MGIC Investment Corp/$MTG
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About MGIC Investment Corp
MGIC Investment Corp provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services. The insurance premiums that these customers pay for the protection accounts for close to majority of the company's total revenue. Investment income accounts for the remaining revenue. The company sells its insurance products in all states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, Ohio, Illinois, Virginia, North Carolina, Georgia and New York.
Ticker
$MTG
Sector
Primary listing
NYSE
Employees
555
Headquarters
Website
MTG Metrics
BasicAdvanced
$6.3B
8.99
$3.05
0.88
$0.54
2.19%
Price and volume
Market cap
$6.3B
Beta
0.88
52-week high
$29.01
52-week low
$21.94
Average daily volume
2.1M
Dividend rate
$0.54
Financial strength
Current ratio
4.487
Quick ratio
3.352
Long term debt to equity
12.52
Total debt to equity
12.52
Dividend payout ratio (TTM)
17.21%
Interest coverage (TTM)
28.24%
Profitability
EBITDA (TTM)
1,018.071
Gross margin (TTM)
84.63%
Net profit margin (TTM)
62.58%
Operating margin (TTM)
82.50%
Effective tax rate (TTM)
21.36%
Revenue per employee (TTM)
$2,200,000
Management effectiveness
Return on assets (TTM)
9.62%
Return on equity (TTM)
14.85%
Valuation
Price to earnings (TTM)
8.994
Price to revenue (TTM)
5.58
Price to book
1.24
Price to tangible book (TTM)
1.24
Price to free cash flow (TTM)
8.821
Free cash flow yield (TTM)
11.34%
Free cash flow per share (TTM)
3.11
Dividend yield (TTM)
1.97%
Forward dividend yield
2.19%
Growth
Revenue change (TTM)
3.26%
Earnings per share change (TTM)
12.93%
3-year revenue growth (CAGR)
1.15%
10-year revenue growth (CAGR)
1.74%
3-year earnings per share growth (CAGR)
9.84%
10-year earnings per share growth (CAGR)
12.11%
3-year dividend per share growth (CAGR)
17.57%
What the Analysts think about MTG
Analyst ratings (Buy, Hold, Sell) for MGIC Investment Corp stock.
Bulls say / Bears say
MGIC generated net income of $192.48 million ($0.81 per diluted share) in Q2 2025, surpassing the consensus estimate of $0.72 and delivering a 15% annualized return on equity, underscoring strong profitability (RTTNews via Nasdaq)
As of June 30 2025, MGIC held $5.7 billion in PMIERs available assets, providing $2.4 billion of excess capital above regulatory requirements to buffer against loss volatility (Zacks via Nasdaq)
Net losses in Q2 2025 were a favorable $(2.8) million, with $51 million of current losses offset by $(54) million of prior period development, indicating conservative reserving and resilient credit performance (Investing.com)
Annual persistency declined to 84.7% in Q2 2025 from 85.4% a year earlier, suggesting policies are lapsing sooner and potentially reducing future premium revenue (Zacks via Nasdaq)
28% of new insurance written in the first half of 2025 carried debt-to-income ratios above 45%, maintaining elevated exposure to higher-risk borrowers should credit conditions worsen (MGIC Q2 2025 Results)
Pending GSE PMIERs rule changes, if fully effective as of June 30 2025, would decrease MGIC’s available assets by approximately $60 million, reducing its regulatory capital cushion (MGIC Q2 2025 Results)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2025.
MTG Financial Performance
Revenues and expenses
MTG Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for MGIC Investment Corp stock?
MGIC Investment Corp (MTG) has a market cap of $6.3B as of October 24, 2025.
What is the P/E ratio for MGIC Investment Corp stock?
The price to earnings (P/E) ratio for MGIC Investment Corp (MTG) stock is 8.99 as of October 24, 2025.
Does MGIC Investment Corp stock pay dividends?
Yes, the MGIC Investment Corp (MTG) stock pays dividends to shareholders. As of October 24, 2025, the dividend rate is $0.54 and the yield is 2.19%. MGIC Investment Corp has a payout ratio of 17.21% on a trailing twelve-month basis.
When is the next MGIC Investment Corp dividend payment date?
The next MGIC Investment Corp (MTG) dividend payment is scheduled for November 20, 2025.
What is the beta indicator for MGIC Investment Corp?
MGIC Investment Corp (MTG) has a beta rating of 0.88. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.