MGIC Investment Corp/$MTG
1D1W1MYTD1Y5YMAX
Capital at risk
About MGIC Investment Corp
MGIC Investment Corp provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services. The insurance premiums that these customers pay for the protection account for close to the majority of the company's total revenue. Investment income accounts for the remaining revenue. The company sells its insurance products in all states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, Ohio, Illinois, Virginia, North Carolina, Georgia, and New York.
- Ticker
- $MTG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 542
- Headquarters
- Milwaukee, United States
- Website
- www.mgic.com
MTG Metrics
BasicAdvanced
$6.1B
9.35
$3.20
0.66
$0.62
2.27%
Price and volume
Market cap
$6.1B
Beta
0.66
52-week high
$31.89
52-week low
$24.69
Average daily volume
1.6M
Dividend rate
$0.62
Financial strength
Current ratio
4.964
Quick ratio
2.453
Long term debt to equity
0.129
Total debt to equity
0.129
Dividend payout ratio (TTM)
19.02%
Interest coverage (TTM)
25.84%
Profitability
EBITDA (TTM)
923.717
Gross margin (TTM)
92.61%
Net profit margin (TTM)
59.20%
Operating margin (TTM)
76.96%
Effective tax rate (TTM)
19.97%
Revenue per employee (TTM)
$2,210,000
Management effectiveness
Return on assets (TTM)
8.80%
Return on equity (TTM)
13.92%
Valuation
Price to earnings (TTM)
9.349
Price to revenue (TTM)
5.488
Price to book
1.23
Price to tangible book (TTM)
1.23
Price to free cash flow (TTM)
9.287
Free cash flow yield (TTM)
10.77%
Free cash flow per share (TTM)
3.22
Dividend yield (TTM)
2.07%
Forward dividend yield
2.27%
Growth
Revenue change (TTM)
-1.88%
Earnings per share change (TTM)
4.90%
3-year revenue growth (CAGR)
1.02%
10-year revenue growth (CAGR)
1.35%
3-year earnings per share growth (CAGR)
6.51%
10-year earnings per share growth (CAGR)
2.82%
3-year dividend per share growth (CAGR)
14.47%
What the Analysts think about MTG
Analyst ratings (Buy, Hold, Sell) for MGIC Investment Corp stock.
Analyst projections of the future price of MGIC Investment Corp stock.
Bulls say / Bears say
New insurance written rose 8.5% year on year to $17.8 billion in the second quarter, its highest level since the third quarter of 2022. Insurance in force also grew 2.6% to $304.8 billion, enlarging the premium-generating base. (PR Newswire, The Motley Fool)
MGIC has a substantial buffer against credit stress, with $2.7 billion of excess over PMIERs requirements. Its reinsurance programme reduced required assets by about 52%, while a new transaction adds up to $168 million of protection on eligible 2027 business. (PR Newswire, Zacks)
The company is converting resilient earnings into shareholder returns: second-quarter annualised return on equity was 14.5%, operating expenses were tracking towards the low end of guidance, and the board authorised a further $750 million buyback. It also raised the quarterly dividend to $0.17 per share. (PR Newswire, The Motley Fool)
Growth remains constrained by expensive housing and high borrowing costs. Second-quarter revenue fell 2.9% year on year, while management said stretched affordability was limiting mortgage origination growth and competitive pricing was pressuring premium yields. (StockStory, PR Newswire)
Credit performance is normalising rather than improving across the book. The primary delinquency rate rose to 2.37% from 2.21% a year earlier, and management expects seasonal delinquency increases in the second half, which could lift claims and weaken reserve releases. (The Motley Fool, PR Newswire)
Capital returns are running ahead of recent earnings, which may reduce flexibility if housing or credit conditions deteriorate. Buybacks and dividends represented 124% of net income over the four quarters to the second quarter, while higher payouts could leave less capital available to absorb future losses. (The Motley Fool, Simply Wall St)
Data summarised monthly by Lightyear AI. Last updated on 15 Sept 2026.
MTG Financial Performance
Revenues and expenses
MTG Earnings Performance
Company profitability
Upcoming events
No upcoming events
MTG News
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Funds containing MTG
AllEURGBPUSD
Fund name | Fund size | $MTG weighting |
|---|---|---|
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.22% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.22% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.19% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.19% |
iShares MSCI World Small Cap$WSML | $9B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.