Northeast Bank/$NBN

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About Northeast Bank

Northeast Bank provides banking and financial services to individual and corporate customers in the United States. The bank conducts its loan-related activities through two primary channels: the National Lending Division and the Small Business Division. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans; consumer loans; and small business administration loans, among others. Additionally, the bank provides telephone banking, online banking, mobile banking, and remote deposit capture services, and other banking products and services. The majority of its revenue is derived in the form of interest and dividends.
Ticker
$NBN
Sector
Finance
Primary listing
NASDAQ
Employees
224

Northeast Bank Metrics

BasicAdvanced
$1.1B
10.38
$12.74
0.59
$0.05
0.03%

Bulls say / Bears say

Q4 FY26 net income rose 36% year-on-year to $34.3 million, and full-year net income climbed 29% to $107.5 million, underscoring robust profitability growth. (Reuters)
The bank delivered a record FY26 return on equity of 23.5% and maintained a three-year average net interest margin of 4.9%, reflecting efficient capital deployment and margin stability. (Investing.com)
As of June 30, 2026, Northeast Bank maintained a Tier 1 leverage ratio of 11.9% and total capital ratio of 14.7%, with $1.51 billion of loan capacity and $65.4 million available under its at-the-market equity program, ensuring ample funding flexibility. (Investing.com)
Net interest margin narrowed to 4.8% in Q4 FY26 from 5.15% in the linked quarter, indicating pressure on interest spreads amid rising funding costs. (MarketBeat)
The bank increased reserves on the unguaranteed portion of its SBA loan portfolio at June 30, 2026, pointing to elevated credit risk in its small business lending segment. (Stockwatch)
With a median 12-month price target of $136.50 versus a July 24 closing price of $129.24, analysts imply only about 5.6% upside, suggesting limited valuation leverage. (Bitget)
Data summarised monthly by Lightyear AI. Last updated on 24 Aug 2026.

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