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MVB Financial/$MVBF

1D1W1M3M6MYTD1Y5YMAX

About MVB Financial

MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
Ticker
$MVBF
Sector
Finance
Primary listing
NASDAQ
Employees
403

MVB Financial Metrics

BasicAdvanced
$337M
15.41
$1.68
0.90
$0.68
2.62%

What the Analysts think about MVB Financial

Analyst ratings (Buy, Hold, Sell) for MVB Financial stock.
Analyst projections of the future price of MVB Financial stock.

Bulls say / Bears say

Net interest income rose 18.1% year to date, while core net interest margin widened 15 basis points sequentially to 4.02% and the cost of funds fell to 2.07%. These trends point to stronger underlying spread profitability. (MVB Financial)
Fintech payment deposits rose 28.1% quarter on quarter to $766 million, and MVB onboarded nine fintech partners in the first nine months. Payment card and service-charge income also grew 39.6% year on year, supporting the case for a larger fee-generating franchise. (MVB Financial)
Loans grew 1.8% in the quarter, marking MVB’s sixth consecutive quarter of growth, while noninterest expense fell 1.9%. Sustained lending growth alongside cost control could support operating leverage. (MVB Financial)
A $9.9 million credit-loss provision left net income at just $0.4 million, or $0.03 per share, as nonperforming loans rose to 1.9% of loans from 1.2%. Further credit deterioration could keep earnings vulnerable to provisioning. (MVB Financial)
Capital measures weakened quarter on quarter: the bank’s Tier 1 risk-based capital ratio fell to 11.3% from 12.2%, and tangible common equity declined to 9.3% from 9.7%. Tangible book value per share also fell to $25.26 from $26.52, partly because of larger unrealised securities losses. (MVB Financial)
Noninterest income fell 58.3% quarter on quarter; even excluding a $10 million investment gain in the prior quarter, it declined 10.5%, with weaker mortgage activity and seasonal payment fees weighing on results. This volatility makes revenue and earnings less predictable. (MVB Financial)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.

MVB Financial Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

MVB Financial Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing MVB Financial

Funds
Fund name
Fund size
$MVBF weighting
SPDR Russell 2000 US Small Cap€R2US
$5.3B0.01%
SPDR Russell 2000 US Small Cap£R2SC
$5.3B0.01%
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