M&T Bank/$MTB
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About M&T Bank
M&T Bank is a US regional bank with around $220 billion in assets as of the end of the second quarter of 2026. Headquartered in Buffalo, New York, the bank's footprint is mostly concentrated in New England and the US Mid-Atlantic. M&T Bank boasts a community banking approach, and boasts over 900 branches in 13 states and Washington, D.C. Apart from retail and commercial banking, M&T Bank also has wealth management operations through Wilmington Trust and a partnership with LPL Financial, and a corporate trust business.
- Ticker
- $MTB
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 21,562
- Headquarters
- Buffalo, United States
- Website
- www.mtb.com
M&T Bank Metrics
BasicAdvanced
$32B
11.50
$19.15
0.64
$6.00
2.72%
Price and volume
Market cap
$32B
Beta
0.64
52-week high
$255.95
52-week low
$179.75
Average daily volume
954K
Dividend rate
$6.00
Financial strength
Dividend payout ratio (TTM)
34.75%
Profitability
Net profit margin (TTM)
31.87%
Operating margin (TTM)
42.16%
Effective tax rate (TTM)
22.77%
Revenue per employee (TTM)
$440,000
Management effectiveness
Return on assets (TTM)
1.40%
Return on equity (TTM)
10.60%
Valuation
Price to earnings (TTM)
11.496
Price to revenue (TTM)
3.443
Price to book
1.26
Price to tangible book (TTM)
1.9
Price to free cash flow (TTM)
8.858
Free cash flow yield (TTM)
11.29%
Free cash flow per share (TTM)
24.858
Dividend yield (TTM)
2.72%
Forward dividend yield
2.72%
Growth
Revenue change (TTM)
4.23%
Earnings per share change (TTM)
18.28%
3-year revenue growth (CAGR)
0.43%
3-year earnings per share growth (CAGR)
3.37%
10-year earnings per share growth (CAGR)
9.90%
3-year dividend per share growth (CAGR)
5.57%
10-year dividend per share growth (CAGR)
7.92%
What the Analysts think about M&T Bank
Analyst ratings (Buy, Hold, Sell) for M&T Bank stock.
Analyst projections of the future price of M&T Bank stock.
Bulls say / Bears say
Average loans grew 2% quarter on quarter to $143.3 billion, with gains in commercial property, consumer and residential lending. Broad loan growth gives M&T a larger base from which to earn interest. (M&T Bank)
Net interest income rose 2% from a year earlier, while trust and investment services income increased to $230 million from $217 million. Mortgage servicing also gained from the additional loans M&T began sub-servicing in June, supporting fee income beyond traditional lending. (M&T Bank)
M&T repurchased $323 million of shares in the quarter and reported an estimated 10.16% CET1 capital ratio, which remained above regulatory minimums. This gives the bank capacity to return capital while continuing to fund its business. (M&T Bank)
Net interest margin fell five basis points quarter on quarter to 3.65%, as interest-bearing deposit costs rose 10 basis points. If funding costs keep rising faster than loan yields, that could constrain earnings growth. (The Motley Fool)
Credit indicators worsened sequentially: net charge-offs rose to $127 million from $80 million, and non-accrual loans increased by $90 million to $1.3 billion. Management linked some new commercial problem loans to office and assisted-living borrowers. (The Motley Fool)
Quarterly non-interest expense increased $44 million to $1.39 billion, led in part by higher software and professional-services costs. The efficiency ratio rose to 54.4% from 52.8% in the prior quarter, suggesting cost growth is weighing on operating efficiency. (M&T Bank, The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 10 Nov 2026.
M&T Bank Financial Performance
Revenues and expenses
M&T Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
M&T Bank News
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Funds containing M&T Bank
AllUSDEURGBP
Fund name | Fund size | $MTB weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 3.86% |
Invesco S&P 500 Low Volatility£SPLG | $143M | 0.78% |
SPDR S&P 500 Low Volatility£USLV | $113M | 0.77% |
SPDR S&P 500 Low Volatility$LOWV | $104M | 0.77% |
Invesco Financials S&P US Select Sector$XLFS | $396M | 0.40% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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