National Bank/$NBHC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About National Bank
National Bank Holdings Corp offers a full range of banking products and financial services to commercial, business, and consumer clients predominantly in Colorado, with a focus on personalized service through relationship managers and banking center associates. The company provides commercial and industrial loans, non-owner occupied commercial real estate loans, Small Business Administration loans as a Preferred Lender Provider, U.S. Department of Agriculture and Farm Service Agency loans, commercial deposit and treasury management products, business online and mobile banking, consumer and residential real estate loans, deposit services, and trust and wealth management services. Its services emphasize full-relationship banking, integrating lending, deposits, and cash management solutions.
- Ticker
- $NBHC
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 1,276
- Headquarters
- Greenwood Village, United States
- Website
- www.nationalbankholdings.com
National Bank Metrics
BasicAdvanced
$1.7B
16.25
$2.35
0.76
$1.27
3.35%
Price and volume
Market cap
$1.7B
Beta
0.76
52-week high
$47.28
52-week low
$35.06
Average daily volume
465K
Dividend rate
$1.27
Financial strength
Dividend payout ratio (TTM)
53.26%
Profitability
Net profit margin (TTM)
21.80%
Operating margin (TTM)
29.61%
Effective tax rate (TTM)
18.37%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
0.87%
Return on equity (TTM)
6.53%
Valuation
Price to earnings (TTM)
16.249
Price to revenue (TTM)
3.506
Price to book
1.02
Price to tangible book (TTM)
1.48
Price to free cash flow (TTM)
10.834
Free cash flow yield (TTM)
9.23%
Free cash flow per share (TTM)
3.524
Dividend yield (TTM)
3.33%
Forward dividend yield
3.35%
Growth
Revenue change (TTM)
13.20%
Earnings per share change (TTM)
-23.96%
3-year revenue growth (CAGR)
6.76%
3-year earnings per share growth (CAGR)
-6.55%
10-year earnings per share growth (CAGR)
22.26%
3-year dividend per share growth (CAGR)
7.86%
10-year dividend per share growth (CAGR)
20.30%
What the Analysts think about National Bank
Analyst ratings (Buy, Hold, Sell) for National Bank stock.
Analyst projections of the future price of National Bank stock.
Bulls say / Bears say
Vista added $1.9 billion in loans and $2.2 billion in deposits, giving NBHC a larger foothold in the Dallas–Fort Worth and Austin markets. That broadens its base for growth in Texas. (National Bank Holdings)
NBHC reported record second-quarter loan fundings of $926.9 million and 10% year-to-date annualised loan growth; management expects 10% loan growth for the full year. Continued lending momentum could support revenue growth. (National Bank Holdings, StockAnalysis)
Transaction deposits made up 87.8% of deposits, deposit costs were 1.93%, and the Common Equity Tier 1 ratio was 12.29% at quarter-end. This low-cost funding mix and capital position offer support for growth and unexpected losses. (National Bank Holdings)
NBHC expects $46.8 million of charge-offs on $65 million of commercial loans, mainly tied to franchise and healthcare borrowers, plus a $4 million investment impairment. The company estimates these charges will cut after-tax earnings by $32–34 million, or $0.72–$0.76 per share. (StockTitan)
The net interest margin narrowed 12 basis points to 3.94% in the second quarter as asset yields eased, while deposit costs improved by only one basis point. Further margin pressure could limit the earnings benefit from loan growth. (National Bank Holdings)
The Vista acquisition involved issuing 7.3 million shares and recording $149.4 million of goodwill; NBHC also booked $25.2 million of acquisition costs in the first half. The deal adds dilution and integration risk if expected savings and growth do not materialise. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2026.
National Bank Financial Performance
Revenues and expenses
National Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
National Bank News
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Funds containing National Bank
AllUSDGBPEUR
Fund name | Fund size | $NBHC weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.10% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.10% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.06% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.06% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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