NBT Bancorp/$NBTB
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About NBT Bancorp
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
Ticker
$NBTB
Sector
Primary listing
Industry
Banks
Headquarters
Employees
2,083
ISIN
US6287781024
Website
NBT Bancorp Metrics
BasicAdvanced
$2B
13.77
$3.03
0.57
$1.36
3.26%
Price and volume
Market cap
$2B
Beta
0.57
52-week high
$52.44
52-week low
$37.31
Average daily volume
198K
Dividend rate
$1.36
Financial strength
Dividend payout ratio (TTM)
44.05%
Profitability
Net profit margin (TTM)
25.21%
Operating margin (TTM)
35.80%
Effective tax rate (TTM)
21.75%
Revenue per employee (TTM)
$270,000
Management effectiveness
Return on assets (TTM)
1.05%
Return on equity (TTM)
9.55%
Valuation
Price to earnings (TTM)
13.769
Price to revenue (TTM)
3.457
Price to book
1.26
Price to tangible book (TTM)
1.69
Price to free cash flow (TTM)
10.888
Free cash flow yield (TTM)
9.18%
Free cash flow per share (TTM)
383.16%
Dividend yield (TTM)
3.26%
Forward dividend yield
3.26%
Growth
Revenue change (TTM)
13.26%
Earnings per share change (TTM)
17.05%
3-year revenue growth (CAGR)
5.09%
3-year earnings per share growth (CAGR)
-4.96%
10-year earnings per share growth (CAGR)
6.01%
3-year dividend per share growth (CAGR)
6.48%
10-year dividend per share growth (CAGR)
4.78%
Bulls say / Bears say
NBT Bancorp's planned merger with Evans Bancorp, expected to close in early May 2025, will expand its footprint into Buffalo and Rochester, enhancing market presence in key areas. (nasdaq.com)
The company reported a net income of $36.7 million in Q1 2025, an 8.6% increase from the same period in 2024, indicating strong financial performance. (nasdaq.com)
NBT Bancorp has increased its dividend for 12 consecutive years, demonstrating a commitment to returning value to shareholders. (marketbeat.com)
Net charge-offs to average loans increased to 0.27% in Q1 2025 from 0.23% in the prior quarter, indicating a deterioration in credit quality. (nasdaq.com)
The provision for loan losses significantly increased to $7.6 million in Q1 2025 from $2.2 million in the previous quarter, signaling potential concerns about future loan performance. (nasdaq.com)
NBT Bancorp shares have lost about 12.3% since the beginning of the year, underperforming the S&P 500's decline of 8.6%. (nasdaq.com)
Data summarised monthly by Lightyear AI. Last updated on 8 Jun 2025.
NBT Bancorp News
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FAQs
What’s the current market cap for NBT Bancorp stock?
NBT Bancorp (NBTB) has a market cap of $2B as of June 28, 2025.
What is the P/E ratio for NBT Bancorp stock?
The price to earnings (P/E) ratio for NBT Bancorp (NBTB) stock is 13.77 as of June 28, 2025.
Does NBT Bancorp stock pay dividends?
Yes, the NBT Bancorp (NBTB) stock pays dividends to shareholders. As of June 28, 2025, the dividend rate is $1.36 and the yield is 3.26%. NBT Bancorp has a payout ratio of 44.05% on a trailing twelve-month basis.
When is the next NBT Bancorp dividend payment date?
The next NBT Bancorp (NBTB) dividend payment date is unconfirmed.
What is the beta indicator for NBT Bancorp?
NBT Bancorp (NBTB) has a beta rating of 0.57. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.