Midland States Bank/$MSBI
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About Midland States Bank
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
Ticker
$MSBI
Sector
Primary listing
Industry
Banks
Headquarters
Employees
880
ISIN
US5977421057
Website
MSBI Metrics
BasicAdvanced
$398M
-
-$1.02
0.71
$1.24
6.71%
Price and volume
Market cap
$398M
Beta
0.71
52-week high
$19.60
52-week low
$14.79
Average daily volume
132K
Dividend rate
$1.24
Financial strength
Profitability
Net profit margin (TTM)
-7.16%
Operating margin (TTM)
-3.26%
Effective tax rate (TTM)
44.05%
Revenue per employee (TTM)
$200,000
Management effectiveness
Return on assets (TTM)
-0.16%
Return on equity (TTM)
-1.63%
Valuation
Price to revenue (TTM)
2.258
Price to book
0.63
Price to tangible book (TTM)
0.86
Dividend yield (TTM)
6.71%
Forward dividend yield
6.71%
Growth
Revenue change (TTM)
-35.63%
Earnings per share change (TTM)
-138.79%
3-year revenue growth (CAGR)
-15.15%
3-year earnings per share growth (CAGR)
-34.78%
10-year earnings per share growth (CAGR)
2.40%
3-year dividend per share growth (CAGR)
-6.29%
10-year dividend per share growth (CAGR)
4.31%
Bulls say / Bears say
Midland States Bancorp's net interest margin improved to 3.19% in Q4 2024, up from 3.10% in the previous quarter, indicating enhanced profitability from core banking operations. (midlandsb.com)
The company's wealth management revenue increased to $7.7 million in Q4 2024, compared to $7.1 million in the prior quarter, reflecting growth in non-interest income streams. (midlandsb.com)
Midland States Bancorp's common equity tier 1 capital ratio stood at 8.37% at the end of 2024, demonstrating a solid capital position to support future growth. (midlandsb.com)
The company reported a net loss of $54.8 million in Q4 2024, primarily due to significant net charge-offs and provisions for credit losses related to the LendingPoint and Greensky portfolios. (midlandsb.com)
Midland States Bancorp received a deficiency notification from Nasdaq on April 3, 2025, for failing to timely file its Annual Report on Form 10-K, indicating potential compliance and reporting issues. (midlandsb.com)
The company's total risk-based capital ratio declined to 13.38% at the end of 2024, down from 13.98% in the previous quarter, suggesting a weakening in overall capital adequacy. (midlandsb.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jul 2025.
MSBI News
AllArticlesVideos
Midland States Bancorp, Inc. to Announce Second Quarter 2025 Financial Results on Thursday, July 24
GlobeNewsWire·2 weeks ago
Midland States Bancorp, Inc. receives expected notification of deficiency from Nasdaq related to delayed filing of Quarterly Report on Form 10-Q
GlobeNewsWire·2 months ago
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends
GlobeNewsWire·2 months ago
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Midland States Bank stock?
Midland States Bank (MSBI) has a market cap of $398M as of July 21, 2025.
What is the P/E ratio for Midland States Bank stock?
The price to earnings (P/E) ratio for Midland States Bank (MSBI) stock is 0 as of July 21, 2025.
Does Midland States Bank stock pay dividends?
Yes, the Midland States Bank (MSBI) stock pays dividends to shareholders. As of July 21, 2025, the dividend rate is $1.24 and the yield is 6.71%. Midland States Bank has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Midland States Bank dividend payment date?
The next Midland States Bank (MSBI) dividend payment date is unconfirmed.
What is the beta indicator for Midland States Bank?
Midland States Bank (MSBI) has a beta rating of 0.71. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.