Midland States Bank/$MSBI
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About Midland States Bank
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
Ticker
$MSBI
Sector
Primary listing
Employees
880
Headquarters
Website
MSBI Metrics
BasicAdvanced
$402M
11.66
$1.60
0.74
$1.25
6.86%
Price and volume
Market cap
$402M
Beta
0.74
52-week high
$19.60
52-week low
$14.79
Average daily volume
120K
Dividend rate
$1.25
Financial strength
Profitability
Net profit margin (TTM)
16.50%
Operating margin (TTM)
29.65%
Effective tax rate (TTM)
17.90%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
0.60%
Return on equity (TTM)
6.51%
Valuation
Price to earnings (TTM)
11.662
Price to revenue (TTM)
1.52
Price to book
0.87
Price to tangible book (TTM)
0.9
Dividend yield (TTM)
6.70%
Forward dividend yield
6.86%
Growth
Revenue change (TTM)
4.87%
Earnings per share change (TTM)
-19.01%
3-year revenue growth (CAGR)
-2.36%
3-year earnings per share growth (CAGR)
-24.80%
10-year earnings per share growth (CAGR)
4.16%
3-year dividend per share growth (CAGR)
2.84%
10-year dividend per share growth (CAGR)
15.25%
Bulls say / Bears say
Midland States Bancorp reported first-quarter 2025 earnings of $0.57 per share, topping the Zacks consensus estimate of $0.52 and demonstrating strength in its core banking operations. (AP)
Net interest margin increased to 3.56% in the second quarter of 2025 from 3.49% in the previous quarter, boosting net interest income and supporting profitability. (Finviz)
The bank kept a strong capital position, with total capital to risk-weighted assets at 14.50% and a common equity tier 1 ratio of 9.02% as of June 30, 2025, both above regulatory minimums. (Finviz)
The first quarter of 2025 included a $154.0 million goodwill impairment that contributed to a net loss of $143.2 million, highlighting the company's vulnerability to non-cash charges. (Finviz)
Net charge-offs rose to $29.9 million in the second quarter of 2025, mainly in the specialty finance and equipment finance portfolios, signaling persistent credit quality issues. (GlobeNewswire)
On May 19, 2025, Midland States Bancorp received a Nasdaq deficiency notice for late SEC filings, exposing it to possible regulatory actions and reputational risk. (StreetInsider)
Data summarised monthly by Lightyear AI. Last updated on 31 Aug 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Midland States Bank stock?
Midland States Bank (MSBI) has a market cap of $402M as of September 05, 2025.
What is the P/E ratio for Midland States Bank stock?
The price to earnings (P/E) ratio for Midland States Bank (MSBI) stock is 11.66 as of September 05, 2025.
Does Midland States Bank stock pay dividends?
Yes, the Midland States Bank (MSBI) stock pays dividends to shareholders. As of September 05, 2025, the dividend rate is $1.25 and the yield is 6.86%. Midland States Bank has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Midland States Bank dividend payment date?
The next Midland States Bank (MSBI) dividend payment date is unconfirmed.
What is the beta indicator for Midland States Bank?
Midland States Bank (MSBI) has a beta rating of 0.74. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.