield
21.62%
Growth
Revenue change (TTM)
6.45%
Earnings per share change (TTM)
14.23%
3-year revenue growth (CAGR)
30.19%
10-year revenue growth (CAGR)
-1.93%
3-year earnings per share growth (CAGR)
43.42%
10-year earnings per share growth (CAGR)
-10.79%
3-year dividend per share growth (CAGR)
-1.13%
10-year dividend per share growth (CAGR)
-7.67%
What the Analysts think about MFA
Analyst ratings (Buy, Hold, Sell) for MFA Financial, Inc stock.
Analyst projections of the future price of MFA Financial, Inc stock.
Bulls say / Bears say
Lima One originations rose 44% sequentially to $316 million, and its pipeline reached its highest level since 2024. That gives MFA a growing fee-generating business alongside its mortgage investments. (The Motley Fool, Financial Times)
Underlying earnings were close to covering the dividend: Q2 distributable earnings before realised credit losses were $0.35 per share, versus a $0.36 dividend. This measure excludes losses recognised when problem loans are resolved, so it is not the same as reported distributable earnings. (Financial Times)
MFA made progress clearing problem loans: resolving nearly $200 million of delinquent assets brought 60-plus-day delinquencies down to 7.0% from 7.8%. Economic book value was nearly unchanged during the quarter, and total economic return was positive 2.6%. (Financial Times)
Q2 distributable earnings were only $0.12 per share against the $0.36 dividend, leaving a substantial gap in reported coverage. Management expected realised credit losses to remain elevated in Q3. (Financial Times, The Motley Fool)
Credit risk remains material despite the recent improvement: 60-plus-day delinquencies were still 7.0% of residential loans, and MFA recorded $24.5 million of realised losses as it resolved problem loans, including legacy multifamily exposures. (Financial Times, The Motley Fool)
MFA is exposed to market moves through its leverage: overall debt to net equity was 6.6 times, with recourse leverage at 3.0 times. Management estimated economic book value had fallen about 2% after quarter-end as interest rates rose and spreads widened. (MFA Financial, The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2026.
MFA Financial Performance
Revenues and expenses
MFA Earnings Performance
Company profitability
Upcoming events
No upcoming events
MFA News
AllArticlesVideos
MFA Financial, Inc. Announces CEO Succession Plan and Senior Leadership Appointment
Business Wire3 weeks ago
MFA Financial, Inc. Announces Dividend of $0.36 per Share
Business Wire1 month ago
MFA Financial, Inc. Announces Third Quarter Dividends on Series B Preferred Stock and Series C Preferred Stock
Business Wire2 months ago
Funds containing MFA
Fund name | Fund size | $MFA weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.02% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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