MVB Financial/$MVBF
1D1W1MYTD1Y5YMAX
Capital at risk
About MVB Financial
MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
- Ticker
- $MVBF
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 403
- Headquarters
- Fairmont, United States
- Website
- www.mvbbanking.com
MVB Financial Metrics
BasicAdvanced
$396M
10.33
$2.96
0.80
$0.68
2.22%
Price and volume
Market cap
$396M
Beta
0.8
52-week high
$31.99
52-week low
$23.99
Average daily volume
59K
Dividend rate
$0.68
Financial strength
Dividend payout ratio (TTM)
22.29%
Profitability
Net profit margin (TTM)
22.27%
Operating margin (TTM)
31.30%
Effective tax rate (TTM)
24.75%
Revenue per employee (TTM)
$430,000
Management effectiveness
Return on assets (TTM)
1.15%
Return on equity (TTM)
12.00%
Valuation
Price to earnings (TTM)
10.325
Price to revenue (TTM)
2.234
Price to book
1.15
Price to tangible book (TTM)
1.15
Price to free cash flow (TTM)
-10.356
Free cash flow yield (TTM)
-9.66%
Free cash flow per share (TTM)
-2.954
Dividend yield (TTM)
2.22%
Forward dividend yield
2.22%
Growth
Revenue change (TTM)
21.53%
Earnings per share change (TTM)
129.70%
3-year revenue growth (CAGR)
8.65%
3-year earnings per share growth (CAGR)
10.15%
10-year earnings per share growth (CAGR)
8.95%
10-year dividend per share growth (CAGR)
23.86%
Bulls say / Bears say
MVB Financial reported net income of $12.3 million (diluted EPS $0.93) in Q2 2026, up from $2.0 million in Q2 2025, reflecting a strong recovery in profitability. (SEC)
Loan balances grew 3.0% quarter-over-quarter (12.1% annualized), marking the fifth consecutive quarter of loan growth and demonstrating robust demand for lending products. (SEC)
Fully tax-equivalent net interest margin expanded 43 basis points to 4.16%, and core FTE margin rose 14 basis points to 3.87%, driven by an improved funding mix and growth in noninterest-bearing deposits. (SEC)
Provision for credit losses rose to $4.7 million in Q2 2026 from $1.9 million in Q1 2026, signaling increased credit costs and potential emerging credit quality pressures. (SEC)
Noninterest expense increased 8.2% sequentially to $30.4 million, driven by nonrecurring charges, merit increases and continued investment in strategic initiatives, which may weigh on efficiency and profitability. (SEC)
The tangible common equity ratio declined to 9.7% at June 30, 2026 from 10.0% at March 31, 2026 and the Tier 1 risk-based capital ratio dipped to 12.2% from 12.6%, indicating modest capital erosion amid growth investments. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 25 Aug 2026.
Upcoming events
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MVB Financial News
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Funds containing MVB Financial
Fund name | Fund size | $MVBF weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.02% |
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