M&T Bank/$MTB
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About M&T Bank
M&T Bank is one of the largest regional banks in the United States, with branches in New York, Pennsylvania, West Virginia, Virginia, Maryland, Delaware, Massachusetts, New Hampshire, Vermont, Maine, Connecticut, and New Jersey. The bank was founded to serve manufacturing and trading businesses around the Erie Canal and is primarily focused on commercial real estate and commercial-related lending, with some retail operations also present.
Ticker
$MTB
Sector
Primary listing
NYSE
Employees
22,590
Headquarters
Website
M&T Bank Metrics
BasicAdvanced
$30B
12.31
$15.44
0.66
$5.55
3.16%
Price and volume
Market cap
$30B
Beta
0.66
52-week high
$221.47
52-week low
$150.75
Average daily volume
1M
Dividend rate
$5.55
Financial strength
Dividend payout ratio (TTM)
38.42%
Profitability
Net profit margin (TTM)
30.35%
Operating margin (TTM)
41.05%
Effective tax rate (TTM)
22.51%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
1.29%
Return on equity (TTM)
9.49%
Valuation
Price to earnings (TTM)
12.31
Price to revenue (TTM)
3.501
Price to book
1.14
Price to tangible book (TTM)
1.69
Price to free cash flow (TTM)
11.087
Free cash flow yield (TTM)
9.02%
Free cash flow per share (TTM)
17.137
Dividend yield (TTM)
2.92%
Forward dividend yield
3.16%
Growth
Revenue change (TTM)
5.09%
Earnings per share change (TTM)
14.46%
3-year revenue growth (CAGR)
12.83%
3-year earnings per share growth (CAGR)
14.82%
10-year earnings per share growth (CAGR)
7.55%
3-year dividend per share growth (CAGR)
4.74%
10-year dividend per share growth (CAGR)
6.79%
What the Analysts think about M&T Bank
Analyst ratings (Buy, Hold, Sell) for M&T Bank stock.
Bulls say / Bears say
Nonaccrual loans dropped 9% quarter-over-quarter to $1.54 billion and 33% year-over-year, while total nonperforming assets were $1.57 billion in Q1 2025. This shows stronger asset quality. (M&T Q1 2025 Results)
Average loans rose by $819 million year-over-year, reaching $135.4 billion in Q2 2025, led by a $2.9 billion gain in commercial and industrial loans and a $3.4 billion increase in consumer lending. (M&T Q2 2025 Results)
The Federal Reserve lowered M&T’s preliminary stress capital buffer from 3.8% to 2.7% effective October 1, 2025, highlighting improved capital strength and risk management. (Preliminary SCB Announcement)
Commercial real estate loan balances fell 4% from the previous quarter and 19% compared to last year, reaching $25.3 billion in Q2 2025. This ongoing decline, due to run-offs and asset sales, could put core lending revenues under pressure. (M&T Q2 2025 Results)
The yield on average loans dropped by 27 basis points quarter-over-quarter in Q2 2025, which could negatively affect net interest income margins even though overall NII is up. (M&T Q2 2025 Results)
M&T’s estimated Common Equity Tier 1 ratio stood at 10.98% as of June 30, 2025, down from 11.50% at March 31. This reduced capital buffer comes ahead of new, higher loss-absorption requirements. (M&T Q2 2025 Capital Ratios)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2025.
M&T Bank Financial Performance
Revenues and expenses
M&T Bank Earnings Performance
Company profitability
M&T Bank News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for M&T Bank stock?
M&T Bank (MTB) has a market cap of $30B as of October 08, 2025.
What is the P/E ratio for M&T Bank stock?
The price to earnings (P/E) ratio for M&T Bank (MTB) stock is 12.31 as of October 08, 2025.
Does M&T Bank stock pay dividends?
Yes, the M&T Bank (MTB) stock pays dividends to shareholders. As of October 08, 2025, the dividend rate is $5.55 and the yield is 3.16%. M&T Bank has a payout ratio of 38.42% on a trailing twelve-month basis.
When is the next M&T Bank dividend payment date?
The next M&T Bank (MTB) dividend payment date is unconfirmed.
What is the beta indicator for M&T Bank?
M&T Bank (MTB) has a beta rating of 0.66. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.