Marqeta/$MQ
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Marqeta
Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company's open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform.
- Ticker
- $MQ
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 938
- Headquarters
- Oakland, United States
- Website
- www.marqeta.com
Marqeta Metrics
BasicAdvanced
$1.9B
85.32
$0.21
1.29
-
Price and volume
Market cap
$1.9B
Beta
1.29
52-week high
$22.28
52-week low
$14.80
Average daily volume
920K
Financial strength
Current ratio
1.664
Quick ratio
1.235
Long term debt to equity
0.006
Total debt to equity
0.006
Interest coverage (TTM)
-1.25%
Profitability
EBITDA (TTM)
17.112
Gross margin (TTM)
69.99%
Net profit margin (TTM)
1.53%
Operating margin (TTM)
-0.94%
Effective tax rate (TTM)
7.59%
Revenue per employee (TTM)
$720,000
Management effectiveness
Return on assets (TTM)
-0.31%
Return on equity (TTM)
1.33%
Valuation
Price to earnings (TTM)
85.316
Price to revenue (TTM)
2.896
Price to book
2.63
Price to tangible book (TTM)
3.65
Price to free cash flow (TTM)
5.229
Free cash flow yield (TTM)
19.13%
Free cash flow per share (TTM)
3.456
Growth
Revenue change (TTM)
22.41%
Earnings per share change (TTM)
-118.13%
3-year revenue growth (CAGR)
-7.07%
3-year earnings per share growth (CAGR)
-60.35%
What the Analysts think about Marqeta
Analyst ratings (Buy, Hold, Sell) for Marqeta stock.
Analyst projections of the future price of Marqeta stock.
Bulls say / Bears say
Processing volume rose 32% in Q2 2026, while gross profit grew 17% and adjusted EBITDA rose 31%; Marqeta also reported its second consecutive quarter of GAAP profit. Management expects full-year adjusted EBITDA growth in the low 30s, suggesting scale is beginning to translate into stronger earnings. (Marqeta)
Growth is broadening beyond the largest accounts: Q2 processing volume from customers outside the top five rose 49%, compared with 26% for the top five. Block’s share of revenue also fell to 41% from 46% a year earlier, easing—but not removing—reliance on one client. (U.S. Securities and Exchange Commission)
Marqeta is extending its European account and money-movement services into 30 more countries through Banking Circle. The expansion builds on eightfold growth in European card volume from 2022 to 2025, giving the company a route to sell more than card processing in a growing region. (Marqeta)
Block still generated 41% of Q2 revenue, and Marqeta expects little to no new Cash App card issuance by year-end. That creates a meaningful risk if existing Block programmes lose volume or the customer shifts more processing elsewhere. (U.S. Securities and Exchange Commission, eMarketer)
Management expects Q3 net revenue growth of just 6–8% and gross profit growth of 5–7%, well below Q2’s 17% growth in both measures. It attributes the slowdown to renewal timing, tougher acquisition and lending comparisons, and weaker new Cash App issuance. (Marqeta)
Q2 processing volume grew 32%, but net revenue rose only 17%, as faster growth in programmes with minimal or no programme management weighed on revenue. If this mix shift continues, Marqeta may capture less revenue from each additional dollar of volume. (U.S. Securities and Exchange Commission)
Data summarised monthly by Lightyear AI. Last updated on 25 Oct 2026.
Marqeta Financial Performance
Revenues and expenses
Marqeta Earnings Performance
Company profitability
Upcoming events
No upcoming events
Marqeta News
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Funds containing Marqeta
AllUSDEURGBP
Fund name | Fund size | $MQ weighting |
|---|---|---|
iShares Digitalisation$DGTL | $761M | 0.06% |
iShares Digitalisation£DGIT | $813M | 0.06% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.05% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.05% |
iShares MSCI World Small Cap£WLDS | $9B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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