MidWestOne Bank/$MOFG
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About MidWestOne Bank
MidWestOne Financial Group Inc is a bank holding company engaged in delivering relationship-based business and personal banking products and services. The Bank provides commercial loans, real estate loans, agricultural loans, credit card loans, and consumer loans. It also provides deposit products including demand and interest checking accounts, savings accounts, money market accounts, and time deposits. The Bank also provides products and services including treasury management, Zelle, online and mobile banking, debit cards, ATMs, and safe deposit boxes. The Bank offers its products and services through its network of full-service banking offices. the Bank's investments services department offers financial planning, investment advisory, and retail securities brokerage services.
Ticker
$MOFG
Sector
Primary listing
Employees
757
Headquarters
Website
MidWestOne Bank Metrics
BasicAdvanced
$626M
-
-$2.78
1.04
$0.97
3.21%
Price and volume
Market cap
$626M
Beta
1.04
52-week high
$31.00
52-week low
$24.62
Average daily volume
113K
Dividend rate
$0.97
Financial strength
Profitability
Net profit margin (TTM)
-79.43%
Operating margin (TTM)
-97.96%
Effective tax rate (TTM)
29.46%
Revenue per employee (TTM)
$90,000
Management effectiveness
Return on assets (TTM)
-0.85%
Return on equity (TTM)
-9.58%
Valuation
Price to revenue (TTM)
8.66
Price to book
1.07
Price to tangible book (TTM)
1.26
Price to free cash flow (TTM)
9.999
Free cash flow yield (TTM)
10.00%
Free cash flow per share (TTM)
3.024
Dividend yield (TTM)
3.21%
Forward dividend yield
3.21%
Growth
Revenue change (TTM)
-60.73%
Earnings per share change (TTM)
-241.08%
3-year revenue growth (CAGR)
-29.99%
3-year earnings per share growth (CAGR)
-8.50%
10-year earnings per share growth (CAGR)
3.16%
3-year dividend per share growth (CAGR)
1.60%
10-year dividend per share growth (CAGR)
5.10%
Bulls say / Bears say
Tax-equivalent net interest margin expanded to 3.57% in Q2 2025, up from 3.44% in Q1, driven by higher earning-asset yields and lower funding costs (GlobeNewswire).
Efficiency ratio improved to 56.20% in Q2 2025 from 59.38% in Q1, reflecting enhanced cost control and operational efficiency initiatives bearing fruit (GlobeNewswire).
Annualized loan growth of 7.4% in Q2 2025 underscores strong loan demand and successful execution of relationship-driven lending strategies (GlobeNewswire).
EPS fell to $0.48 in Q2 2025, missing the Zacks consensus estimate of $0.77 by 36%, pointing to challenges in sustaining profitability under current conditions (Nasdaq).
The nonperforming loans ratio rose to 0.85% in Q2 2025, up 44 basis points quarter-over-quarter, signaling increasing credit risks in the loan portfolio (Investing.com).
Credit loss expense of $11.9 million in Q2 2025, driven by a single nonaccrual CRE office loan, increased the allowance for credit losses to 1.50% and pressured net income (GlobeNewswire).
Data summarised monthly by Lightyear AI. Last updated on 31 Aug 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Sept16
MidWestOne Bank
Dividend·Payment
$0.2425Per share
FAQs
What’s the current market cap for MidWestOne Bank stock?
MidWestOne Bank (MOFG) has a market cap of $626M as of September 03, 2025.
What is the P/E ratio for MidWestOne Bank stock?
The price to earnings (P/E) ratio for MidWestOne Bank (MOFG) stock is 0 as of September 03, 2025.
Does MidWestOne Bank stock pay dividends?
Yes, the MidWestOne Bank (MOFG) stock pays dividends to shareholders. As of September 03, 2025, the dividend rate is $0.97 and the yield is 3.21%. MidWestOne Bank has a payout ratio of 0% on a trailing twelve-month basis.
When is the next MidWestOne Bank dividend payment date?
The next MidWestOne Bank (MOFG) dividend payment is scheduled for September 16, 2025.
What is the beta indicator for MidWestOne Bank?
MidWestOne Bank (MOFG) has a beta rating of 1.04. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.